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This institution is no longer active

Operations ceased on February 1, 2009. CRA examination history below reflects the period it was active.

THE FIRST NATIONAL BANK OF MORGAN

MORGAN, UT · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1903FDIC #2,263
Outstanding Up

Current rating · Exam: January 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

THE FIRST NATIONAL BANK OF MORGAN earned an Outstanding CRA rating (1998).

Institution Profile

FDIC BankFind

Address

120 North State Street, MORGAN, UT

County

Morgan County

Established

January 1, 1903

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 12, 1998

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 1998OutstandingNot Reported
Jan 1994SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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