At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.26%
Is this bank safe?
BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION holds a Satisfactory CRA rating (2024), meets basic financial requirements (ROA +0.26%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$58M
Total Deposits
$40M
Net Loans
$42M
Net Income
$38K
ROA
0.26%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.64%
Risk-Based Capital
27.26%
Above avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
1
Branch Deposits
$36M
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Small Bank |
| Jan 2020 | Satisfactory | Small Bank |
| Dec 2014 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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