Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FIRST STATE BANK
ClosedHEMPHILL · FDIC · Jul 2017
SatisfactoryBANK OF NORTH TEXAS, NA
ClosedHURST · OCC · Mar 1994
SatisfactoryAMERICAN BANK, NATIONAL ASSOCIATION
DALLAS · OCC · Jan 2023
SatisfactoryFIRST STATE BANK OF ODEM
ODEM · FDIC · Oct 2020
SatisfactoryLAKESIDE NATIONAL BANK
ROCKWALL · OCC · Sep 2017
SatisfactoryBRAZOS BANK, N.A.
JOSHUA · OCC · Oct 1996
SatisfactoryMONTWOOD NATIONAL BANK
EL PASO · OCC · Apr 1997
SatisfactoryBROWNSVILLE NATIONAL BANK
ClosedBROWNSVILLE · OCC · Mar 1994
SatisfactorySUMMIT BANK, NATIONAL ASSOCIATION
ClosedFORT WORTH · OCC · May 2003
SatisfactoryFIRST BANK
ClosedKATY · FDIC · Mar 1995
SatisfactoryHARMONY BANK
DALLAS · FDIC · Jul 2025
SatisfactoryINDEPENDENT BANK OF AUSTIN, SSB
ClosedLAKEWAY · FDIC · Sep 2007
SatisfactoryWEST UNIVERSITY BANK, N.A.
HOUSTON · OCC · Dec 1996
SatisfactorySUNDOWN STATE BANK
SUNDOWN · FDIC · Nov 2025
SatisfactoryPLAZA BANK, N.A.
SAN ANTONIO · OCC · Feb 1994
OutstandingCANYON CREEK NATIONAL BANK
ClosedRICHARDSON · OCC · Feb 1998
SatisfactoryCITIZENS STATE BANK
MILES · FDIC · Apr 2025
SatisfactorySOUTHWEST BANK
ODESSA · FDIC · Jul 2024
SatisfactoryCENTRAL NATIONAL BANK
WACO · OCC · Oct 2025
OutstandingAMERICAN NATIONAL BANK & TRUST
WICHITA FALLS · OCC · Oct 2023
SatisfactoryFIRST BANK
ClosedMCKINNEY · FDIC · Jul 1994
SatisfactoryWESTERN NATIONAL BANK
ODESSA · OCC · Oct 2009
SatisfactorySUGAR CREEK NATIONAL BANK
ClosedSUGAR LAND · OCC · Jul 1992
SatisfactorySOUTH TEXAS NATIONAL BANK OF LAREDO
ClosedLAREDO · OCC · Sep 2003
SatisfactoryLUBBOCK NATIONAL BANK
ClosedLUBBOCK · OCC · Oct 2017
SatisfactoryFIRST NATIONAL BANK
CARRIZO SPRINGS · OCC · Aug 1993
SatisfactoryOVERTON BANK AND TRUST, N.A.
FORT WORTH · OCC · Jun 1996
SatisfactoryFIRST STATE BANK
ClosedVAN · FDIC · May 2009
SatisfactoryAMERICAN NATIONAL BANK
TEXARKANA · OCC · Dec 1994
SatisfactoryCOMMUNITY BANK
ClosedROCKWALL · FDIC · Aug 1997
SatisfactorySECURITY BANK
ClosedFLOWER MOUND · FDIC · Dec 1993
SatisfactoryBANCO POPULAR, N.A.
HOUSTON · OCC · May 1998
OutstandingTHE FIRST BANK OF CELESTE
CELESTE · FDIC · May 2025
SatisfactoryFIRST NATIONAL BANK OF SEMINOLE
SEMINOLE · OCC · Aug 1997
SatisfactoryFIRST COMMUNITY BANK, NATIONAL ASSOCIATION
SAN BENITO · OCC · Jul 2016
SatisfactoryTHE FIRST STATE BANK
ClosedHAWKINS · FDIC · Aug 2003
SatisfactoryFNB OF SULPHUR SPRINGS
SULPHUR SPRINGS · OCC · Mar 1996
SatisfactoryTHE AMERICAN NATIONAL BANK OF MOUNT PLEASANT
MT. PLEASANT · OCC · May 2017
OutstandingHUMBLE NATIONAL BANK
ClosedHUMBLE · OCC · Aug 1995
SatisfactoryCITY NATIONAL BANK
WESLACO · OCC · Feb 2003
SatisfactoryCITIZENS NATIONAL BANK
VICTORIA · OCC · Aug 1999
SatisfactoryVICTORIA BANK AND TRUST COMPANY
ClosedVICTORIA · FDIC · Jul 1995
OutstandingWOODFOREST NATIONAL BANK
THE WOODLANDS · OCC · May 2023
OutstandingCITY NATIONAL BANK
KILGORE · OCC · Aug 2004
SatisfactoryCOMMERCE NATIONAL BANK
ClosedCOLLEGE STATION · OCC · Mar 1996
SatisfactorySUN BANK
ClosedSUNRAY · FDIC · Sep 1998
SatisfactoryCOMMUNITY NATIONAL BANK
HONDO · OCC · Aug 2018
SatisfactoryMID-CITIES NATIONAL BANK
ClosedHURST · OCC · Mar 1998
SatisfactoryFIRST STATE BANK
ClosedDIME BOX · FDIC · Jun 1997
OutstandingHOUSTONCOMMUNITY BANK, N.A
HOUSTON · OCC · Jan 2010
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
FIRST STATE BANKClosed | HEMPHILL | FDIC | $58M | Jul 2017 | Satisfactory |
BANK OF NORTH TEXAS, NAClosed | HURST | OCC | $390M | Mar 1994 | Satisfactory |
| DALLAS | OCC | — | Jan 2023 | Satisfactory | |
| ODEM | FDIC | $215M | Oct 2020 | Satisfactory | |
| ROCKWALL | OCC | — | Sep 2017 | Satisfactory | |
| JOSHUA | OCC | — | Oct 1996 | Satisfactory | |
| EL PASO | OCC | — | Apr 1997 | Satisfactory | |
| BROWNSVILLE | OCC | $97M | Mar 1994 | Satisfactory | |
| FORT WORTH | OCC | $1.2B | May 2003 | Satisfactory | |
FIRST BANKClosed | KATY | FDIC | $289M | Mar 1995 | Satisfactory |
| DALLAS | FDIC | $817M | Jul 2025 | Satisfactory | |
| LAKEWAY | FDIC | $158M | Sep 2007 | Satisfactory | |
| HOUSTON | OCC | — | Dec 1996 | Satisfactory | |
| SUNDOWN | FDIC | $320M | Nov 2025 | Satisfactory | |
| SAN ANTONIO | OCC | — | Feb 1994 | Outstanding | |
| RICHARDSON | OCC | $127M | Feb 1998 | Satisfactory | |
| MILES | FDIC | $280M | Apr 2025 | Satisfactory | |
| ODESSA | FDIC | $698M | Jul 2024 | Satisfactory | |
| WACO | OCC | $1.4B | Oct 2025 | Outstanding | |
| WICHITA FALLS | OCC | — | Oct 2023 | Satisfactory | |
FIRST BANKClosed | MCKINNEY | FDIC | $148M | Jul 1994 | Satisfactory |
| ODESSA | OCC | — | Oct 2009 | Satisfactory | |
| SUGAR LAND | OCC | $206M | Jul 1992 | Satisfactory | |
| LAREDO | OCC | $665M | Sep 2003 | Satisfactory | |
LUBBOCK NATIONAL BANKClosed | LUBBOCK | OCC | $1.1B | Oct 2017 | Satisfactory |
| CARRIZO SPRINGS | OCC | — | Aug 1993 | Satisfactory | |
| FORT WORTH | OCC | — | Jun 1996 | Satisfactory | |
FIRST STATE BANKClosed | VAN | FDIC | $43M | May 2009 | Satisfactory |
| TEXARKANA | OCC | — | Dec 1994 | Satisfactory | |
COMMUNITY BANKClosed | ROCKWALL | FDIC | $58M | Aug 1997 | Satisfactory |
SECURITY BANKClosed | FLOWER MOUND | FDIC | $49M | Dec 1993 | Satisfactory |
| HOUSTON | OCC | — | May 1998 | Outstanding | |
| CELESTE | FDIC | $84M | May 2025 | Satisfactory | |
| SEMINOLE | OCC | — | Aug 1997 | Satisfactory | |
| SAN BENITO | OCC | — | Jul 2016 | Satisfactory | |
THE FIRST STATE BANKClosed | HAWKINS | FDIC | $37M | Aug 2003 | Satisfactory |
| SULPHUR SPRINGS | OCC | — | Mar 1996 | Satisfactory | |
| MT. PLEASANT | OCC | $144M | May 2017 | Outstanding | |
HUMBLE NATIONAL BANKClosed | HUMBLE | OCC | $54M | Aug 1995 | Satisfactory |
| WESLACO | OCC | — | Feb 2003 | Satisfactory | |
| VICTORIA | OCC | — | Aug 1999 | Satisfactory | |
| VICTORIA | FDIC | $2.8B | Jul 1995 | Outstanding | |
| THE WOODLANDS | OCC | $9.2B | May 2023 | Outstanding | |
| KILGORE | OCC | $63M | Aug 2004 | Satisfactory | |
COMMERCE NATIONAL BANKClosed | COLLEGE STATION | OCC | $58M | Mar 1996 | Satisfactory |
SUN BANKClosed | SUNRAY | FDIC | $127M | Sep 1998 | Satisfactory |
| HONDO | OCC | $2.6B | Aug 2018 | Satisfactory | |
MID-CITIES NATIONAL BANKClosed | HURST | OCC | $96M | Mar 1998 | Satisfactory |
FIRST STATE BANKClosed | DIME BOX | FDIC | $29M | Jun 1997 | Outstanding |
| HOUSTON | OCC | — | Jan 2010 | Satisfactory |