West Virginia
Community Reinvestment Act ratings · Search West Virginia banks
192 banks tracked
Current Rating Distribution
Outstanding
32
16.7%
Satisfactory
157
81.8%
Needs to Improve
3
1.6%
Substantial Noncompliance
0
0.0%
ONE VALLEY BANK, FSB
POINT PLEASANT · OTS · Jun 1995
SatisfactoryHUNTINGTON FEDERAL SAVINGS BANK
HUNTINGTON · OTS · Nov 2009
SatisfactoryWESBANCO BANK, INC.
WHEELING · FDIC · Jul 2023
OutstandingUNITED NATIONAL BANK
PARKERSBURG · OCC · Mar 2000
SatisfactoryFIRST FEDERAL SAVINGS BANK
SISTERSVILLE · OTS · Nov 2007
SatisfactoryBANK OF RALEIGH
BECKLEY · FDIC · May 1997
OutstandingCLAY COUNTY BANK, INC.
CLAY · FDIC · Jul 2025
SatisfactoryBANK OF FOLLANSBEE
FOLLANSBEE · FDIC · Apr 1991
SatisfactoryPIONEER COMMUNITY BANK, INC.
IAEGER · FDIC · Apr 2022
SatisfactoryFARMERS AND MERCHANTS BANK OF KEYSER
KEYSER · FDIC · May 1991
SatisfactoryONE VALLEY BANK OF OAK HILL, INC.
OAK HILL · FDIC · Jun 1998
SatisfactoryWEST UNION BANK
WEST UNION · FDIC · Jun 2020
SatisfactoryDAVIS TRUST COMPANY
ELKINS · FDIC · Sep 2024
SatisfactoryHANCOCK COUNTY SAVINGS BANK, F.S.B.
CHESTER · OTS · Aug 2009
OutstandingFED ONE BANK
WHEELING · OTS · Mar 1997
OutstandingSOUTH BRANCH VALLEY NATIONAL BANK
MOOREFIELD · OCC · Dec 1996
OutstandingBANK ONE WEST VIRGINIA, N.A.
HUNTINGTON · OCC · Mar 2000
SatisfactoryFIRST EMPIRE FS & LA
CHARLESTON · OTS · Jun 1994
OutstandingCHARLESTON NATIONAL BANK
CHARLESTON · OCC · Sep 1991
SatisfactoryADVANCE FINANCIAL SAVINGS BANK, FSB
WELLSBURG · OTS · Mar 2004
SatisfactoryFIRST FS & LA OF RAVENSWOOD
RAVENSWOOD · OTS · Dec 2007
SatisfactoryDOOLIN SECURITY SAVINGS BANK, FSB
NEW MARTINSVILLE · OTS · Sep 2010
SatisfactoryFIRST FS & LA
MORGANTOWN · OTS · Jul 1990
Needs to ImproveFIRST CENTURY BANK, N.A.
BLUEFIELD · OCC · Oct 2009
SatisfactoryBECKLEY FEDERAL SAVINGS BANK
BECKLEY · OTS · Apr 1997
SatisfactoryONE VALLEY BANK EAST, N.A.
MARTINSBURG · OCC · May 1999
SatisfactoryNATIONAL BANK OF DAVIS
DAVIS · OCC · Jun 2003
SatisfactoryTHE FIRST NATIONAL BANK OF ST. MARYS
ST. MARYS · OCC · Oct 2003
SatisfactoryFNB OF NEW MARTINSVILLE
NEW MARTNSVLE · OCC · Sep 1991
SatisfactoryFIRST NATIONAL BANK OF HINTON
HINTON · OCC · Sep 1995
SatisfactoryMONTGOMERY NATIONAL BANK
MONTGOMERY · OCC · May 1991
SatisfactoryGREENBRIER VALLEY NATIONAL BANK
LEWISBURG · OCC · Mar 1998
SatisfactoryWESBANCO BANK PARKERSBURG
PARKERSBURG · FDIC · Jan 1999
OutstandingPENDLETON COMMUNITY BANK, INC.
FRANKLIN · FDIC · Jan 2026
SatisfactoryFIRSTBANK SHINNSTON
SHINNSTON · FDIC · Jun 1991
SatisfactoryONE VALLEY BANK OF RONCEVERTE, N.A.
RONCEVERTE · OCC · Apr 1997
SatisfactoryTHE OLD NATIONAL BANK
MARTINSBURG · OCC · Sep 1991
SatisfactoryWESBANCO BANK ELM GROVE, INC.
WHEELING · FDIC · Dec 1992
SatisfactoryWESBANCO BANK KINGWOOD, INC.
KINGWOOD · FDIC · Jun 1994
OutstandingCITIZENS BANK OF WEST VIRGINIA, INC.
ELKINS · FDIC · Oct 2024
SatisfactoryWESBANCO BANK FAIRMONT, INC.
FAIRMONT · FDIC · May 1999
OutstandingAMERICAN TRUST BANK OF WEST VIRGINIA, INC.
KEYSER · FDIC · Dec 1994
SatisfactoryAMERIBANK, INC.
NORTHFORK · FDIC · Mar 1996
SatisfactoryFNB BANK, INC.
ROMNEY · FDIC · Mar 2022
SatisfactoryFIRST NEIGHBORHOOD BANK
SPENCER · FDIC · Nov 2021
SatisfactoryMCNB BANK AND TRUST CO.
WELCH · FDIC · Mar 2025
SatisfactoryTHE FIRST NATIONAL BANK OF WILLIAMSON
WILLIAMSON · OCC · Oct 2022
OutstandingONE VALLEY BANK OF CLARKSBURG, N.A.
CLARKSBURG · OCC · Apr 1997
SatisfactoryUNION NATIONAL BANK OF WV
CLARKSBURG · OCC · Sep 1991
SatisfactoryTHE NATIONAL BANK OF SUMMERS
HINTON · OCC · Oct 1997
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| ONE VALLEY BANK, FSB | POINT PLEASANT | OTS | Jun 1995 | Satisfactory |
| HUNTINGTON FEDERAL SAVINGS BANK | HUNTINGTON | OTS | Nov 2009 | Satisfactory |
| WESBANCO BANK, INC. | WHEELING | FDIC | Jul 2023 | Outstanding |
| UNITED NATIONAL BANK | PARKERSBURG | OCC | Mar 2000 | Satisfactory |
| FIRST FEDERAL SAVINGS BANK | SISTERSVILLE | OTS | Nov 2007 | Satisfactory |
| BANK OF RALEIGH | BECKLEY | FDIC | May 1997 | Outstanding |
| CLAY COUNTY BANK, INC. | CLAY | FDIC | Jul 2025 | Satisfactory |
| BANK OF FOLLANSBEE | FOLLANSBEE | FDIC | Apr 1991 | Satisfactory |
| PIONEER COMMUNITY BANK, INC. | IAEGER | FDIC | Apr 2022 | Satisfactory |
| FARMERS AND MERCHANTS BANK OF KEYSER | KEYSER | FDIC | May 1991 | Satisfactory |
| ONE VALLEY BANK OF OAK HILL, INC. | OAK HILL | FDIC | Jun 1998 | Satisfactory |
| WEST UNION BANK | WEST UNION | FDIC | Jun 2020 | Satisfactory |
| DAVIS TRUST COMPANY | ELKINS | FDIC | Sep 2024 | Satisfactory |
| HANCOCK COUNTY SAVINGS BANK, F.S.B. | CHESTER | OTS | Aug 2009 | Outstanding |
| FED ONE BANK | WHEELING | OTS | Mar 1997 | Outstanding |
| SOUTH BRANCH VALLEY NATIONAL BANK | MOOREFIELD | OCC | Dec 1996 | Outstanding |
| BANK ONE WEST VIRGINIA, N.A. | HUNTINGTON | OCC | Mar 2000 | Satisfactory |
| FIRST EMPIRE FS & LA | CHARLESTON | OTS | Jun 1994 | Outstanding |
| CHARLESTON NATIONAL BANK | CHARLESTON | OCC | Sep 1991 | Satisfactory |
| ADVANCE FINANCIAL SAVINGS BANK, FSB | WELLSBURG | OTS | Mar 2004 | Satisfactory |
| FIRST FS & LA OF RAVENSWOOD | RAVENSWOOD | OTS | Dec 2007 | Satisfactory |
| DOOLIN SECURITY SAVINGS BANK, FSB | NEW MARTINSVILLE | OTS | Sep 2010 | Satisfactory |
| FIRST FS & LA | MORGANTOWN | OTS | Jul 1990 | Needs to Improve |
| FIRST CENTURY BANK, N.A. | BLUEFIELD | OCC | Oct 2009 | Satisfactory |
| BECKLEY FEDERAL SAVINGS BANK | BECKLEY | OTS | Apr 1997 | Satisfactory |
| ONE VALLEY BANK EAST, N.A. | MARTINSBURG | OCC | May 1999 | Satisfactory |
| NATIONAL BANK OF DAVIS | DAVIS | OCC | Jun 2003 | Satisfactory |
| THE FIRST NATIONAL BANK OF ST. MARYS | ST. MARYS | OCC | Oct 2003 | Satisfactory |
| FNB OF NEW MARTINSVILLE | NEW MARTNSVLE | OCC | Sep 1991 | Satisfactory |
| FIRST NATIONAL BANK OF HINTON | HINTON | OCC | Sep 1995 | Satisfactory |
| MONTGOMERY NATIONAL BANK | MONTGOMERY | OCC | May 1991 | Satisfactory |
| GREENBRIER VALLEY NATIONAL BANK | LEWISBURG | OCC | Mar 1998 | Satisfactory |
| WESBANCO BANK PARKERSBURG | PARKERSBURG | FDIC | Jan 1999 | Outstanding |
| PENDLETON COMMUNITY BANK, INC. | FRANKLIN | FDIC | Jan 2026 | Satisfactory |
| FIRSTBANK SHINNSTON | SHINNSTON | FDIC | Jun 1991 | Satisfactory |
| ONE VALLEY BANK OF RONCEVERTE, N.A. | RONCEVERTE | OCC | Apr 1997 | Satisfactory |
| THE OLD NATIONAL BANK | MARTINSBURG | OCC | Sep 1991 | Satisfactory |
| WESBANCO BANK ELM GROVE, INC. | WHEELING | FDIC | Dec 1992 | Satisfactory |
| WESBANCO BANK KINGWOOD, INC. | KINGWOOD | FDIC | Jun 1994 | Outstanding |
| CITIZENS BANK OF WEST VIRGINIA, INC. | ELKINS | FDIC | Oct 2024 | Satisfactory |
| WESBANCO BANK FAIRMONT, INC. | FAIRMONT | FDIC | May 1999 | Outstanding |
| AMERICAN TRUST BANK OF WEST VIRGINIA, INC. | KEYSER | FDIC | Dec 1994 | Satisfactory |
| AMERIBANK, INC. | NORTHFORK | FDIC | Mar 1996 | Satisfactory |
| FNB BANK, INC. | ROMNEY | FDIC | Mar 2022 | Satisfactory |
| FIRST NEIGHBORHOOD BANK | SPENCER | FDIC | Nov 2021 | Satisfactory |
| MCNB BANK AND TRUST CO. | WELCH | FDIC | Mar 2025 | Satisfactory |
| THE FIRST NATIONAL BANK OF WILLIAMSON | WILLIAMSON | OCC | Oct 2022 | Outstanding |
| ONE VALLEY BANK OF CLARKSBURG, N.A. | CLARKSBURG | OCC | Apr 1997 | Satisfactory |
| UNION NATIONAL BANK OF WV | CLARKSBURG | OCC | Sep 1991 | Satisfactory |
| THE NATIONAL BANK OF SUMMERS | HINTON | OCC | Oct 1997 | Satisfactory |