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This institution is no longer active

Operations ceased on December 31, 2003. CRA examination history below reflects the period it was active.

THE FIFTH THIRD BANK OF CENTRAL KENTUCKY, INC.

LOUISVILLE, KY · Supervised by FDIC

Est. 1934FDIC #14,099RSSD: FDIC-14099
Part ofFifth Third Bancorp→ View all charters
Outstanding

Current rating · Exam: August 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.62%

Is this bank safe?

THE FIFTH THIRD BANK OF CENTRAL KENTUCKY, INC. earned an Outstanding CRA rating (1993), is financially strong (ROA +1.62%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

401 South Fourth Avenue, LOUISVILLE, KY

County

Jefferson County

Established

January 1, 1934

Total Assets

$2.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$2.6B

Total Deposits

$2.0B

Net Loans

$1.6B

Net Income

$33M

ROA

1.62%

Above avg for Community banks. Peer avg: 0.90%

ROE

15.78%

Risk-Based Capital

11.37%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.62%Peer avg: 0.90%▲ Above avg
Risk-Based Capital11.37%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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