This institution is no longer active

Operations ceased on November 10, 2000. CRA examination history below reflects the period it was active.

ONE VALLEY BANK OF HUNTINGTON

HUNTINGTON, WV · Supervised by FDIC

Est. 1956FDIC #17,625RSSD: FDIC-17625

Part ofBB&T CORP→ View all charters

Outstanding Same

Current rating · Exam: May 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.62%

Is this bank safe?

ONE VALLEY BANK OF HUNTINGTON earned an Outstanding CRA rating (1998), meets basic financial requirements (ROA +0.62%).

Institution Profile

FDIC BankFind

Address

102 Sixth Avenue West, HUNTINGTON, WV

County

Cabell County

Established

July 16, 1956

Total Assets

$229M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1998

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$229M

Total Deposits

$174M

Net Loans

$175M

Net Income

$1M

ROA

0.62%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.95%

Risk-Based Capital

11.86%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.62%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.86%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1998	Outstanding	Large Bank
Apr 1995	Outstanding	Not Reported
Apr 1993	Outstanding	Not Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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