BANK OF UT

OGDEN, UT · Supervised by Federal Reserve (FRB)

RSSD: FRB-933975

Outstanding Up

Current rating · Exam: January 2021

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

BANK OF UT earned an Outstanding CRA rating (2021).

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 19, 2021

Exam Type

Large Bank

Regulator

Federal Reserve (FRB)

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jan 2021	Outstanding	Large Bank
Aug 2017	Satisfactory	Intermediate Small Bank
Jul 2013	Satisfactory	Intermediate Small Bank

9 previous ratings locked — back to 1996

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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