Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
SEMINOLE NATIONAL BANK
ClosedSEMINOLE, TX · OCC · Apr 1996
SatisfactoryTHE BANK OF AUSTIN
ClosedAUSTIN, TX · FDIC · Jan 2020
SatisfactoryFIRST NATIONAL BANK OF BENTON
BENTON, TX · OCC · May 2022
OutstandingSUMMIT COMMUNITY BANK N.A.
FORT WORTH, TX · OCC · Dec 1998
SatisfactorySHADY OAKS NATIONAL BANK
ClosedFORT WORTH, TX · OCC · Apr 1997
SatisfactoryFIRST NORTHWESTERN BANK, N.A.
HOUSTON, TX · OCC · Dec 1994
SatisfactoryPEOPLES NATIONAL BANK
WINTERS, TX · OCC · Mar 1993
SatisfactoryTEXAS COMMERCE BANK - MIDLAND
MIDLAND, TX · OCC · Mar 1992
SatisfactoryHERITAGE NATIONAL BANK OF GRANBURY
GRANBURY, TX · OCC · Nov 1997
SatisfactoryCITIZENS NATIONAL BANK
TEAGUE, TX · OCC · Jun 2006
SatisfactoryFIRST FINANCIAL BANK, NATIONAL ASSOCIATION
WEATHERFORD, TX · OCC · Feb 2012
SatisfactoryTEXAS NATIONAL BANK
LONGVIEW, TX · OCC · Aug 1994
SatisfactoryTEXAS COMMUNITY BANK AND TRUST, N.A.
DALLAS, TX · OCC · Sep 2003
SatisfactorySAGE CAPITAL BANK, NATIONAL ASSOCIATION
GONZALES, TX · OCC · Jun 2014
SatisfactoryBANK OF TEXAS, N.A.
DALLAS, TX · OCC · Apr 1999
SatisfactoryFNB
GOLDTHWAITE, TX · OCC · Mar 1994
SatisfactoryTEXAS CAPITAL BANK, N.A.
HOUSTON, TX · OCC · May 1994
SatisfactoryQUESTSTAR BANK, N.A.
KATY, TX · OCC · Sep 1991
SatisfactoryPROVIDENCE BANK OF TEXAS, SSB
ClosedSOUTHLAKE, TX · FDIC · Mar 2021
SatisfactoryCAMINOREAL BANK, N.A.
SAN ANTONIO, TX · OCC · May 1998
SatisfactoryKINGWOOD BANK, N.A.
KINGWOOD, TX · OCC · Jul 1993
SatisfactoryNORMANGEE STATE BANK
NORMANGEE, TX · FDIC · Sep 2025
SatisfactoryPARK NATIONAL BANK
ClosedBELLAIRE, TX · OCC · Jun 1995
SatisfactoryCOMMUNITY NATIONAL BANK
LONGVIEW, TX · OCC · Sep 1991
Needs to ImproveFNB OF WHITESBORO
WHITESBORO, TX · OCC · Jun 1992
SatisfactoryTEXAS GUARANTY NATIONAL BANK
HOUSTON, TX · OCC · Dec 1996
SatisfactoryINTER NATIONAL BANK
ClosedMCALLEN, TX · OCC · Mar 2014
SatisfactoryFOUNDERS NATIONAL BANK - SKILLMAN
DALLAS, TX · OCC · Dec 1997
SatisfactoryFIRST NATIONAL BANK
HASKELL, TX · OCC · Mar 1998
SatisfactoryPEOPLES NATIONAL BANK
PASADENA, TX · OCC · Oct 1992
Needs to ImproveTEXAS NATIONAL BANK
SOUTHLAKE, TX · OCC · Nov 1999
SatisfactoryRIO NATIONAL BANK
MCALLEN, TX · OCC · Jul 1999
SatisfactoryTHE FIRST STATE BANK
ClosedCOLMESNEIL, TX · FDIC · Feb 1999
SatisfactoryFRONTIER STATE BANK
ClosedEAGLE PASS, TX · FDIC · Feb 1992
SatisfactorySTEMMONS NORTHWEST BANK, N.A.
DALLAS, TX · OCC · Sep 1992
SatisfactoryFIRST NATIONAL BANK
SPEARMAN, TX · OCC · Jun 2023
SatisfactorySTANTON NATIONAL BANK
ClosedSTANTON, TX · OCC · Feb 1995
SatisfactoryCHAMPIONS BANK, N.A.
HOUSTON, TX · OCC · Feb 1994
SatisfactoryFIRST BANK OF CONROE, N.A.
CONROE, TX · OCC · May 2010
OutstandingFIRST CONTINENTAL BANK
GRAND PRAIRIE, TX · OCC · Apr 1993
SatisfactoryKATY BANK, N.A.
KATY, TX · OCC · Jan 1999
SatisfactoryCOMMUNITY NATIONAL BANK
DETROIT, TX · OCC · Oct 2005
SatisfactoryTEXAS NATIONAL BANK
TOMBALL, TX · OCC · Oct 1994
SatisfactoryHOUSTON INDEPENDENT BANK, N.A.
HOUSTON, TX · OCC · Sep 1993
SatisfactorySECURITY BANK, N.A.
GARLAND, TX · OCC · Feb 1999
SatisfactoryLIBERTY NATIONAL BANK
ClosedAUSTIN, TX · OCC · Jul 1994
OutstandingNORTHERN TRUST BANK OF TEXAS NA
ClosedDALLAS, TX · OCC · Sep 2002
OutstandingBANK OF TROY
ClosedTROY, TX · FRB · Sep 1997
SatisfactoryU. S. TRUST COMPANY OF TEXAS, N.A.
DALLAS, TX · OCC · Jun 1997
SatisfactoryFIRST BANK & TRUST EAST TEXAS
ClosedDIBOLL, TX · FDIC · Nov 2016
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
SEMINOLE NATIONAL BANKClosed | SEMINOLE | OCC | $70M | Apr 1996 | Satisfactory |
THE BANK OF AUSTINClosed | AUSTIN | FDIC | $271M | Jan 2020 | Satisfactory |
| BENTON | OCC | — | May 2022 | Outstanding | |
| FORT WORTH | OCC | — | Dec 1998 | Satisfactory | |
SHADY OAKS NATIONAL BANKClosed | FORT WORTH | OCC | $40M | Apr 1997 | Satisfactory |
| HOUSTON | OCC | — | Dec 1994 | Satisfactory | |
| WINTERS | OCC | — | Mar 1993 | Satisfactory | |
| MIDLAND | OCC | — | Mar 1992 | Satisfactory | |
| GRANBURY | OCC | — | Nov 1997 | Satisfactory | |
| TEAGUE | OCC | — | Jun 2006 | Satisfactory | |
| WEATHERFORD | OCC | — | Feb 2012 | Satisfactory | |
| LONGVIEW | OCC | — | Aug 1994 | Satisfactory | |
| DALLAS | OCC | — | Sep 2003 | Satisfactory | |
| GONZALES | OCC | — | Jun 2014 | Satisfactory | |
| DALLAS | OCC | — | Apr 1999 | Satisfactory | |
| GOLDTHWAITE | OCC | — | Mar 1994 | Satisfactory | |
| HOUSTON | OCC | — | May 1994 | Satisfactory | |
| KATY | OCC | — | Sep 1991 | Satisfactory | |
| SOUTHLAKE | FDIC | $193M | Mar 2021 | Satisfactory | |
| SAN ANTONIO | OCC | — | May 1998 | Satisfactory | |
| KINGWOOD | OCC | — | Jul 1993 | Satisfactory | |
| NORMANGEE | FDIC | $173M | Sep 2025 | Satisfactory | |
PARK NATIONAL BANKClosed | BELLAIRE | OCC | $6M | Jun 1995 | Satisfactory |
| LONGVIEW | OCC | — | Sep 1991 | Needs to Improve | |
| WHITESBORO | OCC | — | Jun 1992 | Satisfactory | |
| HOUSTON | OCC | — | Dec 1996 | Satisfactory | |
INTER NATIONAL BANKClosed | MCALLEN | OCC | $1.4B | Mar 2014 | Satisfactory |
| DALLAS | OCC | — | Dec 1997 | Satisfactory | |
| HASKELL | OCC | — | Mar 1998 | Satisfactory | |
| PASADENA | OCC | — | Oct 1992 | Needs to Improve | |
| SOUTHLAKE | OCC | — | Nov 1999 | Satisfactory | |
| MCALLEN | OCC | — | Jul 1999 | Satisfactory | |
THE FIRST STATE BANKClosed | COLMESNEIL | FDIC | $17M | Feb 1999 | Satisfactory |
FRONTIER STATE BANKClosed | EAGLE PASS | FDIC | $73M | Feb 1992 | Satisfactory |
| DALLAS | OCC | — | Sep 1992 | Satisfactory | |
| SPEARMAN | OCC | — | Jun 2023 | Satisfactory | |
STANTON NATIONAL BANKClosed | STANTON | OCC | $20M | Feb 1995 | Satisfactory |
| HOUSTON | OCC | — | Feb 1994 | Satisfactory | |
| CONROE | OCC | — | May 2010 | Outstanding | |
| GRAND PRAIRIE | OCC | — | Apr 1993 | Satisfactory | |
| KATY | OCC | — | Jan 1999 | Satisfactory | |
| DETROIT | OCC | — | Oct 2005 | Satisfactory | |
| TOMBALL | OCC | — | Oct 1994 | Satisfactory | |
| HOUSTON | OCC | — | Sep 1993 | Satisfactory | |
| GARLAND | OCC | — | Feb 1999 | Satisfactory | |
LIBERTY NATIONAL BANKClosed | AUSTIN | OCC | $68M | Jul 1994 | Outstanding |
| DALLAS | OCC | $1.1B | Sep 2002 | Outstanding | |
BANK OF TROYClosed | TROY | FRB | $13M | Sep 1997 | Satisfactory |
| DALLAS | OCC | — | Jun 1997 | Satisfactory | |
| DIBOLL | FDIC | $1.0B | Nov 2016 | Satisfactory |