🏦Bank Scorer

DAVIS TRUST COMPANY

ELKINS, WV · Supervised by FDIC

Est. 1901FDIC #2,453RSSD: FDIC-2453
Part ofDAVIS TRUST FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.35%

Institution Profile

FDIC BankFind

Address

227 Davis Ave, ELKINS, WV

County

Randolph County

Established

June 17, 1901

Total Assets

$270M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$270M

Total Deposits

$213M

Net Loans

$220M

Net Income

$236K

ROA

0.35%

ROE

5.30%

Risk-Based Capital

12.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$185M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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