🏦Bank Scorer

REPUBLIC BANK & TRUST COMPANY

LOUISVILLE, KY · Supervised by FDIC

Est. 1982FDIC #23,627RSSD: FDIC-23627
Part ofREPUBLIC BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.40%

Institution Profile

FDIC BankFind

Address

601 W Market St, LOUISVILLE, KY

County

Jefferson County

Established

January 11, 1982

Total Assets

$7.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.2B

Total Deposits

$5.6B

Net Loans

$5.3B

Net Income

$43M

ROA

2.40%

ROE

16.27%

Risk-Based Capital

17.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

47

Branch Deposits

$5.4B

1-Year Change

0

5-year net change: +5 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

14 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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