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This institution is no longer active

Operations ceased on November 6, 1997. CRA examination history below reflects the period it was active.

UNIVERSITY BANK

HOUSTON, TX · Supervised by FDIC

Est. 1942FDIC #15,885RSSD: FDIC-15885UNIVERSITY BANCSHARES INC
Satisfactory

Current rating · Exam: April 1997

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Institution Profile

FDIC BankFind

Address

5615 Kirby Drive, HOUSTON, TX

County

Harris County

Established

April 1, 1942

Total Assets

$228M(latest call report)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$228M

Total Deposits

$203M

Net Loans

$142M

Net Income

$2M

ROA

0.93%

ROE

9.91%

Risk-Based Capital

13.84%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

April 1, 1997

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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