This institution is no longer active

Operations ceased on December 31, 2001. CRA examination history below reflects the period it was active.

FIDELITY TRUST COMPANY

SALT LAKE CITY, UT · Supervised by FDIC

Est. 1988FDIC #27,300RSSD: FDIC-27300

Outstanding Up

Current rating · Exam: October 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -15.97%

Institution Profile

FDIC BankFind

Address

36 South State Street, Suite 1125, SALT LAKE CITY, UT

County

Salt Lake County

Established

July 1, 1988

Total Assets

$3M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1997

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$3M

Total Deposits

$10K

Net Loans

—

Net Income

$-497K

ROA

-15.97%

Below avg for Small banks. Peer avg: 0.44%

ROE

-19.23%

Risk-Based Capital

443.31%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-15.97%Peer avg: 0.44%▼ Below avg

Risk-Based Capital443.31%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 1997	Outstanding	Wholesale/Limited Purpose
May 1995	Satisfactory	Not Reported
Mar 1993	Satisfactory	Not Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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