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HIGH POINT FINL SERVICES INC is the bank holding company. SOLUTIONS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

HIGH POINT FINL SERVICES INC

Legal name: HIGH POINT FINANCIAL SERVICES, INC.

1 active bank · 3 merged/absorbed · $486M combined assets

RSSD ID: 1916948 (FFIEC NIC)

Combined Assets

$486M

CRA Rating Summary

Satisfactory1charter

Across all 31 exams on record for this holding company's charters, 94% resulted in Outstanding or Satisfactory.

Primary bankSOLUTIONS BANKFORRESTON, ILSatisfactory$486MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$486M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$379M

Net Income

$1M

ROA (avg)

1.01%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
SOLUTIONS BANKFORRESTON, ILFDIC$486M100.0%SatisfactorySep 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.