Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
THE FIRST NATIONAL BANK OF SHINER
SHINER · OCC · Feb 2023
SatisfactoryCENTURY BANK, N.A.
TEXARKANA · OCC · May 2008
SatisfactoryFIRST NATIONAL BANK OF WINNSBORO
WINNSBORO · OCC · Aug 2022
SatisfactoryCAPTEX BANK, NATIONAL ASSOCIATION
TRENTON · OCC · Jan 2019
SatisfactoryGILMER NATIONAL BANK
GILMER · OCC · Mar 2022
OutstandingFIRST NATIONAL BANK TEXAS
KILLEEN · OCC · Jul 2023
OutstandingORANGE SB
ORANGE · OTS · Jan 1996
SatisfactoryTHE FIRST NATIONAL BANK OF MOODY
MOODY · OCC · Oct 2022
SatisfactoryTHE FIRST NATIONAL BANK OF ASPERMONT
ASPERMONT · OCC · May 2023
SatisfactoryFIRST CITY, TEXAS
LUFKIN · OCC · Feb 1991
SatisfactoryTEXAS COMMERCE BANK
BEAUMONT · OCC · Jan 1992
OutstandingFIRST NATIONAL BANK OF CENTRAL TEXAS
WACO · OCC · Jan 2025
SatisfactoryCOASTAL BANC SAVINGS ASSOCIATION
HOUSTON · OTS · Jun 1993
SatisfactoryFIRST CITY, TEXAS - GRAHAM, N.A.
GRAHAM · OCC · Mar 1991
SatisfactoryFIRST NATIONAL BANK OF KEMP
KEMP · OCC · Nov 2020
SatisfactoryTHE FIRST NATIONAL BANK OF THROCKMORTON
THROCKMORTON · OCC · Dec 2012
SatisfactoryTHE FIRST NATIONAL BANK OF BAY CITY
BAY CITY · OCC · Nov 1995
SatisfactorySHELBY-PANOLA SAVINGS ASSOCIATION
CARTHAGE · OTS · Dec 1994
SatisfactoryTHE FIRST NATIONAL BANK OF ANSON
ANSON · OCC · Sep 2022
SatisfactoryNORTH TEXAS S & LA
DENTON · OTS · Nov 1993
SatisfactoryNEWFIRST NATIONAL BANK
EL CAMPO · OCC · Oct 2023
SatisfactoryTEXAS S & LA
SNYDER · OTS · Jan 1998
SatisfactoryTHE FIRST NATIONAL BANK OF LIVINGSTON
LIVINGSTON · OCC · Apr 2023
SatisfactoryTHE FIRST NATIONAL BANK OF CARTHAGE
CARTHAGE · OCC · Mar 1996
SatisfactoryTHE FIRST NATIONAL BANK OF SAN AUGUSTINE
SAN AUGUSTINE · OCC · Jul 1997
SatisfactoryFNB OF TULIA
TULIA · OCC · Nov 1992
SatisfactoryINTERSTATE BANK, SSB
PERRYTON · OTS · May 1995
SatisfactoryMID-COAST SB, SSB
EDNA · OTS · Nov 1994
SatisfactoryFIRST CITY TEXAS
MADISONVILLE · OCC · Mar 1991
SatisfactoryNORTH PLAINS S & LA
DUMAS · OTS · Mar 1994
SatisfactoryFIRST CITY, TEXAS
MIDLAND · OCC · Jan 1991
SatisfactoryOLYMPIC SA
REFUGIO · OTS · Sep 2002
SatisfactoryTHE TEXAS NATIONAL BANK OF WACO
WACO · OCC · Oct 1996
SatisfactoryCALDWELL NATIONAL BANK
CALDWELL · OCC · Jan 1998
SatisfactorySTONE FORT NATIONAL BANK
NACOGDOCHES · OCC · Nov 1994
SatisfactoryCOLONIAL SAVINGS, FA
FORT WORTH · OTS · Mar 2010
SatisfactoryTHE FIRST NATIONAL BANK OF EMORY
EMORY · OCC · Feb 2014
SatisfactoryTHE FIRST NATIONAL BANK OF CANADIAN
CANADIAN · OCC · Jan 2004
SatisfactoryTHE FIRST NATIONAL BANK OF HUGHES SPRINGS
HUGHES SPRINGS · OCC · Jan 2024
SatisfactoryTHE HERRING NATIONAL BANK
VERNON · OCC · Apr 2001
SatisfactoryFIRST FEDERAL SAVINGS BANK
BRYAN · OTS · Aug 1998
SatisfactoryTHE FIRST NATIONAL BANK OF FLOYDADA
FLOYDADA · OCC · Feb 2022
SatisfactoryTHE MASON NATIONAL BANK
MASON · OCC · Mar 2009
OutstandingTHE FIRST NATIONAL BANK OF CLAUDE
CLAUDE · OCC · Mar 2004
SatisfactoryROYALL NATIONAL BANK
PALESTINE · OCC · Feb 1993
SatisfactoryTHE MORRIS COUNTY NATIONAL BANK OF NAPLES
NAPLES · OCC · Aug 2020
SatisfactoryFIRST NATIONAL BANK OF SHAMROCK
SHAMROCK · OCC · Jun 1998
SatisfactoryFIRST NATIONAL BANK OF ANDERSON
ANDERSON · OCC · Feb 2024
SatisfactoryFIRST HERITAGE BANK, N.A.
PITTSBURGH · OCC · Feb 1996
SatisfactoryDEL RIO NATIONAL BANK
DEL RIO · OCC · Aug 1998
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE FIRST NATIONAL BANK OF SHINER | SHINER | OCC | Feb 2023 | Satisfactory |
| CENTURY BANK, N.A. | TEXARKANA | OCC | May 2008 | Satisfactory |
| FIRST NATIONAL BANK OF WINNSBORO | WINNSBORO | OCC | Aug 2022 | Satisfactory |
| CAPTEX BANK, NATIONAL ASSOCIATION | TRENTON | OCC | Jan 2019 | Satisfactory |
| GILMER NATIONAL BANK | GILMER | OCC | Mar 2022 | Outstanding |
| FIRST NATIONAL BANK TEXAS | KILLEEN | OCC | Jul 2023 | Outstanding |
| ORANGE SB | ORANGE | OTS | Jan 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF MOODY | MOODY | OCC | Oct 2022 | Satisfactory |
| THE FIRST NATIONAL BANK OF ASPERMONT | ASPERMONT | OCC | May 2023 | Satisfactory |
| FIRST CITY, TEXAS | LUFKIN | OCC | Feb 1991 | Satisfactory |
| TEXAS COMMERCE BANK | BEAUMONT | OCC | Jan 1992 | Outstanding |
| FIRST NATIONAL BANK OF CENTRAL TEXAS | WACO | OCC | Jan 2025 | Satisfactory |
| COASTAL BANC SAVINGS ASSOCIATION | HOUSTON | OTS | Jun 1993 | Satisfactory |
| FIRST CITY, TEXAS - GRAHAM, N.A. | GRAHAM | OCC | Mar 1991 | Satisfactory |
| FIRST NATIONAL BANK OF KEMP | KEMP | OCC | Nov 2020 | Satisfactory |
| THE FIRST NATIONAL BANK OF THROCKMORTON | THROCKMORTON | OCC | Dec 2012 | Satisfactory |
| THE FIRST NATIONAL BANK OF BAY CITY | BAY CITY | OCC | Nov 1995 | Satisfactory |
| SHELBY-PANOLA SAVINGS ASSOCIATION | CARTHAGE | OTS | Dec 1994 | Satisfactory |
| THE FIRST NATIONAL BANK OF ANSON | ANSON | OCC | Sep 2022 | Satisfactory |
| NORTH TEXAS S & LA | DENTON | OTS | Nov 1993 | Satisfactory |
| NEWFIRST NATIONAL BANK | EL CAMPO | OCC | Oct 2023 | Satisfactory |
| TEXAS S & LA | SNYDER | OTS | Jan 1998 | Satisfactory |
| THE FIRST NATIONAL BANK OF LIVINGSTON | LIVINGSTON | OCC | Apr 2023 | Satisfactory |
| THE FIRST NATIONAL BANK OF CARTHAGE | CARTHAGE | OCC | Mar 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF SAN AUGUSTINE | SAN AUGUSTINE | OCC | Jul 1997 | Satisfactory |
| FNB OF TULIA | TULIA | OCC | Nov 1992 | Satisfactory |
| INTERSTATE BANK, SSB | PERRYTON | OTS | May 1995 | Satisfactory |
| MID-COAST SB, SSB | EDNA | OTS | Nov 1994 | Satisfactory |
| FIRST CITY TEXAS | MADISONVILLE | OCC | Mar 1991 | Satisfactory |
| NORTH PLAINS S & LA | DUMAS | OTS | Mar 1994 | Satisfactory |
| FIRST CITY, TEXAS | MIDLAND | OCC | Jan 1991 | Satisfactory |
| OLYMPIC SA | REFUGIO | OTS | Sep 2002 | Satisfactory |
| THE TEXAS NATIONAL BANK OF WACO | WACO | OCC | Oct 1996 | Satisfactory |
| CALDWELL NATIONAL BANK | CALDWELL | OCC | Jan 1998 | Satisfactory |
| STONE FORT NATIONAL BANK | NACOGDOCHES | OCC | Nov 1994 | Satisfactory |
| COLONIAL SAVINGS, FA | FORT WORTH | OTS | Mar 2010 | Satisfactory |
| THE FIRST NATIONAL BANK OF EMORY | EMORY | OCC | Feb 2014 | Satisfactory |
| THE FIRST NATIONAL BANK OF CANADIAN | CANADIAN | OCC | Jan 2004 | Satisfactory |
| THE FIRST NATIONAL BANK OF HUGHES SPRINGS | HUGHES SPRINGS | OCC | Jan 2024 | Satisfactory |
| THE HERRING NATIONAL BANK | VERNON | OCC | Apr 2001 | Satisfactory |
| FIRST FEDERAL SAVINGS BANK | BRYAN | OTS | Aug 1998 | Satisfactory |
| THE FIRST NATIONAL BANK OF FLOYDADA | FLOYDADA | OCC | Feb 2022 | Satisfactory |
| THE MASON NATIONAL BANK | MASON | OCC | Mar 2009 | Outstanding |
| THE FIRST NATIONAL BANK OF CLAUDE | CLAUDE | OCC | Mar 2004 | Satisfactory |
| ROYALL NATIONAL BANK | PALESTINE | OCC | Feb 1993 | Satisfactory |
| THE MORRIS COUNTY NATIONAL BANK OF NAPLES | NAPLES | OCC | Aug 2020 | Satisfactory |
| FIRST NATIONAL BANK OF SHAMROCK | SHAMROCK | OCC | Jun 1998 | Satisfactory |
| FIRST NATIONAL BANK OF ANDERSON | ANDERSON | OCC | Feb 2024 | Satisfactory |
| FIRST HERITAGE BANK, N.A. | PITTSBURGH | OCC | Feb 1996 | Satisfactory |
| DEL RIO NATIONAL BANK | DEL RIO | OCC | Aug 1998 | Satisfactory |