At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Needs Attention
ROA -0.19%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$113M
Total Deposits
$89M
Net Loans
$76M
Net Income
$-54K
ROA
-0.19%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.94%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
3
Branch Deposits
$100M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Outstanding | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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