Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
WHISPERWOOD NATIONAL BANK
LUBBOCK · OCC · Jul 1998
SatisfactorySECURITY STATE BANK
BIG SPRING · FDIC · Dec 1993
SatisfactoryCOMMERCIAL STATE BANK
ANDREWS · FDIC · Mar 2015
SatisfactoryTHE NATIONAL BANK OF ANDREWS
ANDREWS · OCC · May 1994
SatisfactoryFIRST NATIONAL BANK OF BULLARD
BULLARD · OCC · Feb 2002
SatisfactoryTANGLEWOOD BANK, N.A.
HOUSTON · OCC · Aug 1992
SatisfactoryUVALDE NATIONAL BANK
UVALDE · OCC · Dec 2010
SatisfactoryNATIONAL BANK OF CONROE
CONROE · OCC · Aug 1994
SatisfactoryTHE BANK OF NAVASOTA, N.A.
NAVASOTA · OCC · Aug 2006
OutstandingCONCORD BANK, NATIONAL ASSOCIATION
HOUSTON · OCC · Sep 2004
SatisfactoryPLAINS STATE BANK
HUMBLE · FDIC · Oct 2024
SatisfactoryWEST SIDE NATIONAL BANK
PEARLAND · OCC · Nov 1992
SatisfactorySTONE OAK NATIONAL BANK
SAN ANTONIO · OCC · Jun 1993
Needs to ImproveWOODHAVEN NATIONAL BANK
FORT WORTH · OCC · Dec 2012
SatisfactoryTEXAS COMMUNITY BANK, NATIONAL ASSOCIATION
LAREDO · OCC · May 2012
SatisfactoryCROCKETT NATIONAL BANK
SAN ANTONIO · OCC · Dec 2019
SatisfactoryNATIONAL BANK OF COMMERCE
PAMPA · OCC · Jan 1998
SatisfactoryFIRST COMMERCIAL BANK, NATIONAL ASSOCIATION
SEGUIN · OCC · Jun 2025
SatisfactorySUNBELT NATIONAL BANK
HOUSTON · OCC · Jan 1995
SatisfactoryTEXAS BANK AND TRUST COMPANY
LONGVIEW · FDIC · Jan 2026
SatisfactoryCOMFORT STATE BANK
COMFORT · FDIC · Jun 1994
OutstandingTURTLE CREEK NATIONAL BANK
DALLAS · OCC · May 1993
SatisfactoryINDEPENDENT NATIONAL BANK
IRVING · OCC · Feb 1998
SatisfactoryFIRST STATE BANK, N.A.
ODESSA · OCC · Jul 1995
SatisfactoryFIRST CITY, TEXAS
SAN ANTONIO · OCC · Mar 1991
SatisfactoryFIRST STATE BANK OF MOBEETIE
MOBEETIE · FDIC · Sep 2015
SatisfactoryFIRST STATE BANK
CLUTE · FDIC · Jun 2023
SatisfactoryCITIZENS NATIONAL BANK
HOUSTON · OCC · Apr 1998
SatisfactoryPANOLA NATIONAL BANK
CARTHAGE · OCC · Feb 2020
SatisfactoryMESQUITE NATIONAL BANK
MESQUITE · OCC · Mar 1992
SatisfactorySHARE PLUS FEDERAL BANK
PLANO · OTS · Sep 2007
SatisfactoryWESTHEIMER NATIONAL BANK
HOUSTON · OCC · Jun 1991
Needs to ImproveVIEWPOINT BANK
PLANO · OTS · May 2008
OutstandingOMNIAMERICAN BANK
FT. WORTH · OTS · May 2008
SatisfactoryCASTROVILLE STATE BANK
CASTROVILLE · FDIC · Dec 2024
SatisfactoryBANCCENTRAL
AMARILLO · FDIC · Jun 1991
SatisfactoryTEXAS NATIONAL BANK
BRENHAM · OCC · May 1997
SatisfactoryWOODFOREST BANK
REFUGIO · OTS · Nov 2009
Needs to ImproveBANK OF FORT BEND
SUGARLAND · OTS · Jun 2010
SatisfactoryCOMMUNITY NATIONAL BANK
MIDLAND · OCC · Feb 2022
SatisfactoryBANK OF LAS COLINAS
IRVING · OTS · Aug 2010
SatisfactoryJEFFERSON NATIONAL BANK
JEFFERSON · OCC · Jun 1998
Needs to ImproveFIRST NATIONAL BANK OF SOUTH PADRE ISLAND
SOUTH PADRE ISLAND · OCC · May 2022
SatisfactoryFIRSTBANK
TEXARKANA · FDIC · Nov 1999
SatisfactoryGULF COAST BANK
WINNIE · FDIC · Oct 2004
SatisfactoryLAMAR BANK
BEAUMONT · FDIC · Nov 2004
SatisfactoryBORDER CAPITAL BANK, N.A.
MCALLEN · OCC · Nov 2008
SatisfactoryFIDELITY BANK, N.A.
DALLAS · OCC · Jan 1997
SatisfactoryINDEPENDENCE BANK, N.A.
HOUSTON · OCC · Aug 1998
SatisfactoryMAIN STREET NATIONAL BANK
KINGWOOD · OCC · Jun 2005
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| WHISPERWOOD NATIONAL BANK | LUBBOCK | OCC | Jul 1998 | Satisfactory |
| SECURITY STATE BANK | BIG SPRING | FDIC | Dec 1993 | Satisfactory |
| COMMERCIAL STATE BANK | ANDREWS | FDIC | Mar 2015 | Satisfactory |
| THE NATIONAL BANK OF ANDREWS | ANDREWS | OCC | May 1994 | Satisfactory |
| FIRST NATIONAL BANK OF BULLARD | BULLARD | OCC | Feb 2002 | Satisfactory |
| TANGLEWOOD BANK, N.A. | HOUSTON | OCC | Aug 1992 | Satisfactory |
| UVALDE NATIONAL BANK | UVALDE | OCC | Dec 2010 | Satisfactory |
| NATIONAL BANK OF CONROE | CONROE | OCC | Aug 1994 | Satisfactory |
| THE BANK OF NAVASOTA, N.A. | NAVASOTA | OCC | Aug 2006 | Outstanding |
| CONCORD BANK, NATIONAL ASSOCIATION | HOUSTON | OCC | Sep 2004 | Satisfactory |
| PLAINS STATE BANK | HUMBLE | FDIC | Oct 2024 | Satisfactory |
| WEST SIDE NATIONAL BANK | PEARLAND | OCC | Nov 1992 | Satisfactory |
| STONE OAK NATIONAL BANK | SAN ANTONIO | OCC | Jun 1993 | Needs to Improve |
| WOODHAVEN NATIONAL BANK | FORT WORTH | OCC | Dec 2012 | Satisfactory |
| TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION | LAREDO | OCC | May 2012 | Satisfactory |
| CROCKETT NATIONAL BANK | SAN ANTONIO | OCC | Dec 2019 | Satisfactory |
| NATIONAL BANK OF COMMERCE | PAMPA | OCC | Jan 1998 | Satisfactory |
| FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION | SEGUIN | OCC | Jun 2025 | Satisfactory |
| SUNBELT NATIONAL BANK | HOUSTON | OCC | Jan 1995 | Satisfactory |
| TEXAS BANK AND TRUST COMPANY | LONGVIEW | FDIC | Jan 2026 | Satisfactory |
| COMFORT STATE BANK | COMFORT | FDIC | Jun 1994 | Outstanding |
| TURTLE CREEK NATIONAL BANK | DALLAS | OCC | May 1993 | Satisfactory |
| INDEPENDENT NATIONAL BANK | IRVING | OCC | Feb 1998 | Satisfactory |
| FIRST STATE BANK, N.A. | ODESSA | OCC | Jul 1995 | Satisfactory |
| FIRST CITY, TEXAS | SAN ANTONIO | OCC | Mar 1991 | Satisfactory |
| FIRST STATE BANK OF MOBEETIE | MOBEETIE | FDIC | Sep 2015 | Satisfactory |
| FIRST STATE BANK | CLUTE | FDIC | Jun 2023 | Satisfactory |
| CITIZENS NATIONAL BANK | HOUSTON | OCC | Apr 1998 | Satisfactory |
| PANOLA NATIONAL BANK | CARTHAGE | OCC | Feb 2020 | Satisfactory |
| MESQUITE NATIONAL BANK | MESQUITE | OCC | Mar 1992 | Satisfactory |
| SHARE PLUS FEDERAL BANK | PLANO | OTS | Sep 2007 | Satisfactory |
| WESTHEIMER NATIONAL BANK | HOUSTON | OCC | Jun 1991 | Needs to Improve |
| VIEWPOINT BANK | PLANO | OTS | May 2008 | Outstanding |
| OMNIAMERICAN BANK | FT. WORTH | OTS | May 2008 | Satisfactory |
| CASTROVILLE STATE BANK | CASTROVILLE | FDIC | Dec 2024 | Satisfactory |
| BANCCENTRAL | AMARILLO | FDIC | Jun 1991 | Satisfactory |
| TEXAS NATIONAL BANK | BRENHAM | OCC | May 1997 | Satisfactory |
| WOODFOREST BANK | REFUGIO | OTS | Nov 2009 | Needs to Improve |
| BANK OF FORT BEND | SUGARLAND | OTS | Jun 2010 | Satisfactory |
| COMMUNITY NATIONAL BANK | MIDLAND | OCC | Feb 2022 | Satisfactory |
| BANK OF LAS COLINAS | IRVING | OTS | Aug 2010 | Satisfactory |
| JEFFERSON NATIONAL BANK | JEFFERSON | OCC | Jun 1998 | Needs to Improve |
| FIRST NATIONAL BANK OF SOUTH PADRE ISLAND | SOUTH PADRE ISLAND | OCC | May 2022 | Satisfactory |
| FIRSTBANK | TEXARKANA | FDIC | Nov 1999 | Satisfactory |
| GULF COAST BANK | WINNIE | FDIC | Oct 2004 | Satisfactory |
| LAMAR BANK | BEAUMONT | FDIC | Nov 2004 | Satisfactory |
| BORDER CAPITAL BANK, N.A. | MCALLEN | OCC | Nov 2008 | Satisfactory |
| FIDELITY BANK, N.A. | DALLAS | OCC | Jan 1997 | Satisfactory |
| INDEPENDENCE BANK, N.A. | HOUSTON | OCC | Aug 1998 | Satisfactory |
| MAIN STREET NATIONAL BANK | KINGWOOD | OCC | Jun 2005 | Satisfactory |