Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FIRST ST BK
GAINESVILLE, TX · FRB · Jul 2023
SatisfactoryLANDMARK BK
EULESS, TX · FRB · Feb 1999
SatisfactoryHAPPY ST BK
HAPPY, TX · FRB · Jun 2019
OutstandingTRADITION BK
HOUSTON, TX · FRB · Apr 2012
SatisfactoryFIRST FNCL BK
ABILENE, TX · FRB · Jun 2024
OutstandingTEXAS FIRST BK
TEXAS CITY, TX · FRB · May 2024
SatisfactoryTEXASBANK
FORT WORTH, TX · FRB · Oct 2003
SatisfactoryMEMPHIS ST BK
MEMPHIS, TX · FRB · Jul 2011
SatisfactoryAVANA BK
ABILENE, TX · FRB · Dec 2025
SatisfactoryMIDLAND AMER BK
MIDLAND, TX · FRB · Nov 1997
SatisfactoryTEXAS CMNTY BK
LAREDO, TX · FRB · Nov 2025
SatisfactoryFIRST B&TC
DAWSON, TX · FRB · May 2011
SatisfactoryFALCON INTL BK
LAREDO, TX · FRB · Oct 2001
SatisfactoryHERITAGE BK
PEARLAND, TX · FRB · Apr 2015
SatisfactoryFIRST ST BK
JUNCTION, TX · FRB · Feb 2024
SatisfactoryBANK & TR SSB
DEL RIO, TX · FRB · Mar 2025
SatisfactoryFIRST LIBERTY BK
LIBERTY, TX · FRB · Dec 2024
OutstandingPLAINSCAPITAL BK
UNIVERSITY PARK, TX · FRB · Mar 2024
SatisfactoryCITIZENS ST BK
PRINCETON, TX · FRB · Sep 2011
SatisfactoryVISTA BK
DALLAS, TX · FRB · Apr 2024
OutstandingTREATY OAK BK
AUSTIN, TX · FRB · May 2012
SatisfactoryBANK OF HOUSTON
HOUSTON, TX · FRB · Sep 1999
SatisfactoryFROST BK
SAN ANTONIO, TX · FRB · Mar 2024
SatisfactoryFIRST FEDERAL COMMUNITY BANK
PARIS, TX · OCC · May 2011
SatisfactoryCROWELL ST BK
CROWELL, TX · FRB · Dec 2021
SatisfactoryFARMERS ST BK OF NEWCASTLE
NEWCASTLE, TX · FRB · Sep 2021
SatisfactoryHENDERSON FEDERAL SAVINGS BANK
HENDERSON, TX · OCC · Mar 2022
SatisfactorySTATE BK OF TX
HOUSTON, TX · FRB · May 2016
SatisfactoryUSAA FEDERAL SAVINGS BANK
PHOENIX, TX · OCC · Jun 2025
OutstandingPREFERRED BANK
HOUSTON, TX · OCC · Mar 2015
SatisfactoryLIBERTY BK
HURST, TX · FRB · Nov 2015
SatisfactorySOUTHWEST SECURITIES, FSB
DALLAS, TX · OCC · Jan 2014
SatisfactoryFIRST COMMAND BANK
FORT WORTH, TX · OCC · May 2025
SatisfactoryAFFILIATED BANK
BEDFORD, TX · OCC · May 2017
SatisfactorySHARE PLUS FEDERAL BANK
PLANO, TX · OCC · Oct 2012
SatisfactoryOMNIAMERICAN BANK, N.A.
FT. WORTH, TX · OCC · Apr 2012
SatisfactoryTEXAN BANK
HOUSTON, TX · OCC · Feb 2015
SatisfactoryUNITED TX BK
DALLAS, TX · FRB · Feb 2025
SatisfactoryTEXAS COASTAL BK
PASADENA, TX · FRB · Apr 2009
SatisfactoryCOMMUNITY BK
KATY, TX · FRB · Apr 2001
SatisfactoryLORENA ST BK
LORENA, TX · FRB · Mar 1997
SatisfactoryPEOPLES BK
LUBBOCK, TX · FRB · Oct 2023
SatisfactoryFIRST B&TC
CLARENDON, TX · FRB · Jul 1996
SatisfactoryCLEBURNE ST BK
CLEBURNE, TX · FRB · May 1996
OutstandingFIRST ST BK
KEENE, TX · FRB · Nov 2003
SatisfactoryCITIZENS 1ST BK
TYLER, TX · FRB · Jan 2023
SatisfactoryCITIZENS ST BK
TYLER, TX · FRB · May 2015
SatisfactoryLEGACYTEXAS BK
PLANO, TX · FRB · Jun 2016
OutstandingFIRST ST BK OF LIVINGSTON
LIVINGSTON, TX · FRB · Mar 2025
OutstandingTRANSPECOS BKS SSB
PECOS, TX · FRB · Jan 2018
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| GAINESVILLE | FRB | — | Jul 2023 | Satisfactory | |
| EULESS | FRB | — | Feb 1999 | Satisfactory | |
| HAPPY | FRB | — | Jun 2019 | Outstanding | |
| HOUSTON | FRB | — | Apr 2012 | Satisfactory | |
| ABILENE | FRB | — | Jun 2024 | Outstanding | |
| TEXAS CITY | FRB | — | May 2024 | Satisfactory | |
| FORT WORTH | FRB | — | Oct 2003 | Satisfactory | |
| MEMPHIS | FRB | — | Jul 2011 | Satisfactory | |
| ABILENE | FRB | — | Dec 2025 | Satisfactory | |
| MIDLAND | FRB | — | Nov 1997 | Satisfactory | |
| LAREDO | FRB | — | Nov 2025 | Satisfactory | |
| DAWSON | FRB | — | May 2011 | Satisfactory | |
| LAREDO | FRB | — | Oct 2001 | Satisfactory | |
| PEARLAND | FRB | — | Apr 2015 | Satisfactory | |
| JUNCTION | FRB | — | Feb 2024 | Satisfactory | |
| DEL RIO | FRB | — | Mar 2025 | Satisfactory | |
| LIBERTY | FRB | — | Dec 2024 | Outstanding | |
| UNIVERSITY PARK | FRB | — | Mar 2024 | Satisfactory | |
| PRINCETON | FRB | — | Sep 2011 | Satisfactory | |
| DALLAS | FRB | — | Apr 2024 | Outstanding | |
| AUSTIN | FRB | — | May 2012 | Satisfactory | |
| HOUSTON | FRB | — | Sep 1999 | Satisfactory | |
| SAN ANTONIO | FRB | — | Mar 2024 | Satisfactory | |
| PARIS | OCC | — | May 2011 | Satisfactory | |
| CROWELL | FRB | — | Dec 2021 | Satisfactory | |
| NEWCASTLE | FRB | — | Sep 2021 | Satisfactory | |
| HENDERSON | OCC | — | Mar 2022 | Satisfactory | |
| HOUSTON | FRB | — | May 2016 | Satisfactory | |
| PHOENIX | OCC | — | Jun 2025 | Outstanding | |
| HOUSTON | OCC | — | Mar 2015 | Satisfactory | |
| HURST | FRB | — | Nov 2015 | Satisfactory | |
| DALLAS | OCC | — | Jan 2014 | Satisfactory | |
| FORT WORTH | OCC | — | May 2025 | Satisfactory | |
| BEDFORD | OCC | — | May 2017 | Satisfactory | |
| PLANO | OCC | — | Oct 2012 | Satisfactory | |
| FT. WORTH | OCC | — | Apr 2012 | Satisfactory | |
| HOUSTON | OCC | — | Feb 2015 | Satisfactory | |
| DALLAS | FRB | — | Feb 2025 | Satisfactory | |
| PASADENA | FRB | — | Apr 2009 | Satisfactory | |
| KATY | FRB | — | Apr 2001 | Satisfactory | |
| LORENA | FRB | — | Mar 1997 | Satisfactory | |
| LUBBOCK | FRB | — | Oct 2023 | Satisfactory | |
| CLARENDON | FRB | — | Jul 1996 | Satisfactory | |
| CLEBURNE | FRB | — | May 1996 | Outstanding | |
| KEENE | FRB | — | Nov 2003 | Satisfactory | |
| TYLER | FRB | — | Jan 2023 | Satisfactory | |
| TYLER | FRB | — | May 2015 | Satisfactory | |
| PLANO | FRB | — | Jun 2016 | Outstanding | |
| LIVINGSTON | FRB | — | Mar 2025 | Outstanding | |
| PECOS | FRB | — | Jan 2018 | Satisfactory |