🏦Bank Scorer

SQUARE FINANCIAL SERVICES, INC.

SALT LAKE CITY, UT · Supervised by FDIC

Est. 2021FDIC #59,177RSSD: FDIC-59177
Outstanding

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

231

128.03 per $B assets · filed with CFPB

Financial Health

Strong

ROA 38.77%

Institution Profile

FDIC BankFind

Address

3165 E Millrock Dr, SALT LAKE CITY, UT

County

Salt Lake County

Established

March 1, 2021

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2023

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$496M

Net Loans

$1.1B

Net Income

$170M

ROA

38.77%

Above avg for Community banks. Peer avg: 0.90%

ROE

63.00%

Risk-Based Capital

101.16%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA38.77%Peer avg: 0.90%▲ Above avg
Risk-Based Capital101.16%Peer avg: 12.91%▲ Above avg
Complaints / $B128.03Peer avg: 0.00▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$371M

1-Year Change

0

5-year net change: +1 branches

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

231

All Time

699

Monetary Relief

1.3%

Untimely Response

7.9%

Most common complaint type: Debt collection· 128.03 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202442
November 202400
December 202400
January 202500
February 202500
March 202500
April 202510
May 202500
June 202500
July 202500
August 202500
September 202581
October 2025301
November 2025180
December 2025250
January 202691
February 202620
March 2026241
April 2026580
May 2026431
June 2026140

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

This is the only examination on record for this bank.

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