Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
THE SANTA ANNA NATIONAL BANK
ClosedSANTA ANNA · OCC · Sep 2024
OutstandingWILSON STATE BANK
ClosedWILSON · FDIC · Oct 2002
SatisfactoryNBC BANK CENTRAL, N.A.
LULING · OCC · Apr 1998
SatisfactoryFIRST-LOCKHART NATIONAL BANK
LOCKHART · OCC · Jun 2023
OutstandingFIRST CITY, TEXAS - HOUSTON, N.A.
HOUSTON · OCC · Mar 1991
SatisfactoryINGRAM STATE BANK
ClosedINGRAM · FDIC · Jun 1990
SatisfactoryFNB IN BIG SPRING
BIG SPRING · OCC · Jun 1994
OutstandingSOUTHTRUST BANK, NATIONAL ASSOCIATION
GEORGE WEST · OCC · Nov 2022
SatisfactoryTHE FIRST NATIONAL BANK IN FALFURRIAS
FALFURRIAS · OCC · Aug 2022
SatisfactoryNORWEST BANK TEXAS, CANYON, N.A.
CANYON · OCC · Jul 1995
SatisfactoryFIRST NATIONAL BANK
EDINBURG · OCC · Aug 2012
SatisfactoryFARMERS NATIONAL BANK OF NEWCASTLE
ClosedNEWCASTLE · OCC · May 2013
SatisfactoryPINEMONT BANK
ClosedHOUSTON · FDIC · Apr 1995
OutstandingTOM GREEN NATIONAL BANK
ClosedSAN ANGELO · OCC · Aug 1993
SatisfactoryWELLS FARGO BANK TEXAS, N.A.
SAN ANTONIO · OCC · Nov 1999
SatisfactoryFNB IN PAMPA
PAMPA · OCC · Jan 1992
SatisfactoryBANKTEXAS, N.A.
HOUSTON · OCC · Feb 1998
SatisfactorySNYDER NATIONAL BANK
SNYDER · OCC · Aug 2003
SatisfactoryFIRST FINANCIAL BANK, NATIONAL ASSOCIATION
EASTLAND · OCC · Oct 2007
SatisfactoryGREATER STATE BANK
MCALLEN · FDIC · Sep 2023
SatisfactoryTHE HONDO NATIONAL BANK
HONDO · OCC · May 2021
SatisfactoryBROADWAY NATIONAL BANK
SAN ANTONIO · OCC · Nov 2023
SatisfactoryPROSPER BANK
ClosedPROSPER · FDIC · Dec 2015
SatisfactoryCYPRESS BANK, SSB
PITTSBURG · FDIC · Jun 2025
SatisfactoryFARMERS NATIONAL BANK
RULE · OCC · Jul 1997
SatisfactoryAFFILIATED BANK
BEDFORD · OTS · Oct 2006
SatisfactoryFIRST CITY, TEXAS - EL PASO, N.A.
EL PASO · OCC · Jan 1991
OutstandingFIRST FINANCIAL BANK, NA
SWEETWATER · OCC · Aug 2012
SatisfactoryFIRST NATIONAL BANK IN LOCKNEY
LOCKNEY · OCC · Feb 1997
SatisfactoryFIRST NATIONAL BANK IN ALPINE
ALPINE · OCC · Dec 1997
SatisfactoryFNB IN WHEELER
WHEELER · OCC · Mar 1991
SatisfactoryFNB OF JEFFERSON
JEFFERSON · OCC · May 1996
SatisfactoryTEXAS COMMERCE BANK - RIO GRANDE VALLEY
ClosedMCALLEN · OCC · Feb 1992
OutstandingFIRST NATIONAL BANK OF MONAHANS
ClosedMONAHANS · OCC · May 2005
SatisfactoryENNIS STATE BANK
ENNIS · FDIC · Dec 2021
SatisfactoryTHE CITIZENS NATIONAL BANK
ClosedWEATHERFORD · OCC · Dec 1994
SatisfactoryFIRST CITY, TEXAS-AUSTIN
AUSTIN · OCC · Mar 1991
SatisfactoryOMNIBANK, NATIONAL ASSOCIATION
ClosedHOUSTON · OCC · Jan 2013
SatisfactoryPLAINS NATIONAL BANK OF WEST TEXAS
LUBBOCK · OCC · Jul 1998
SatisfactoryTHE NATIONAL BANK OF ANDREWS
ANDREWS · OCC · Jul 2025
SatisfactoryHARLINGEN NATIONAL BANK
HARLINGEN · OCC · Apr 1999
SatisfactoryFIRST BANK & TRUST
ClosedLUBBOCK · FDIC · Jan 2020
SatisfactoryKELLY FIELD NATIONAL BANK
SAN ANTONIO · OCC · Apr 1994
SatisfactoryLOCKWOOD NATIONAL BANK
HOUSTON · OCC · Mar 1992
SatisfactoryFIRST NATIONAL BANK IN PORT LAVACA
PORT LAVACA · OCC · Sep 2025
SatisfactoryNORWEST BANK TEXAS, KERRVILLE, N.A.
KERRVILLE · OCC · Jun 1995
OutstandingAMERICAN STATE BANK
ARP · FDIC · May 2010
SatisfactoryFIRST NATIONAL BANK
JASPER · OCC · Apr 2021
SatisfactoryFIRST NATIONAL BANK OF FORT STOCKTON
FORT STOCKTON · OCC · Jan 2022
SatisfactoryFIRST NATIONAL BANK OF ALVIN
ClosedALVIN · OCC · Jun 2022
Needs to Improve
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| SANTA ANNA | OCC | $77M | Sep 2024 | Outstanding | |
WILSON STATE BANKClosed | WILSON | FDIC | $47M | Oct 2002 | Satisfactory |
| LULING | OCC | — | Apr 1998 | Satisfactory | |
| LOCKHART | OCC | — | Jun 2023 | Outstanding | |
| HOUSTON | OCC | — | Mar 1991 | Satisfactory | |
INGRAM STATE BANKClosed | INGRAM | FDIC | $23M | Jun 1990 | Satisfactory |
| BIG SPRING | OCC | — | Jun 1994 | Outstanding | |
| GEORGE WEST | OCC | — | Nov 2022 | Satisfactory | |
| FALFURRIAS | OCC | $85M | Aug 2022 | Satisfactory | |
| CANYON | OCC | — | Jul 1995 | Satisfactory | |
| EDINBURG | OCC | — | Aug 2012 | Satisfactory | |
| NEWCASTLE | OCC | $51M | May 2013 | Satisfactory | |
PINEMONT BANKClosed | HOUSTON | FDIC | $240M | Apr 1995 | Outstanding |
TOM GREEN NATIONAL BANKClosed | SAN ANGELO | OCC | $74M | Aug 1993 | Satisfactory |
| SAN ANTONIO | OCC | — | Nov 1999 | Satisfactory | |
| PAMPA | OCC | — | Jan 1992 | Satisfactory | |
| HOUSTON | OCC | — | Feb 1998 | Satisfactory | |
| SNYDER | OCC | — | Aug 2003 | Satisfactory | |
| EASTLAND | OCC | — | Oct 2007 | Satisfactory | |
| MCALLEN | FDIC | $181M | Sep 2023 | Satisfactory | |
| HONDO | OCC | — | May 2021 | Satisfactory | |
| SAN ANTONIO | OCC | — | Nov 2023 | Satisfactory | |
PROSPER BANKClosed | PROSPER | FDIC | $80M | Dec 2015 | Satisfactory |
| PITTSBURG | FDIC | $232M | Jun 2025 | Satisfactory | |
| RULE | OCC | — | Jul 1997 | Satisfactory | |
| BEDFORD | OTS | — | Oct 2006 | Satisfactory | |
| EL PASO | OCC | — | Jan 1991 | Outstanding | |
| SWEETWATER | OCC | — | Aug 2012 | Satisfactory | |
| LOCKNEY | OCC | — | Feb 1997 | Satisfactory | |
| ALPINE | OCC | — | Dec 1997 | Satisfactory | |
| WHEELER | OCC | — | Mar 1991 | Satisfactory | |
| JEFFERSON | OCC | — | May 1996 | Satisfactory | |
| MCALLEN | OCC | $743M | Feb 1992 | Outstanding | |
| MONAHANS | OCC | $229M | May 2005 | Satisfactory | |
| ENNIS | FDIC | $455M | Dec 2021 | Satisfactory | |
| WEATHERFORD | OCC | $27M | Dec 1994 | Satisfactory | |
| AUSTIN | OCC | — | Mar 1991 | Satisfactory | |
| HOUSTON | OCC | $285M | Jan 2013 | Satisfactory | |
| LUBBOCK | OCC | — | Jul 1998 | Satisfactory | |
| ANDREWS | OCC | $331M | Jul 2025 | Satisfactory | |
| HARLINGEN | OCC | — | Apr 1999 | Satisfactory | |
FIRST BANK & TRUSTClosed | LUBBOCK | FDIC | $2.9B | Jan 2020 | Satisfactory |
| SAN ANTONIO | OCC | — | Apr 1994 | Satisfactory | |
| HOUSTON | OCC | — | Mar 1992 | Satisfactory | |
| PORT LAVACA | OCC | $360M | Sep 2025 | Satisfactory | |
| KERRVILLE | OCC | — | Jun 1995 | Outstanding | |
| ARP | FDIC | $653M | May 2010 | Satisfactory | |
| JASPER | OCC | — | Apr 2021 | Satisfactory | |
| FORT STOCKTON | OCC | $164M | Jan 2022 | Satisfactory | |
| ALVIN | OCC | $163M | Jun 2022 | Needs to Improve |