🏦Bank Scorer

FORCHT BANK, N.A.

LEXINGTON, KY · Supervised by OCC (Office of the Comptroller of the Currency)

FDIC #57,415
Satisfactory Same

Current rating · Exam: July 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

FORCHT BANK, N.A. holds a Satisfactory CRA rating (2025).

Institution Profile

FDIC BankFind

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 21, 2025

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Jul 2030(based on asset size)

Branch Footprint

FDIC SOD 2025

Total Branches

23

Branch Deposits

$1.4B

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jul 2025SatisfactoryIntermediate Small Bank
Aug 2022SatisfactoryIntermediate Small Bank
Jul 2019SatisfactoryIntermediate Small Bank

4 previous ratings locked — back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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