Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
CITIZENS BANK
ClosedSLATON, TX · FDIC · Oct 1996
SatisfactoryTHE COMMUNITY BANK
BRIDGEPORT, TX · FDIC · Sep 2024
SatisfactoryWEST SIDE BANK AND TRUST
ClosedFORT WORTH, TX · FDIC · Apr 2011
SatisfactoryTHE FIRST NATIONAL BANK OF EVANT
EVANT, TX · OCC · Jul 2024
SatisfactoryTHE FIRST NATIONAL BANK IN COOPER
COOPER, TX · OCC · Jan 2023
SatisfactoryFIRST FARMERS AND MERCHANTS BANK
ClosedKAUFMAN, TX · FDIC · Mar 1997
SatisfactoryHOUSTON BUSINESS BANK
ClosedHOUSTON, TX · FDIC · Mar 2012
SatisfactoryTHE FIRST STATE BANK
LOUISE, TX · FDIC · Nov 2023
SatisfactoryTITAN BANK, N.A.
MINERAL WELLS, TX · OCC · Apr 2025
SatisfactoryBANK OF YSLETA
ClosedEL PASO, TX · FDIC · Nov 1991
SatisfactoryINTEGRITY BANK, SSB
ClosedHOUSTON, TX · FDIC · Jan 2016
SatisfactoryTHE BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS
COLDSPRING, TX · FDIC · Sep 2024
SatisfactoryINDUSTRY STATE BANK
ClosedINDUSTRY, TX · FDIC · Jul 2022
SatisfactoryGULF CAPITAL BANK
HOUSTON, TX · FDIC · Mar 2025
SatisfactoryTHE BORDER BANK
ClosedHIDALGO, TX · FDIC · Dec 1995
SatisfactoryAMERICAN BANK
ClosedKELLER, TX · FDIC · Feb 2000
SatisfactoryNORTH FORT WORTH BANK
ClosedFORT WORTH, TX · FDIC · Jul 1991
SatisfactoryGUARDIAN BANK OF HOUSTON
ClosedHOUSTON, TX · FDIC · Jun 1993
SatisfactoryVERABANK, NATIONAL ASSOCIATION
HENDERSON, TX · OCC · Feb 2023
SatisfactoryGARDEN RIDGE STATE BANK
ClosedGARDEN RIDGE, TX · FDIC · Aug 1994
SatisfactoryGRAND BANK OF TEXAS
ClosedDALLAS, TX · FDIC · Apr 2018
SatisfactoryUNIVERSITY BANK
ClosedHOUSTON, TX · FDIC · Apr 1997
SatisfactoryTEXAS FIRST BANK
ClosedGALVESTON, TX · FDIC · Dec 2006
SatisfactorySTATE BANK AND TRUST COMPANY, DALLAS
ClosedCARROLLTON, TX · FDIC · Jul 2009
SatisfactoryPEOPLES STATE BANK
ROCKSPRINGS, TX · FDIC · Nov 2021
SatisfactoryTEXAS BANK FINANCIAL
ClosedWEATHERFORD, TX · FDIC · Jul 2021
SatisfactoryAMERICAN BANK
ClosedHOUSTON, TX · FDIC · Sep 1998
SatisfactoryAMISTAD BANK
DEL RIO, TX · FDIC · Jul 2020
SatisfactoryTEXAS BANK
HENDERSON, TX · FDIC · Aug 2024
SatisfactoryHEIGHTS BANK
ClosedHARKER HEIGHTS, TX · FDIC · Apr 1990
SatisfactoryMED CENTER BANK
ClosedHOUSTON, TX · FDIC · Jul 1993
SatisfactoryKERMIT STATE BANK
ClosedKERMIT, TX · FDIC · Feb 1999
SatisfactoryRIVERWAY BANK
ClosedHOUSTON, TX · FDIC · Mar 2001
SatisfactoryFARMERS STATE BANK
CENTER, TX · FDIC · Jul 2023
SatisfactorySOVEREIGN BANK
ClosedDALLAS, TX · FDIC · Aug 2015
SatisfactorySUN SAVINGS ASSOCIATION
ClosedHOUSTON, TX · OTS · Apr 1991
SatisfactoryBEAL BANK
PLANO, TX · FDIC · Jun 2023
SatisfactoryTHE STATE NATIONAL BANK IN WEST
ClosedWEST, TX · OCC · Jul 2017
SatisfactoryTHE COUNTRY BANK
ClosedCHARLOTTE, TX · FDIC · Aug 1997
SatisfactoryGNB FINANCIAL, NATIONAL ASSOCIATION
ClosedGAINESVILLE, TX · OCC · Oct 2004
SatisfactorySECURITY STATE BANK
PEARSALL, TX · FDIC · Mar 2024
SatisfactoryCITIZENS STATE BANK OF DALHART
ClosedDALHART, TX · FDIC · Nov 1993
SatisfactoryTHE CITIZENS STATE BANK OF LOMETA
ClosedLOMETA, TX · FDIC · Jul 1993
SatisfactoryTEXAS STAR BANK, SSB
ClosedLOTT, TX · FDIC · Aug 2014
SatisfactoryMERIDIAN BANK TEXAS
ClosedFORT WORTH, TX · FDIC · Dec 2013
SatisfactoryPOINTWEST BANK
WEST, TX · FDIC · Oct 2024
SatisfactoryLINDALE STATE BANK
ClosedLINDALE, TX · FDIC · Apr 2009
SatisfactoryTHE FIRST NATIONAL BANK OF TRINITY
TRINITY, TX · OCC · Nov 2022
SatisfactoryUNION NATIONAL BANK OF TEXAS
ClosedLAREDO, TX · OCC · May 1995
SatisfactoryCLASSIC BANK, NATIONAL ASSOCIATION
CAMERON, TX · OCC · Jul 2024
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
CITIZENS BANKClosed | SLATON | FDIC | $280M | Oct 1996 | Satisfactory |
| BRIDGEPORT | FDIC | $200M | Sep 2024 | Satisfactory | |
WEST SIDE BANK AND TRUSTClosed | FORT WORTH | FDIC | $63M | Apr 2011 | Satisfactory |
| EVANT | OCC | $193M | Jul 2024 | Satisfactory | |
| COOPER | OCC | $58M | Jan 2023 | Satisfactory | |
| KAUFMAN | FDIC | $102M | Mar 1997 | Satisfactory | |
HOUSTON BUSINESS BANKClosed | HOUSTON | FDIC | $31M | Mar 2012 | Satisfactory |
| LOUISE | FDIC | $884M | Nov 2023 | Satisfactory | |
| MINERAL WELLS | OCC | $891M | Apr 2025 | Satisfactory | |
BANK OF YSLETAClosed | EL PASO | FDIC | $39M | Nov 1991 | Satisfactory |
INTEGRITY BANK, SSBClosed | HOUSTON | FDIC | $761M | Jan 2016 | Satisfactory |
| COLDSPRING | FDIC | $45M | Sep 2024 | Satisfactory | |
INDUSTRY STATE BANKClosed | INDUSTRY | FDIC | $641M | Jul 2022 | Satisfactory |
| HOUSTON | FDIC | $602M | Mar 2025 | Satisfactory | |
THE BORDER BANKClosed | HIDALGO | FDIC | $120M | Dec 1995 | Satisfactory |
AMERICAN BANKClosed | KELLER | FDIC | $67M | Feb 2000 | Satisfactory |
NORTH FORT WORTH BANKClosed | FORT WORTH | FDIC | $203M | Jul 1991 | Satisfactory |
GUARDIAN BANK OF HOUSTONClosed | HOUSTON | FDIC | $98M | Jun 1993 | Satisfactory |
| HENDERSON | OCC | $4.5B | Feb 2023 | Satisfactory | |
GARDEN RIDGE STATE BANKClosed | GARDEN RIDGE | FDIC | $12M | Aug 1994 | Satisfactory |
GRAND BANK OF TEXASClosed | DALLAS | FDIC | $341M | Apr 2018 | Satisfactory |
UNIVERSITY BANKClosed | HOUSTON | FDIC | $228M | Apr 1997 | Satisfactory |
TEXAS FIRST BANKClosed | GALVESTON | FDIC | $66K | Dec 2006 | Satisfactory |
| CARROLLTON | FDIC | $196M | Jul 2009 | Satisfactory | |
| ROCKSPRINGS | FDIC | $143M | Nov 2021 | Satisfactory | |
TEXAS BANK FINANCIALClosed | WEATHERFORD | FDIC | $760M | Jul 2021 | Satisfactory |
AMERICAN BANKClosed | HOUSTON | FDIC | $275M | Sep 1998 | Satisfactory |
| DEL RIO | FDIC | $56M | Jul 2020 | Satisfactory | |
| HENDERSON | FDIC | $953M | Aug 2024 | Satisfactory | |
HEIGHTS BANKClosed | HARKER HEIGHTS | FDIC | $29M | Apr 1990 | Satisfactory |
MED CENTER BANKClosed | HOUSTON | FDIC | $173M | Jul 1993 | Satisfactory |
KERMIT STATE BANKClosed | KERMIT | FDIC | $58M | Feb 1999 | Satisfactory |
RIVERWAY BANKClosed | HOUSTON | FDIC | $692M | Mar 2001 | Satisfactory |
| CENTER | FDIC | $389M | Jul 2023 | Satisfactory | |
SOVEREIGN BANKClosed | DALLAS | FDIC | $1.0B | Aug 2015 | Satisfactory |
SUN SAVINGS ASSOCIATIONClosed | HOUSTON | OTS | $37M | Apr 1991 | Satisfactory |
| PLANO | FDIC | $3.2B | Jun 2023 | Satisfactory | |
| WEST | OCC | $75M | Jul 2017 | Satisfactory | |
THE COUNTRY BANKClosed | CHARLOTTE | FDIC | $38M | Aug 1997 | Satisfactory |
| GAINESVILLE | OCC | $260M | Oct 2004 | Satisfactory | |
| PEARSALL | FDIC | $1.1B | Mar 2024 | Satisfactory | |
| DALHART | FDIC | $138M | Nov 1993 | Satisfactory | |
| LOMETA | FDIC | $14M | Jul 1993 | Satisfactory | |
TEXAS STAR BANK, SSBClosed | LOTT | FDIC | $118M | Aug 2014 | Satisfactory |
MERIDIAN BANK TEXASClosed | FORT WORTH | FDIC | $442M | Dec 2013 | Satisfactory |
| WEST | FDIC | $138M | Oct 2024 | Satisfactory | |
LINDALE STATE BANKClosed | LINDALE | FDIC | $116M | Apr 2009 | Satisfactory |
| TRINITY | OCC | $103M | Nov 2022 | Satisfactory | |
| LAREDO | OCC | $243M | May 1995 | Satisfactory | |
| CAMERON | OCC | $666M | Jul 2024 | Satisfactory |