This institution is no longer active
Operations ceased on February 19, 1999. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.88%
Is this bank safe?
GRAVES COUNTY BANK, INC. earned an Outstanding CRA rating (1996), meets basic financial requirements (ROA +0.88%).
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$83M
Total Deposits
$65M
Net Loans
$51M
Net Income
$739K
ROA
0.88%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.95%
Risk-Based Capital
14.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1996 | Outstanding | Small Bank |
| Sep 1994 | Satisfactory | Not Reported |
| Apr 1992 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/graves-county-bank-inc" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: