Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
LEGACYTEXAS BK
PLANO, TX · FRB · Jan 2014
SatisfactoryFIRST CAP BK
QUANAH, TX · FRB · Feb 2023
SatisfactoryBANK OF TX
MIDLAND, TX · FRB · Sep 2024
SatisfactoryCOLORADO VALLEY BK
LA GRANGE, TX · FRB · Mar 2005
SatisfactoryFIRST BK
MULESHOE, TX · FRB · Nov 2014
SatisfactoryNORWEST BK TX NEW BRAUNFELS
NEW BRAUNFELS, TX · FRB · Jun 1996
SatisfactoryTEXAS HERITAGE BK
HUTTO, TX · FRB · Jan 1998
SatisfactorySUSSER BK
DALLAS, TX · FRB · Aug 2024
SatisfactoryCENTENNIAL BK
LUBBOCK, TX · FRB · Aug 2016
SatisfactoryBENCHMARK BK
PLANO, TX · FRB · Aug 2025
SatisfactoryCOMERICA BK-TX
DALLAS, TX · FRB · Apr 2002
SatisfactoryPLAZA BK
SAN ANTONIO, TX · FRB · Jul 2003
SatisfactoryBANK OF LIVINGSTON
LIVINGSTON, TX · FRB · Oct 1997
SatisfactoryTEXAS ST BK
MCALLEN, TX · FRB · Aug 2005
OutstandingWESTSTAR BK
EL PASO, TX · FRB · Jul 2025
OutstandingCHARLES SCHWAB PREMIER BK SSB
WESTLAKE, TX · FRB · Oct 2025
OutstandingUNITED BK OF EL PASO DEL NORTE
EL PASO, TX · FRB · Jan 2020
SatisfactoryFIRST B&T
ENNIS, TX · FRB · Jun 2002
SatisfactoryINDEPENDENT BK OF TX
IRVING, TX · FRB · Nov 2012
SatisfactoryWORTHINGTON BK
ARLINGTON, TX · FRB · Apr 2025
SatisfactoryCHARLES SCHWAB BK SSB
WESTLAKE, TX · FRB · Oct 2025
OutstandingVERITEX CMNTY BK
DALLAS, TX · FRB · Jun 2024
SatisfactoryONE WORLD BK
DALLAS, TX · FRB · Feb 2007
SatisfactoryPEGASUS BK
DALLAS, TX · FRB · Nov 2024
SatisfactoryLONE STAR ST BK OF WEST TX
LUBBOCK, TX · FRB · Jun 2021
SatisfactoryTHIRD COAST BK
HUMBLE, TX · FRB · Aug 2024
SatisfactoryFIRST CITY, TEXAS - LAKE JACKSON
ClosedLAKE JACKSON, TX · FDIC · Aug 1991
SatisfactoryFIRST STATE BANK OF HILL COUNTY
ClosedMOUNT CALM, TX · FDIC · Feb 2003
SatisfactorySTATE BANK OF KINGSVILLE
ClosedKINGSVILLE, TX · FDIC · Nov 1998
SatisfactoryWESTERN BANK
LUBBOCK, TX · FDIC · Dec 2025
SatisfactoryHARRISBURG BANK, HOUSTON, TEXAS
ClosedHOUSTON, TX · FDIC · Jan 1997
SatisfactoryCLEVELAND BANK & TRUST
ClosedCLEVELAND, TX · FDIC · Dec 1990
Needs to ImproveLONE OAK STATE BANK
ClosedLONE OAK, TX · FDIC · Nov 1997
SatisfactoryARLINGTON STATE BANK
ClosedARLINGTON, TX · FDIC · Jan 1991
SatisfactoryTHE EXPRESS BANK
ClosedALVIN, TX · FDIC · May 2002
SatisfactoryGRANDVIEW BANK
GRANDVIEW, TX · FDIC · Jan 2024
SatisfactoryHORIZON BANK, SSB
AUSTIN, TX · FDIC · Feb 2024
SatisfactoryFIRST TEXAS BANK
LAMPASAS, TX · FDIC · Dec 2025
SatisfactoryFIRST STATE BANK
ClosedLORAINE, TX · FDIC · Sep 1992
SatisfactoryOGLESBY STATE BANK
ClosedOGLESBY, TX · FDIC · Oct 2014
SatisfactoryFIRST BANK AND TRUST OF MEMPHIS
MEMPHIS, TX · FDIC · Jul 2024
SatisfactoryHERRING BANK
AMARILLO, TX · FDIC · Nov 2024
SatisfactorySECURITY STATE BANK
ClosedABILENE, TX · FDIC · Nov 1996
SatisfactoryCOMMERCIAL STATE BANK
ClosedSINTON, TX · FDIC · Aug 2004
SatisfactoryCOMMERCIAL STATE BANK
ClosedEL CAMPO, TX · FDIC · May 2014
SatisfactoryELGIN BANK OF TEXAS
ClosedELGIN, TX · FDIC · Nov 2004
SatisfactoryFIRST BANK AND TRUST
ClosedCLEVELAND, TX · FDIC · Mar 1996
SatisfactoryFIRSTBANK SOUTHWEST
AMARILLO, TX · FDIC · Apr 2023
SatisfactoryDEL RIO NATIONAL BANK
ClosedDEL RIO, TX · OCC · Aug 1998
SatisfactoryFIRST STATE BANK
ClosedCALDWELL, TX · FDIC · May 1996
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| PLANO | FRB | — | Jan 2014 | Satisfactory | |
| QUANAH | FRB | — | Feb 2023 | Satisfactory | |
| MIDLAND | FRB | — | Sep 2024 | Satisfactory | |
| LA GRANGE | FRB | — | Mar 2005 | Satisfactory | |
| MULESHOE | FRB | — | Nov 2014 | Satisfactory | |
| NEW BRAUNFELS | FRB | — | Jun 1996 | Satisfactory | |
| HUTTO | FRB | — | Jan 1998 | Satisfactory | |
| DALLAS | FRB | — | Aug 2024 | Satisfactory | |
| LUBBOCK | FRB | — | Aug 2016 | Satisfactory | |
| PLANO | FRB | — | Aug 2025 | Satisfactory | |
| DALLAS | FRB | — | Apr 2002 | Satisfactory | |
| SAN ANTONIO | FRB | — | Jul 2003 | Satisfactory | |
| LIVINGSTON | FRB | — | Oct 1997 | Satisfactory | |
| MCALLEN | FRB | — | Aug 2005 | Outstanding | |
| EL PASO | FRB | — | Jul 2025 | Outstanding | |
| WESTLAKE | FRB | — | Oct 2025 | Outstanding | |
| EL PASO | FRB | — | Jan 2020 | Satisfactory | |
| ENNIS | FRB | — | Jun 2002 | Satisfactory | |
| IRVING | FRB | — | Nov 2012 | Satisfactory | |
| ARLINGTON | FRB | — | Apr 2025 | Satisfactory | |
| WESTLAKE | FRB | — | Oct 2025 | Outstanding | |
| DALLAS | FRB | — | Jun 2024 | Satisfactory | |
| DALLAS | FRB | — | Feb 2007 | Satisfactory | |
| DALLAS | FRB | — | Nov 2024 | Satisfactory | |
| LUBBOCK | FRB | — | Jun 2021 | Satisfactory | |
| HUMBLE | FRB | — | Aug 2024 | Satisfactory | |
| LAKE JACKSON | FDIC | $104M | Aug 1991 | Satisfactory | |
| MOUNT CALM | FDIC | $17M | Feb 2003 | Satisfactory | |
STATE BANK OF KINGSVILLEClosed | KINGSVILLE | FDIC | $32M | Nov 1998 | Satisfactory |
| LUBBOCK | FDIC | $944M | Dec 2025 | Satisfactory | |
| HOUSTON | FDIC | $262M | Jan 1997 | Satisfactory | |
CLEVELAND BANK & TRUSTClosed | CLEVELAND | FDIC | $24M | Dec 1990 | Needs to Improve |
LONE OAK STATE BANKClosed | LONE OAK | FDIC | $11M | Nov 1997 | Satisfactory |
ARLINGTON STATE BANKClosed | ARLINGTON | FDIC | $50M | Jan 1991 | Satisfactory |
THE EXPRESS BANKClosed | ALVIN | FDIC | $91M | May 2002 | Satisfactory |
| GRANDVIEW | FDIC | $703M | Jan 2024 | Satisfactory | |
| AUSTIN | FDIC | $2.4B | Feb 2024 | Satisfactory | |
| LAMPASAS | FDIC | $249M | Dec 2025 | Satisfactory | |
FIRST STATE BANKClosed | LORAINE | FDIC | $11M | Sep 1992 | Satisfactory |
OGLESBY STATE BANKClosed | OGLESBY | FDIC | $14M | Oct 2014 | Satisfactory |
| MEMPHIS | FDIC | $146M | Jul 2024 | Satisfactory | |
| AMARILLO | FDIC | $528M | Nov 2024 | Satisfactory | |
SECURITY STATE BANKClosed | ABILENE | FDIC | $284M | Nov 1996 | Satisfactory |
COMMERCIAL STATE BANKClosed | SINTON | FDIC | $57M | Aug 2004 | Satisfactory |
COMMERCIAL STATE BANKClosed | EL CAMPO | FDIC | $390M | May 2014 | Satisfactory |
ELGIN BANK OF TEXASClosed | ELGIN | FDIC | $85M | Nov 2004 | Satisfactory |
FIRST BANK AND TRUSTClosed | CLEVELAND | FDIC | $74M | Mar 1996 | Satisfactory |
| AMARILLO | FDIC | $1.9B | Apr 2023 | Satisfactory | |
DEL RIO NATIONAL BANKClosed | DEL RIO | OCC | $141M | Aug 1998 | Satisfactory |
FIRST STATE BANKClosed | CALDWELL | FDIC | $54M | May 1996 | Satisfactory |