South Carolina
Community Reinvestment Act ratings · Search South Carolina banks
208 banks tracked
South Carolina has 208 banks tracked under the Community Reinvestment Act. 22 earned an Outstanding rating, 2 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
22
10.6%
Satisfactory
184
88.5%
Needs to Improve
2
1.0%
Substantial Noncompliance
0
0.0%
HORRY COUNTY STATE BANK
LORIS · FDIC · Jan 2015
SatisfactoryGREER STATE BANK
GREER · FDIC · Apr 2015
SatisfactoryBANK OF THE LOWCOUNTRY
WALTERBORO · FDIC · Jul 2022
SatisfactoryCAROLINA SOUTHERN BANK
SPARTANBURG · FDIC · Feb 1998
OutstandingFIRST PALMETTO BANK
CAMDEN · FDIC · Mar 2024
Needs to ImproveABBEVILLE FIRST BANK, SSB
ABBEVILLE · FDIC · Dec 2022
SatisfactorySPRATT SAVINGS BANK
CHESTER · FDIC · Jul 2024
SatisfactorySECURITY FEDERAL BANK
AIKEN · FDIC · Jan 2026
Satisfactory1ST FEDERAL SAVINGS BANK OF SC, INC.
WALTERBORO · FDIC · Aug 2020
SatisfactoryCBL STATE SAVINGS BANK
GREER · FDIC · Jan 2025
SatisfactoryCOMMUNITY FIRST BANK, INC.
WALHALLA · FDIC · Feb 2022
SatisfactoryCOLONIAL BANK OF SOUTH CAROLINA, INC.
CAMDEN · FDIC · Oct 1997
SatisfactoryCLEMSON BANK & TRUST
CLEMSON · FDIC · Mar 1997
SatisfactoryFIRST COMMUNITY BANK
LEXINGTON · FDIC · Nov 2023
SatisfactoryROCK HILL BANK & TRUST
ROCK HILL · FDIC · Sep 1997
SatisfactoryFIRST SOUTH BANK
SPARTANBURG · FDIC · Nov 2015
SatisfactoryCOMMUNITY FIRSTBANK OF CHARLESTON
CHARLESTON · FDIC · Dec 2009
SatisfactoryPEOPLE'S COMMUNITY BANK OF SOUTH CAROLINA
AIKEN · FDIC · Dec 2004
SatisfactorySOUTHCOAST COMMUNITY BANK
MOUNT PLEASANT · FDIC · Jul 2014
SatisfactoryGRANDSOUTH BANK
GREENVILLE · FDIC · Nov 2021
SatisfactoryHERITAGE COMMUNITY BANK
HARTSVILLE · FDIC · Aug 2018
SatisfactoryFIRST RELIANCE BANK
FLORENCE · FDIC · Sep 2024
SatisfactoryOPTUS BANK
COLUMBIA · FDIC · Oct 2025
SatisfactorySOUTHERN FIRST BANK
GREENVILLE · FDIC · May 2025
SatisfactoryTHE BANK OF CAMDEN
CAMDEN · FDIC · Apr 2003
SatisfactoryCRESCOM BANK
CHARLESTON · FDIC · Nov 2018
SatisfactoryTIDELANDS BANK
MOUNT PLEASANT · FDIC · Aug 2015
SatisfactoryCOASTALSTATES BANK
HILTON HEAD ISLAND · FDIC · Nov 2022
SatisfactoryCOMMUNITYSOUTH BANK AND TRUST
EASLEY · FDIC · Dec 2007
SatisfactoryPALMETTO HERITAGE BANK & TRUST
PAWLEYS ISLAND · FDIC · Nov 2016
SatisfactoryATLANTIC COMMUNITY BANK
BLUFFTON · FDIC · May 2017
SatisfactoryBANKGREENVILLE
GREENVILLE · FDIC · Aug 2011
SatisfactoryPINNACLE BANK OF SOUTH CAROLINA
GREENVILLE · FDIC · Aug 2011
SatisfactoryCONGAREE STATE BANK
WEST COLUMBIA · FDIC · Apr 2012
SatisfactoryCAROLINA ALLIANCE BANK
SPARTANBURG · FDIC · Aug 2018
SatisfactorySAVANNAH RIVER BANKING COMPANY
AIKEN · FDIC · Feb 2013
SatisfactoryVISTABANK
AIKEN · FDIC · Aug 2013
SatisfactorySOUTH ATLANTIC BANK
MYRTLE BEACH · FDIC · Dec 2024
SatisfactoryBEACON COMMUNITY BANK
CHARLESTON · FDIC · Mar 2023
SatisfactoryJOHNSONVILLE ST BK
JOHNSONVILLE · FRB · Mar 2006
SatisfactoryPAMPLICO B&TC
PAMPLICO · FRB · Jun 2006
SatisfactoryPEE DEE ST BK
TIMMONSVILLE · FRB · Jan 1997
SatisfactoryFIRST PIEDMONT FS & LA OF GAFFNEY
GAFFNEY · OCC · May 2023
SatisfactoryWOODRUFF FS & LA
WOODRUFF · OCC · Mar 2024
SatisfactoryKINGSTREE FS & LA
KINGSTREE · OCC · May 2023
SatisfactoryPEE DEE FEDERAL SAVINGS BANK
MARION · OCC · Sep 2025
SatisfactoryMUTUAL SAVINGS BANK
HARTSVILLE · OCC · Apr 2022
SatisfactoryOCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION
SENECA · OCC · Mar 2024
SatisfactoryPICKENS S & LA, FA
PICKENS · OCC · Jun 2022
SatisfactoryFIRST FEDERAL OF SOUTH CAROLINA, FSB
WALTERBORO · OCC · Apr 2016
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HORRY COUNTY STATE BANK | LORIS | FDIC | Jan 2015 | Satisfactory |
| GREER STATE BANK | GREER | FDIC | Apr 2015 | Satisfactory |
| BANK OF THE LOWCOUNTRY | WALTERBORO | FDIC | Jul 2022 | Satisfactory |
| CAROLINA SOUTHERN BANK | SPARTANBURG | FDIC | Feb 1998 | Outstanding |
| FIRST PALMETTO BANK | CAMDEN | FDIC | Mar 2024 | Needs to Improve |
| ABBEVILLE FIRST BANK, SSB | ABBEVILLE | FDIC | Dec 2022 | Satisfactory |
| SPRATT SAVINGS BANK | CHESTER | FDIC | Jul 2024 | Satisfactory |
| SECURITY FEDERAL BANK | AIKEN | FDIC | Jan 2026 | Satisfactory |
| 1ST FEDERAL SAVINGS BANK OF SC, INC. | WALTERBORO | FDIC | Aug 2020 | Satisfactory |
| CBL STATE SAVINGS BANK | GREER | FDIC | Jan 2025 | Satisfactory |
| COMMUNITY FIRST BANK, INC. | WALHALLA | FDIC | Feb 2022 | Satisfactory |
| COLONIAL BANK OF SOUTH CAROLINA, INC. | CAMDEN | FDIC | Oct 1997 | Satisfactory |
| CLEMSON BANK & TRUST | CLEMSON | FDIC | Mar 1997 | Satisfactory |
| FIRST COMMUNITY BANK | LEXINGTON | FDIC | Nov 2023 | Satisfactory |
| ROCK HILL BANK & TRUST | ROCK HILL | FDIC | Sep 1997 | Satisfactory |
| FIRST SOUTH BANK | SPARTANBURG | FDIC | Nov 2015 | Satisfactory |
| COMMUNITY FIRSTBANK OF CHARLESTON | CHARLESTON | FDIC | Dec 2009 | Satisfactory |
| PEOPLE'S COMMUNITY BANK OF SOUTH CAROLINA | AIKEN | FDIC | Dec 2004 | Satisfactory |
| SOUTHCOAST COMMUNITY BANK | MOUNT PLEASANT | FDIC | Jul 2014 | Satisfactory |
| GRANDSOUTH BANK | GREENVILLE | FDIC | Nov 2021 | Satisfactory |
| HERITAGE COMMUNITY BANK | HARTSVILLE | FDIC | Aug 2018 | Satisfactory |
| FIRST RELIANCE BANK | FLORENCE | FDIC | Sep 2024 | Satisfactory |
| OPTUS BANK | COLUMBIA | FDIC | Oct 2025 | Satisfactory |
| SOUTHERN FIRST BANK | GREENVILLE | FDIC | May 2025 | Satisfactory |
| THE BANK OF CAMDEN | CAMDEN | FDIC | Apr 2003 | Satisfactory |
| CRESCOM BANK | CHARLESTON | FDIC | Nov 2018 | Satisfactory |
| TIDELANDS BANK | MOUNT PLEASANT | FDIC | Aug 2015 | Satisfactory |
| COASTALSTATES BANK | HILTON HEAD ISLAND | FDIC | Nov 2022 | Satisfactory |
| COMMUNITYSOUTH BANK AND TRUST | EASLEY | FDIC | Dec 2007 | Satisfactory |
| PALMETTO HERITAGE BANK & TRUST | PAWLEYS ISLAND | FDIC | Nov 2016 | Satisfactory |
| ATLANTIC COMMUNITY BANK | BLUFFTON | FDIC | May 2017 | Satisfactory |
| BANKGREENVILLE | GREENVILLE | FDIC | Aug 2011 | Satisfactory |
| PINNACLE BANK OF SOUTH CAROLINA | GREENVILLE | FDIC | Aug 2011 | Satisfactory |
| CONGAREE STATE BANK | WEST COLUMBIA | FDIC | Apr 2012 | Satisfactory |
| CAROLINA ALLIANCE BANK | SPARTANBURG | FDIC | Aug 2018 | Satisfactory |
| SAVANNAH RIVER BANKING COMPANY | AIKEN | FDIC | Feb 2013 | Satisfactory |
| VISTABANK | AIKEN | FDIC | Aug 2013 | Satisfactory |
| SOUTH ATLANTIC BANK | MYRTLE BEACH | FDIC | Dec 2024 | Satisfactory |
| BEACON COMMUNITY BANK | CHARLESTON | FDIC | Mar 2023 | Satisfactory |
| JOHNSONVILLE ST BK | JOHNSONVILLE | FRB | Mar 2006 | Satisfactory |
| PAMPLICO B&TC | PAMPLICO | FRB | Jun 2006 | Satisfactory |
| PEE DEE ST BK | TIMMONSVILLE | FRB | Jan 1997 | Satisfactory |
| FIRST PIEDMONT FS & LA OF GAFFNEY | GAFFNEY | OCC | May 2023 | Satisfactory |
| WOODRUFF FS & LA | WOODRUFF | OCC | Mar 2024 | Satisfactory |
| KINGSTREE FS & LA | KINGSTREE | OCC | May 2023 | Satisfactory |
| PEE DEE FEDERAL SAVINGS BANK | MARION | OCC | Sep 2025 | Satisfactory |
| MUTUAL SAVINGS BANK | HARTSVILLE | OCC | Apr 2022 | Satisfactory |
| OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION | SENECA | OCC | Mar 2024 | Satisfactory |
| PICKENS S & LA, FA | PICKENS | OCC | Jun 2022 | Satisfactory |
| FIRST FEDERAL OF SOUTH CAROLINA, FSB | WALTERBORO | OCC | Apr 2016 | Satisfactory |