Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
STATE NATIONAL BANK
EL PASO · OCC · Dec 1994
OutstandingTHE FIRST NATIONAL BANK OF BRYAN
BRYAN · OCC · Jun 2006
OutstandingFIRST NATIONAL BANK OF PALESTINE
PALESTINE · OCC · Nov 1994
OutstandingFIRST CITY, TEXAS
BEAUMONT · OCC · Mar 1991
OutstandingFIRST CITY, TEXAS - BRYAN N.A.
BRYAN · OCC · Mar 1991
OutstandingTEXAS HERITAGE NATIONAL BANK
DAINGERFIELD · OCC · Sep 2025
OutstandingAMERICAN NATIONAL BANK
TERRELL · OCC · Jan 1993
OutstandingAUSTIN BANK, TEXAS NATIONAL ASSOCIATION
JACKSONVILLE · OCC · Apr 2023
OutstandingGILMER NATIONAL BANK
GILMER · OCC · Mar 2022
OutstandingFIRST NATIONAL BANK TEXAS
KILLEEN · OCC · Jul 2023
OutstandingTEXAS COMMERCE BANK
BEAUMONT · OCC · Jan 1992
OutstandingTHE MASON NATIONAL BANK
MASON · OCC · Mar 2009
OutstandingTHE BRADY NATIONAL BANK
BRADY · OCC · Jun 2022
OutstandingUSAA FEDERAL SAVINGS BANK
SAN ANTONIO · OTS · Feb 2011
OutstandingALLIED HOUSTON BANK
HOUSTON · OTS · Dec 2002
OutstandingHORIZON BANK AND TRUST, SSB
AUSTIN · OTS · Nov 1993
OutstandingSUN WORLD, N.A.
EL PASO · OTS · Sep 1995
OutstandingFIRST AMERICAN SAVINGS BANK
BEDFORD · OTS · May 1992
OutstandingRIVER VALLEY BANK, FSB
WESLACO · OTS · Mar 1996
OutstandingGUARANTY BANK
AUSTIN · OTS · Dec 2007
OutstandingFRANKLIN FEDERAL BANCORP., A FSB
AUSTIN · OTS · Jan 1995
OutstandingBANK UNITED
HOUSTON · OTS · Oct 1999
OutstandingFIRST MADISON BANK, FSB
DALLAS · OTS · Jul 1995
OutstandingGROOS BANK, N.A.
SAN ANTONIO · OCC · Jan 1996
OutstandingTEXAS COMMERCE BANK, N.A.
HOUSTON · OCC · Sep 1996
OutstandingFIRST STATE BANK OF TEXAS
ClosedDENTON · FDIC · Sep 1999
OutstandingHAPPY STATE BANK
ClosedHAPPY · FDIC · Jan 2022
OutstandingFIRST VALLEY BANK
ClosedHARLINGEN · FDIC · Mar 1997
OutstandingMENARD NATIONAL BANK
MENARD · OCC · Aug 1993
OutstandingTHE GRANGER NATIONAL BANK
GRANGER · OCC · Aug 2024
OutstandingTEXAS NATIONAL BANK
MERCEDES · OCC · Jan 2024
OutstandingFIRST CITY, TEXAS - SOUR LAKE
ClosedSOUR LAKE · FDIC · Sep 1991
OutstandingMERCANTILE BANK, N.A.
BROWNSVILLE · OCC · Jun 1995
OutstandingFIRSTBANK
ClosedLOS FRESNOS · FDIC · May 1995
OutstandingFIRST NATIONAL BANK OF LA FERIA
LA FERIA · OCC · Mar 1996
OutstandingTEXAS COMMERCE BANK - EL PASO
EL PASO · OCC · Feb 1992
OutstandingTHE FIRST LIBERTY NATIONAL BANK
LIBERTY · OCC · Oct 2021
OutstandingCOMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION
BEAUMONT · OCC · Apr 2019
OutstandingTHE FIRST NATIONAL BANK OF HEBBRONVILLE
HEBBRONVILLE · OCC · Apr 2022
OutstandingFIRST NATIONAL BANK OF BOSQUE COUNTY
VALLEY MILLS · OCC · Aug 2025
OutstandingTHE SANTA ANNA NATIONAL BANK
SANTA ANNA · OCC · Sep 2024
OutstandingTEXAS COMMERCE BANK-AUSTIN
AUSTIN · OCC · Jan 1992
OutstandingFIRST-LOCKHART NATIONAL BANK
LOCKHART · OCC · Jun 2023
OutstandingFNB IN BIG SPRING
BIG SPRING · OCC · Jun 1994
OutstandingAMARILLO NATIONAL BANK
AMARILLO · OCC · Jan 2022
OutstandingTEXAS COMMERCE BANK - RIO GRANDE VALLEY
MCALLEN · OCC · Feb 1992
OutstandingFIRST CITY, TEXAS - EL PASO, N.A.
EL PASO · OCC · Jan 1991
OutstandingNORWEST BANK TEXAS, KERRVILLE, N.A.
KERRVILLE · OCC · Jun 1995
OutstandingELECTRA STATE BANK AND TRUST COMPANY
ClosedELECTRA · FDIC · Mar 1996
OutstandingBROWNFIELD STATE BANK
ClosedBROWNFIELD · FDIC · Oct 1994
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| EL PASO | OCC | Dec 1994 | Outstanding | |
| BRYAN | OCC | Jun 2006 | Outstanding | |
| PALESTINE | OCC | Nov 1994 | Outstanding | |
| BEAUMONT | OCC | Mar 1991 | Outstanding | |
| BRYAN | OCC | Mar 1991 | Outstanding | |
| DAINGERFIELD | OCC | Sep 2025 | Outstanding | |
| TERRELL | OCC | Jan 1993 | Outstanding | |
| JACKSONVILLE | OCC | Apr 2023 | Outstanding | |
| GILMER | OCC | Mar 2022 | Outstanding | |
| KILLEEN | OCC | Jul 2023 | Outstanding | |
| BEAUMONT | OCC | Jan 1992 | Outstanding | |
| MASON | OCC | Mar 2009 | Outstanding | |
| BRADY | OCC | Jun 2022 | Outstanding | |
| SAN ANTONIO | OTS | Feb 2011 | Outstanding | |
| HOUSTON | OTS | Dec 2002 | Outstanding | |
| AUSTIN | OTS | Nov 1993 | Outstanding | |
| EL PASO | OTS | Sep 1995 | Outstanding | |
| BEDFORD | OTS | May 1992 | Outstanding | |
| WESLACO | OTS | Mar 1996 | Outstanding | |
| AUSTIN | OTS | Dec 2007 | Outstanding | |
| AUSTIN | OTS | Jan 1995 | Outstanding | |
| HOUSTON | OTS | Oct 1999 | Outstanding | |
| DALLAS | OTS | Jul 1995 | Outstanding | |
| SAN ANTONIO | OCC | Jan 1996 | Outstanding | |
| HOUSTON | OCC | Sep 1996 | Outstanding | |
| DENTON | FDIC | Sep 1999 | Outstanding | |
HAPPY STATE BANKClosed | HAPPY | FDIC | Jan 2022 | Outstanding |
FIRST VALLEY BANKClosed | HARLINGEN | FDIC | Mar 1997 | Outstanding |
| MENARD | OCC | Aug 1993 | Outstanding | |
| GRANGER | OCC | Aug 2024 | Outstanding | |
| MERCEDES | OCC | Jan 2024 | Outstanding | |
| SOUR LAKE | FDIC | Sep 1991 | Outstanding | |
| BROWNSVILLE | OCC | Jun 1995 | Outstanding | |
FIRSTBANKClosed | LOS FRESNOS | FDIC | May 1995 | Outstanding |
| LA FERIA | OCC | Mar 1996 | Outstanding | |
| EL PASO | OCC | Feb 1992 | Outstanding | |
| LIBERTY | OCC | Oct 2021 | Outstanding | |
| BEAUMONT | OCC | Apr 2019 | Outstanding | |
| HEBBRONVILLE | OCC | Apr 2022 | Outstanding | |
| VALLEY MILLS | OCC | Aug 2025 | Outstanding | |
| SANTA ANNA | OCC | Sep 2024 | Outstanding | |
| AUSTIN | OCC | Jan 1992 | Outstanding | |
| LOCKHART | OCC | Jun 2023 | Outstanding | |
| BIG SPRING | OCC | Jun 1994 | Outstanding | |
| AMARILLO | OCC | Jan 2022 | Outstanding | |
| MCALLEN | OCC | Feb 1992 | Outstanding | |
| EL PASO | OCC | Jan 1991 | Outstanding | |
| KERRVILLE | OCC | Jun 1995 | Outstanding | |
| ELECTRA | FDIC | Mar 1996 | Outstanding | |
BROWNFIELD STATE BANKClosed | BROWNFIELD | FDIC | Oct 1994 | Outstanding |