This institution is no longer active

Operations ceased on September 18, 2020. CRA examination history below reflects the period it was active.

THE POPLAR GROVE STATE BANK

POPLAR GROVE, IL · Supervised by FDIC

Est. 1946FDIC #16,483RSSD: FDIC-16483

Part ofHIGH POINT FINL SERVICES INC→ View all charters

Satisfactory Same

Current rating · Exam: February 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.48%

Institution Profile

FDIC BankFind

Address

109 North State Street, POPLAR GROVE, IL

County

Boone County

Established

September 14, 1946

Total Assets

$83M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2016

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$83M

Total Deposits

$66M

Net Loans

$30M

Net Income

$588K

ROA

1.48%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.78%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.48%Peer avg: 0.44%▲ Above avg

Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2016	Satisfactory	Small Bank
Apr 2010	Satisfactory	Small Bank
Nov 2004	Satisfactory	Small Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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