North Dakota
Community Reinvestment Act ratings · Search North Dakota banks
167 banks tracked
Current Rating Distribution
Outstanding
20
12.0%
Satisfactory
144
86.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
2
1.2%
FIRST STATE BANK OF HOPE
HOPE · FDIC · Apr 2004
SatisfactoryGRANT COUNTY STATE BANK
CARSON · FDIC · Oct 2025
SatisfactoryFIRST STATE BANK OF GACKLE
GACKLE · FDIC · Sep 2004
SatisfactoryTHE UNION BANK
BEULAH · FDIC · Dec 2020
SatisfactoryFIRST AMERICAN BANK & TRUST OF GRAFTON
GRAFTON · FDIC · Sep 1994
SatisfactoryCITIZENS STATE BANK OF LANKIN
LANKIN · FDIC · Aug 2025
SatisfactoryCHOICE FINANCIAL GROUP
FARGO · FDIC · Jun 2025
SatisfactoryQUALITY BANK
FINGAL · FDIC · Jul 2012
SatisfactoryGREAT PLAINS NATIONAL BANK
BELFIELD · OCC · Feb 2010
SatisfactoryLINTON NATIONAL BANK
LINTON · OCC · Aug 1991
SatisfactorySECURITY STATE BANK OF ADAMS
ADAMS · FDIC · Jun 1996
OutstandingFIRST STATE BANK, NEW LEIPZIG, N. D.
NEW LEIPZIG · FDIC · Jul 1994
SatisfactoryTHE GOOSE RIVER BANK
MAYVILLE · FDIC · Apr 2024
SatisfactoryFARMERS STATE BANK OF YPSILANTI
YPSILANTI · FDIC · Jun 1994
Needs to ImproveFARMERS & MERCHANTS BANK, BEACH, NORTH DAKOTA
BEACH · FDIC · Oct 1994
OutstandingFIRST STATE BANK OF GOLVA
GOLVA · FDIC · Oct 2025
SatisfactoryLAMB'S BANK OF MICHIGAN CITY
MICHIGAN · FDIC · Jan 1996
SatisfactoryFIRST INTERNATIONAL BANK & TRUST
WATFORD CITY · FDIC · Dec 2023
SatisfactoryUNITED COMMUNITY BANK OF NORTH DAKOTA
LEEDS · FDIC · Apr 2023
SatisfactoryPEOPLES STATE BANK OF VELVA
VELVA · FDIC · Jan 2024
SatisfactoryFIRST SECURITY BANK - WEST
BEULAH · FDIC · Dec 2024
SatisfactoryFARMERS STATE BANK
ELGIN · FDIC · Sep 2004
SatisfactoryTHE FIRST STATE BANK OF CASSELTON
CASSELTON · FDIC · Oct 1996
SatisfactorySECURITY STATE BANK
DUNSEITH · FDIC · Nov 2009
SatisfactorySECURITY FIRST BANK OF NORTH DAKOTA
NEW SALEM · FDIC · Sep 2021
SatisfactoryPEOPLES & ENDERLIN STATE BANK
ENDERLIN · FDIC · Sep 1992
SatisfactoryLIBERTY NATIONAL BANK
DICKINSON · OCC · Jul 1991
SatisfactoryFIRST SECURITY BANK, UNDERWOOD
UNDERWOOD · FDIC · Jun 2004
SatisfactoryFIRST AMERICAN BANK NORTH DAKOTA
LISBON · FDIC · May 1995
SatisfactoryCOMMUNITY FIRST NATIONAL BANK
LIDGERWOOD · OCC · May 1994
OutstandingCOMMUNITY FIRST NATIONAL BANK
WAHPETON · OCC · Mar 1992
OutstandingUNION STATE BANK OF HAZEN
HAZEN · FDIC · Dec 2024
SatisfactoryPEOPLES STATE BANK
WESTHOPE · FDIC · Jul 2021
SatisfactoryCORNERSTONE BANK
FARGO · FDIC · Mar 2026
SatisfactoryNORTHLAND FINANCIAL
STEELE · FDIC · Apr 2014
SatisfactoryLITCHVILLE STATE BANK
LITCHVILLE · FDIC · Apr 1996
SatisfactoryFIRST BANK OF NORTH DAKOTA
FARGO · OCC · Feb 1991
OutstandingFIRST NATIONAL BANK OF VALLEY CITY
VALLEY CITY · OCC · Apr 1995
SatisfactoryTHE FIRST STATE BANK OF LA MOURE
LA MOURE · FDIC · Dec 2003
SatisfactoryALERUS FINANCIAL, NATIONAL ASSOCIATION
GRAND FORKS · OCC · Jul 2025
SatisfactoryMCINTOSH COUNTY BANK
ASHLEY · FDIC · Nov 2025
SatisfactoryFIRST NATIONAL BANK & TRUST CO. OF WILLISTON
WILLISTON · OCC · Jul 2019
OutstandingFARMERS STATE BANK OF CROSBY, N. D.
CROSBY · FDIC · Mar 2015
Substantial NoncomplianceFIRST STATE BANK & TRUST
WILLISTON · FDIC · Feb 2025
SatisfactorySTATE BANK OF STREETER
STREETER · FDIC · Sep 2004
SatisfactoryCOMMUNITY NATIONAL BANK
GRAND FORKS · OCC · Jan 1999
SatisfactoryTRUCOMMUNITY BANK
GARRISON · FDIC · Jul 2024
SatisfactoryTHE FIRST STATE BANK OF NEW ROCKFORD
NEW ROCKFORD · FDIC · May 1990
SatisfactoryCITIZENS STATE BANK - MIDWEST
CAVALIER · FDIC · Jul 2019
SatisfactorySTOCK GROWERS BANK
NAPOLEON · FDIC · Mar 2018
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST STATE BANK OF HOPE | HOPE | FDIC | Apr 2004 | Satisfactory |
| GRANT COUNTY STATE BANK | CARSON | FDIC | Oct 2025 | Satisfactory |
| FIRST STATE BANK OF GACKLE | GACKLE | FDIC | Sep 2004 | Satisfactory |
| THE UNION BANK | BEULAH | FDIC | Dec 2020 | Satisfactory |
| FIRST AMERICAN BANK & TRUST OF GRAFTON | GRAFTON | FDIC | Sep 1994 | Satisfactory |
| CITIZENS STATE BANK OF LANKIN | LANKIN | FDIC | Aug 2025 | Satisfactory |
| CHOICE FINANCIAL GROUP | FARGO | FDIC | Jun 2025 | Satisfactory |
| QUALITY BANK | FINGAL | FDIC | Jul 2012 | Satisfactory |
| GREAT PLAINS NATIONAL BANK | BELFIELD | OCC | Feb 2010 | Satisfactory |
| LINTON NATIONAL BANK | LINTON | OCC | Aug 1991 | Satisfactory |
| SECURITY STATE BANK OF ADAMS | ADAMS | FDIC | Jun 1996 | Outstanding |
| FIRST STATE BANK, NEW LEIPZIG, N. D. | NEW LEIPZIG | FDIC | Jul 1994 | Satisfactory |
| THE GOOSE RIVER BANK | MAYVILLE | FDIC | Apr 2024 | Satisfactory |
| FARMERS STATE BANK OF YPSILANTI | YPSILANTI | FDIC | Jun 1994 | Needs to Improve |
| FARMERS & MERCHANTS BANK, BEACH, NORTH DAKOTA | BEACH | FDIC | Oct 1994 | Outstanding |
| FIRST STATE BANK OF GOLVA | GOLVA | FDIC | Oct 2025 | Satisfactory |
| LAMB'S BANK OF MICHIGAN CITY | MICHIGAN | FDIC | Jan 1996 | Satisfactory |
| FIRST INTERNATIONAL BANK & TRUST | WATFORD CITY | FDIC | Dec 2023 | Satisfactory |
| UNITED COMMUNITY BANK OF NORTH DAKOTA | LEEDS | FDIC | Apr 2023 | Satisfactory |
| PEOPLES STATE BANK OF VELVA | VELVA | FDIC | Jan 2024 | Satisfactory |
| FIRST SECURITY BANK - WEST | BEULAH | FDIC | Dec 2024 | Satisfactory |
| FARMERS STATE BANK | ELGIN | FDIC | Sep 2004 | Satisfactory |
| THE FIRST STATE BANK OF CASSELTON | CASSELTON | FDIC | Oct 1996 | Satisfactory |
| SECURITY STATE BANK | DUNSEITH | FDIC | Nov 2009 | Satisfactory |
| SECURITY FIRST BANK OF NORTH DAKOTA | NEW SALEM | FDIC | Sep 2021 | Satisfactory |
| PEOPLES & ENDERLIN STATE BANK | ENDERLIN | FDIC | Sep 1992 | Satisfactory |
| LIBERTY NATIONAL BANK | DICKINSON | OCC | Jul 1991 | Satisfactory |
| FIRST SECURITY BANK, UNDERWOOD | UNDERWOOD | FDIC | Jun 2004 | Satisfactory |
| FIRST AMERICAN BANK NORTH DAKOTA | LISBON | FDIC | May 1995 | Satisfactory |
| COMMUNITY FIRST NATIONAL BANK | LIDGERWOOD | OCC | May 1994 | Outstanding |
| COMMUNITY FIRST NATIONAL BANK | WAHPETON | OCC | Mar 1992 | Outstanding |
| UNION STATE BANK OF HAZEN | HAZEN | FDIC | Dec 2024 | Satisfactory |
| PEOPLES STATE BANK | WESTHOPE | FDIC | Jul 2021 | Satisfactory |
| CORNERSTONE BANK | FARGO | FDIC | Mar 2026 | Satisfactory |
| NORTHLAND FINANCIAL | STEELE | FDIC | Apr 2014 | Satisfactory |
| LITCHVILLE STATE BANK | LITCHVILLE | FDIC | Apr 1996 | Satisfactory |
| FIRST BANK OF NORTH DAKOTA | FARGO | OCC | Feb 1991 | Outstanding |
| FIRST NATIONAL BANK OF VALLEY CITY | VALLEY CITY | OCC | Apr 1995 | Satisfactory |
| THE FIRST STATE BANK OF LA MOURE | LA MOURE | FDIC | Dec 2003 | Satisfactory |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION | GRAND FORKS | OCC | Jul 2025 | Satisfactory |
| MCINTOSH COUNTY BANK | ASHLEY | FDIC | Nov 2025 | Satisfactory |
| FIRST NATIONAL BANK & TRUST CO. OF WILLISTON | WILLISTON | OCC | Jul 2019 | Outstanding |
| FARMERS STATE BANK OF CROSBY, N. D. | CROSBY | FDIC | Mar 2015 | Substantial Noncompliance |
| FIRST STATE BANK & TRUST | WILLISTON | FDIC | Feb 2025 | Satisfactory |
| STATE BANK OF STREETER | STREETER | FDIC | Sep 2004 | Satisfactory |
| COMMUNITY NATIONAL BANK | GRAND FORKS | OCC | Jan 1999 | Satisfactory |
| TRUCOMMUNITY BANK | GARRISON | FDIC | Jul 2024 | Satisfactory |
| THE FIRST STATE BANK OF NEW ROCKFORD | NEW ROCKFORD | FDIC | May 1990 | Satisfactory |
| CITIZENS STATE BANK - MIDWEST | CAVALIER | FDIC | Jul 2019 | Satisfactory |
| STOCK GROWERS BANK | NAPOLEON | FDIC | Mar 2018 | Satisfactory |