At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.75%
Is this bank safe?
LENDINGCLUB BANK, NATIONAL ASSOCIATION holds a Satisfactory CRA rating (2024), is financially strong (ROA +1.75%). Overall, this bank appears financially sound.
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$11.8B
Total Deposits
$10.3B
Net Loans
$6.5B
Net Income
$51M
ROA
1.75%
Above avg for Regional banks. Peer avg: 0.88%
ROE
15.29%
Risk-Based Capital
16.75%
Below avg for Regional banks. Regulatory min: 8%
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
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Branch Footprint
Total Branches
3
Branch Deposits
$9.3B
1-Year Change
0
5-year net change: +2 branches
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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