Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Current Rating Distribution
Outstanding
96
9.6%
Satisfactory
878
87.8%
Needs to Improve
23
2.3%
Substantial Noncompliance
3
0.3%
THE FIRST BANK OF CELESTE
CELESTE · FDIC · May 2025
SatisfactoryFIRST BANK AND TRUST OF CHILDRESS
CHILDRESS · FDIC · Jul 2020
SatisfactoryCITIZENS BANK
AMARILLO · FDIC · Jul 2020
SatisfactoryCLEVELAND BANK & TRUST
CLEVELAND · FDIC · Dec 1990
Needs to ImproveSIGNATURE BANK
DALLAS · FDIC · Apr 2008
SatisfactoryTHE DELTA BANK
COOPER · FDIC · Nov 2002
SatisfactoryHENDERSON FEDERAL SAVINGS BANK
HENDERSON · OTS · May 2008
SatisfactoryFARMERS AND MERCHANTS BANK
DE LEON · FDIC · Dec 2025
SatisfactoryBANK OF HOUSTON
HOUSTON · FDIC · Aug 2024
SatisfactoryMAPLEMARK BANK
DALLAS · FDIC · Dec 2024
SatisfactoryELGIN BANK OF TEXAS
ELGIN · FDIC · Nov 2004
SatisfactoryFAYETTEVILLE BANK
FAYETTEVILLE · FDIC · Dec 2023
SatisfactoryTHE BANK OF SOUTH TEXAS
FLORESVILLE · FDIC · Apr 1997
SatisfactoryGRANDVIEW BANK
GRANDVIEW · FDIC · Jan 2024
SatisfactoryCLEAR FORK BANK, NATIONAL ASSOCIATION
ALBANY · OCC · Sep 2024
SatisfactoryHORIZON BANK, SSB
AUSTIN · FDIC · Feb 2024
SatisfactoryPATRIOT BANK
HOUSTON · FDIC · Mar 2013
SatisfactoryHARRISBURG BANK, HOUSTON, TEXAS
HOUSTON · FDIC · Jan 1997
SatisfactoryFIRST STATE BANK
ITALY · FDIC · Apr 2004
SatisfactoryITASCA STATE BANK
ITASCA · FDIC · Apr 1996
SatisfactoryTHE FIRST NATIONAL BANK OF BAIRD
BAIRD · OCC · Jun 2007
SatisfactoryFIRST TEXAS BANK
LAMPASAS · FDIC · Dec 2025
SatisfactoryAIMBANK
LITTLEFIELD · FDIC · Jun 2019
SatisfactoryENTERPRISE BANK
HOUSTON · FDIC · Apr 2013
SatisfactoryFIRST BANK AND TRUST OF MEMPHIS
MEMPHIS · FDIC · Jul 2024
SatisfactoryFIRST STATE BANK OF HILL COUNTY
MOUNT CALM · FDIC · Feb 2003
SatisfactoryNORMANGEE STATE BANK
NORMANGEE · FDIC · Sep 2025
SatisfactoryOGLESBY STATE BANK
OGLESBY · FDIC · Oct 2014
SatisfactoryORANGEBANK
ORANGE · FDIC · Jun 1996
SatisfactoryOZONA BANK
OZONA · FDIC · Oct 2023
SatisfactoryFIRSTBANK SOUTHWEST
AMARILLO · FDIC · Apr 2023
SatisfactoryBANK OF TEXAS
RAYMONDVILLE · FDIC · Nov 1996
SatisfactoryTHE FIRST NATIONAL BANK OF BRYAN
BRYAN · OCC · Jun 2006
OutstandingTHE FIRST NATIONAL BANK OF BALLINGER
BALLINGER · OCC · Oct 2021
SatisfactoryFIRST NATIONAL BANK OF PARIS
PARIS · OCC · Mar 1996
SatisfactoryFIRST NATIONAL BANK OF PALESTINE
PALESTINE · OCC · Nov 1994
OutstandingTHE FIRST NATIONAL BANK OF GRANBURY
GRANBURY · OCC · Jul 2023
SatisfactoryHIBERNIA NATIONAL BANK OF TEXAS
TEXARKANA · OCC · Feb 1998
SatisfactoryNATIONAL BANK & TRUST
LA GRANGE · OCC · Sep 2022
SatisfactoryTHE CITY NATIONAL BANK OF SULPHUR SPRINGS
SULPHUR SPRINGS · OCC · Apr 2024
SatisfactoryFIRST CITY, TEXAS
BEAUMONT · OCC · Mar 1991
OutstandingFIRST CITY, TEXAS - BRYAN N.A.
BRYAN · OCC · Mar 1991
OutstandingFIRST NATIONAL BANK OF MCGREGOR
MCGREGOR · OCC · Jun 2025
SatisfactoryFIRST NATIONAL BANK OF BASTROP
BASTROP · OCC · Aug 2025
SatisfactoryNATIONAL UNITED
GATESVILLE · OCC · Nov 2017
SatisfactoryFIRST FINANCIAL BANK, NATIONAL ASSOCIATION
ABILENE · OCC · Aug 2020
SatisfactoryFIRST NATIONAL BANK OF HUNTSVILLE
HUNTSVILLE · OCC · Oct 2023
SatisfactoryBOATMEN'S FNB OF AMARILLO
AMARILLO · OCC · Jun 1994
SatisfactoryTHE FIRST NATIONAL BANK OF BEEVILLE
BEEVILLE · OCC · Mar 2018
SatisfactoryTHE FIRST NATIONAL BANK OF BELLVILLE
BELLVILLE · OCC · Jan 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE FIRST BANK OF CELESTE | CELESTE | FDIC | May 2025 | Satisfactory |
| FIRST BANK AND TRUST OF CHILDRESS | CHILDRESS | FDIC | Jul 2020 | Satisfactory |
| CITIZENS BANK | AMARILLO | FDIC | Jul 2020 | Satisfactory |
| CLEVELAND BANK & TRUST | CLEVELAND | FDIC | Dec 1990 | Needs to Improve |
| SIGNATURE BANK | DALLAS | FDIC | Apr 2008 | Satisfactory |
| THE DELTA BANK | COOPER | FDIC | Nov 2002 | Satisfactory |
| HENDERSON FEDERAL SAVINGS BANK | HENDERSON | OTS | May 2008 | Satisfactory |
| FARMERS AND MERCHANTS BANK | DE LEON | FDIC | Dec 2025 | Satisfactory |
| BANK OF HOUSTON | HOUSTON | FDIC | Aug 2024 | Satisfactory |
| MAPLEMARK BANK | DALLAS | FDIC | Dec 2024 | Satisfactory |
| ELGIN BANK OF TEXAS | ELGIN | FDIC | Nov 2004 | Satisfactory |
| FAYETTEVILLE BANK | FAYETTEVILLE | FDIC | Dec 2023 | Satisfactory |
| THE BANK OF SOUTH TEXAS | FLORESVILLE | FDIC | Apr 1997 | Satisfactory |
| GRANDVIEW BANK | GRANDVIEW | FDIC | Jan 2024 | Satisfactory |
| CLEAR FORK BANK, NATIONAL ASSOCIATION | ALBANY | OCC | Sep 2024 | Satisfactory |
| HORIZON BANK, SSB | AUSTIN | FDIC | Feb 2024 | Satisfactory |
| PATRIOT BANK | HOUSTON | FDIC | Mar 2013 | Satisfactory |
| HARRISBURG BANK, HOUSTON, TEXAS | HOUSTON | FDIC | Jan 1997 | Satisfactory |
| FIRST STATE BANK | ITALY | FDIC | Apr 2004 | Satisfactory |
| ITASCA STATE BANK | ITASCA | FDIC | Apr 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF BAIRD | BAIRD | OCC | Jun 2007 | Satisfactory |
| FIRST TEXAS BANK | LAMPASAS | FDIC | Dec 2025 | Satisfactory |
| AIMBANK | LITTLEFIELD | FDIC | Jun 2019 | Satisfactory |
| ENTERPRISE BANK | HOUSTON | FDIC | Apr 2013 | Satisfactory |
| FIRST BANK AND TRUST OF MEMPHIS | MEMPHIS | FDIC | Jul 2024 | Satisfactory |
| FIRST STATE BANK OF HILL COUNTY | MOUNT CALM | FDIC | Feb 2003 | Satisfactory |
| NORMANGEE STATE BANK | NORMANGEE | FDIC | Sep 2025 | Satisfactory |
| OGLESBY STATE BANK | OGLESBY | FDIC | Oct 2014 | Satisfactory |
| ORANGEBANK | ORANGE | FDIC | Jun 1996 | Satisfactory |
| OZONA BANK | OZONA | FDIC | Oct 2023 | Satisfactory |
| FIRSTBANK SOUTHWEST | AMARILLO | FDIC | Apr 2023 | Satisfactory |
| BANK OF TEXAS | RAYMONDVILLE | FDIC | Nov 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF BRYAN | BRYAN | OCC | Jun 2006 | Outstanding |
| THE FIRST NATIONAL BANK OF BALLINGER | BALLINGER | OCC | Oct 2021 | Satisfactory |
| FIRST NATIONAL BANK OF PARIS | PARIS | OCC | Mar 1996 | Satisfactory |
| FIRST NATIONAL BANK OF PALESTINE | PALESTINE | OCC | Nov 1994 | Outstanding |
| THE FIRST NATIONAL BANK OF GRANBURY | GRANBURY | OCC | Jul 2023 | Satisfactory |
| HIBERNIA NATIONAL BANK OF TEXAS | TEXARKANA | OCC | Feb 1998 | Satisfactory |
| NATIONAL BANK & TRUST | LA GRANGE | OCC | Sep 2022 | Satisfactory |
| THE CITY NATIONAL BANK OF SULPHUR SPRINGS | SULPHUR SPRINGS | OCC | Apr 2024 | Satisfactory |
| FIRST CITY, TEXAS | BEAUMONT | OCC | Mar 1991 | Outstanding |
| FIRST CITY, TEXAS - BRYAN N.A. | BRYAN | OCC | Mar 1991 | Outstanding |
| FIRST NATIONAL BANK OF MCGREGOR | MCGREGOR | OCC | Jun 2025 | Satisfactory |
| FIRST NATIONAL BANK OF BASTROP | BASTROP | OCC | Aug 2025 | Satisfactory |
| NATIONAL UNITED | GATESVILLE | OCC | Nov 2017 | Satisfactory |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION | ABILENE | OCC | Aug 2020 | Satisfactory |
| FIRST NATIONAL BANK OF HUNTSVILLE | HUNTSVILLE | OCC | Oct 2023 | Satisfactory |
| BOATMEN'S FNB OF AMARILLO | AMARILLO | OCC | Jun 1994 | Satisfactory |
| THE FIRST NATIONAL BANK OF BEEVILLE | BEEVILLE | OCC | Mar 2018 | Satisfactory |
| THE FIRST NATIONAL BANK OF BELLVILLE | BELLVILLE | OCC | Jan 2023 | Satisfactory |