Virginia
Community Reinvestment Act ratings · Search Virginia banks
316 banks tracked
Current Rating Distribution
Outstanding
40
12.7%
Satisfactory
271
85.8%
Needs to Improve
5
1.6%
Substantial Noncompliance
0
0.0%
HOMESTEAD SAVINGS BANK, FSB
PORTSMOUTH · OTS · Nov 1993
SatisfactorySEABOARD SAVINGS BANK, F.S.B.
VIRGINIA BEACH · OTS · Jun 1994
SatisfactoryVIRGINIA SAVINGS BANK, F.S.B.
FRONT ROYAL · OTS · Jul 2009
SatisfactoryGUARANTY BANK
CHARLOTTESVILLE · OTS · Nov 1994
OutstandingFIRST NATIONAL BANK
CHRISTIANSBURG · OCC · May 2006
SatisfactoryACACIA FEDERAL SAVINGS BANK
FALLS CHURCH · OTS · Aug 2008
SatisfactoryFIRST SAVINGS BANK OF VIRGINIA
SPRINGFIELD · OTS · Mar 1999
SatisfactoryCHEVY CHASE BANK, F.S.B.
MC LEAN · OTS · Jun 2007
OutstandingEASTERN AMERICAN BANK, FSB
HERNDON · OTS · Jun 1997
SatisfactoryESSEX SAVINGS BANK, F.S.B.
NORFOLK · OTS · Jun 2002
SatisfactoryVISTA FEDERAL SAVINGS BANK
RESTON · OTS · Jan 1991
SatisfactorySOUTHERN FINANCIAL FSB
HERNDON · OTS · Sep 1993
SatisfactoryE*TRADE UNITED BANK
ARLINGTON · OTS · Aug 2010
SatisfactoryFIDELITY FEDERAL SAVINGS BANK
RICHMOND · OTS · Mar 1996
SatisfactoryGREATER ATLANTIC BANK
RESTON · OTS · Sep 2009
SatisfactoryNVR SAVINGS BANK, FSB
MCLEAN · OTS · May 1993
SatisfactoryVIRGINIA FEDERAL SAVINGS BANK
RICHMOND · OTS · Apr 1993
SatisfactoryTHE BLUE GRASS VALLEY BANK
BLUE GRASS · FDIC · Jun 2022
SatisfactoryFIRST NATIONAL BANK
ALTAVISTA · OCC · Aug 2023
SatisfactoryAMERICAN NATIONAL BANK AND TRUST COMPANY
DANVILLE · OCC · Feb 2021
SatisfactoryMOVEMENT BANK
DANVILLE · FDIC · Sep 2021
OutstandingPEOPLES NATIONAL BANK
WARRENTON · OCC · Sep 1993
SatisfactoryFARMERS AND MERCHANTS NB
HAMILTON · OCC · Jan 1991
SatisfactoryPOWELL VALLEY NATIONAL BANK
JONESVILLE · OCC · Aug 2025
SatisfactoryMARSHALL NATIONAL BANK AND TRUST COMPANY
MARSHALL · OCC · Apr 2005
SatisfactoryFARMERS & MERCHANTS BANK - EASTERN SHORE
ONLEY · FDIC · Mar 2004
SatisfactoryCITIZENS AND FARMERS BANK
WEST POINT · FDIC · Feb 2024
SatisfactoryTHE EASTVILLE BANK
EASTVILLE · FDIC · Jun 1996
SatisfactoryBANK OF ROCKBRIDGE
RAPHINE · FDIC · Jul 1998
OutstandingTHE PEOPLES BANK
ROSE HILL · FDIC · Oct 2015
SatisfactorySKYLINE NATIONAL BANK
INDEPENDENCE · OCC · Aug 2025
SatisfactoryRICHLANDS NATIONAL BANK
RICHLANDS · OCC · Mar 1991
SatisfactoryFARMERS AND MERCHANTS
STANLEY · OCC · Mar 1992
SatisfactoryTHE BANK OF SUSSEX AND SURRY
WAKEFIELD · FDIC · Jul 1997
SatisfactoryFARMERS NATIONAL BANK
APPOMATTOX · OCC · Jun 1992
SatisfactoryFNB OF SALTVILLE
SALTVILLE · OCC · Jan 1994
Needs to ImproveBURKE & HERBERT BANK & TRUST COMPANY
ALEXANDRIA · FDIC · Nov 2023
SatisfactoryTHE BANK OF SOUTHSIDE VIRGINIA
CARSON · FDIC · Jun 2025
SatisfactoryLEE BANK AND TRUST COMPANY
PENNINGTON GAP · FDIC · Aug 2023
SatisfactorySOUTHSIDE BANK
TAPPAHANNOCK · FDIC · Mar 2003
SatisfactoryTHE FNB OF STUART
STUART · OCC · Mar 1994
Needs to ImproveTHE NATIONAL BANK OF BLACKSBURG
BLACKSBURG · OCC · Feb 2024
SatisfactoryTHE OLD POINT NATIONAL BANK OF PHOEBUS
HAMPTON · OCC · Aug 2022
OutstandingTHE MIDDLEBURG NATIONAL BANK
MIDDLEBURG · OCC · Jan 1993
SatisfactoryFIRST AND CITIZENS BANK
MONTEREY · FDIC · Feb 2012
SatisfactoryCAPITAL ONE, F.S.B.
MCLEAN · OTS · Jul 2005
OutstandingFIRST MARKET BANK, FSB
RICHMOND · OTS · Apr 2008
SatisfactoryGRUNDY NATIONAL BANK
GRUNDY · OCC · Apr 2017
Satisfactory1ST SERVICE BANK
MCLEAN · OTS · Mar 2002
SatisfactoryFIRST NATIONAL BANK
ROCKY MOUNT · OCC · Jun 2002
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HOMESTEAD SAVINGS BANK, FSB | PORTSMOUTH | OTS | Nov 1993 | Satisfactory |
| SEABOARD SAVINGS BANK, F.S.B. | VIRGINIA BEACH | OTS | Jun 1994 | Satisfactory |
| VIRGINIA SAVINGS BANK, F.S.B. | FRONT ROYAL | OTS | Jul 2009 | Satisfactory |
| GUARANTY BANK | CHARLOTTESVILLE | OTS | Nov 1994 | Outstanding |
| FIRST NATIONAL BANK | CHRISTIANSBURG | OCC | May 2006 | Satisfactory |
| ACACIA FEDERAL SAVINGS BANK | FALLS CHURCH | OTS | Aug 2008 | Satisfactory |
| FIRST SAVINGS BANK OF VIRGINIA | SPRINGFIELD | OTS | Mar 1999 | Satisfactory |
| CHEVY CHASE BANK, F.S.B. | MC LEAN | OTS | Jun 2007 | Outstanding |
| EASTERN AMERICAN BANK, FSB | HERNDON | OTS | Jun 1997 | Satisfactory |
| ESSEX SAVINGS BANK, F.S.B. | NORFOLK | OTS | Jun 2002 | Satisfactory |
| VISTA FEDERAL SAVINGS BANK | RESTON | OTS | Jan 1991 | Satisfactory |
| SOUTHERN FINANCIAL FSB | HERNDON | OTS | Sep 1993 | Satisfactory |
| E*TRADE UNITED BANK | ARLINGTON | OTS | Aug 2010 | Satisfactory |
| FIDELITY FEDERAL SAVINGS BANK | RICHMOND | OTS | Mar 1996 | Satisfactory |
| GREATER ATLANTIC BANK | RESTON | OTS | Sep 2009 | Satisfactory |
| NVR SAVINGS BANK, FSB | MCLEAN | OTS | May 1993 | Satisfactory |
| VIRGINIA FEDERAL SAVINGS BANK | RICHMOND | OTS | Apr 1993 | Satisfactory |
| THE BLUE GRASS VALLEY BANK | BLUE GRASS | FDIC | Jun 2022 | Satisfactory |
| FIRST NATIONAL BANK | ALTAVISTA | OCC | Aug 2023 | Satisfactory |
| AMERICAN NATIONAL BANK AND TRUST COMPANY | DANVILLE | OCC | Feb 2021 | Satisfactory |
| MOVEMENT BANK | DANVILLE | FDIC | Sep 2021 | Outstanding |
| PEOPLES NATIONAL BANK | WARRENTON | OCC | Sep 1993 | Satisfactory |
| FARMERS AND MERCHANTS NB | HAMILTON | OCC | Jan 1991 | Satisfactory |
| POWELL VALLEY NATIONAL BANK | JONESVILLE | OCC | Aug 2025 | Satisfactory |
| MARSHALL NATIONAL BANK AND TRUST COMPANY | MARSHALL | OCC | Apr 2005 | Satisfactory |
| FARMERS & MERCHANTS BANK - EASTERN SHORE | ONLEY | FDIC | Mar 2004 | Satisfactory |
| CITIZENS AND FARMERS BANK | WEST POINT | FDIC | Feb 2024 | Satisfactory |
| THE EASTVILLE BANK | EASTVILLE | FDIC | Jun 1996 | Satisfactory |
| BANK OF ROCKBRIDGE | RAPHINE | FDIC | Jul 1998 | Outstanding |
| THE PEOPLES BANK | ROSE HILL | FDIC | Oct 2015 | Satisfactory |
| SKYLINE NATIONAL BANK | INDEPENDENCE | OCC | Aug 2025 | Satisfactory |
| RICHLANDS NATIONAL BANK | RICHLANDS | OCC | Mar 1991 | Satisfactory |
| FARMERS AND MERCHANTS | STANLEY | OCC | Mar 1992 | Satisfactory |
| THE BANK OF SUSSEX AND SURRY | WAKEFIELD | FDIC | Jul 1997 | Satisfactory |
| FARMERS NATIONAL BANK | APPOMATTOX | OCC | Jun 1992 | Satisfactory |
| FNB OF SALTVILLE | SALTVILLE | OCC | Jan 1994 | Needs to Improve |
| BURKE & HERBERT BANK & TRUST COMPANY | ALEXANDRIA | FDIC | Nov 2023 | Satisfactory |
| THE BANK OF SOUTHSIDE VIRGINIA | CARSON | FDIC | Jun 2025 | Satisfactory |
| LEE BANK AND TRUST COMPANY | PENNINGTON GAP | FDIC | Aug 2023 | Satisfactory |
| SOUTHSIDE BANK | TAPPAHANNOCK | FDIC | Mar 2003 | Satisfactory |
| THE FNB OF STUART | STUART | OCC | Mar 1994 | Needs to Improve |
| THE NATIONAL BANK OF BLACKSBURG | BLACKSBURG | OCC | Feb 2024 | Satisfactory |
| THE OLD POINT NATIONAL BANK OF PHOEBUS | HAMPTON | OCC | Aug 2022 | Outstanding |
| THE MIDDLEBURG NATIONAL BANK | MIDDLEBURG | OCC | Jan 1993 | Satisfactory |
| FIRST AND CITIZENS BANK | MONTEREY | FDIC | Feb 2012 | Satisfactory |
| CAPITAL ONE, F.S.B. | MCLEAN | OTS | Jul 2005 | Outstanding |
| FIRST MARKET BANK, FSB | RICHMOND | OTS | Apr 2008 | Satisfactory |
| GRUNDY NATIONAL BANK | GRUNDY | OCC | Apr 2017 | Satisfactory |
| 1ST SERVICE BANK | MCLEAN | OTS | Mar 2002 | Satisfactory |
| FIRST NATIONAL BANK | ROCKY MOUNT | OCC | Jun 2002 | Satisfactory |