This institution is no longer active
Operations ceased on January 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$195M
Total Deposits
$173M
Net Loans
$40M
Net Income
$641K
ROA
0.35%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.50%
Risk-Based Capital
26.43%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 32 | 53.13% | 31.25% |
| 2018 | 33 | 51.52% | 36.36% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2019 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
| Aug 2008 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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