Mississippi
Community Reinvestment Act ratings · Search Mississippi banks
185 banks tracked
Mississippi has 185 banks tracked under the Community Reinvestment Act. 23 earned an Outstanding rating, 2 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
23
12.4%
Satisfactory
157
84.9%
Needs to Improve
2
1.1%
Substantial Noncompliance
3
1.6%
MERCHANTS AND FARMERS BANK
KOSCIUSKO · FDIC · Oct 2011
SatisfactoryPEOPLES BANK
MENDENHALL · FDIC · Apr 2024
SatisfactoryNEWTON COUNTY BANK
NEWTON · FDIC · Oct 2014
SatisfactoryBANK OF KILMICHAEL
KILMICHAEL · FDIC · Oct 2021
SatisfactoryCITIZENS BANK & TRUST CO.
MARKS · FDIC · Dec 2025
SatisfactoryDUCK HILL BANK
DUCK HILL · FDIC · Dec 1995
SatisfactoryFIRST NATIONAL BANK OF OXFORD
OXFORD · OCC · Apr 2012
SatisfactorySMITH COUNTY BANK
TAYLORSVILLE · FDIC · Mar 1997
SatisfactoryFIRST STATE BANK
HOLLY SPRINGS · FDIC · Oct 2020
SatisfactoryIUKA GUARANTY BANK
IUKA · FDIC · May 1995
SatisfactoryBANK OF FRANKLIN
MEADVILLE · FDIC · Oct 2025
SatisfactoryFIRST COLUMBUS NATIONAL BANK
COLUMBUS · OCC · Apr 1991
SatisfactoryPEOPLES BANK
SENATOBIA · FDIC · Feb 1997
SatisfactoryPERRY COUNTY BANK
NEW AUGUSTA · FDIC · May 1995
SatisfactoryTHE BANK OF RALEIGH
RALEIGH · FDIC · Feb 1993
SatisfactoryCITIZENS BANK
COLDWATER · FDIC · Mar 1991
SatisfactoryCOMMUNITY BANK, NORTH MISSISSIPPI
AMORY · FDIC · Aug 2017
SatisfactoryNEW SOUTH BANK
COMO · FDIC · Jul 1992
SatisfactoryCOMMUNITY BANK
ELLISVILLE · FDIC · Aug 2017
SatisfactoryTHE JEFFERSON BANK
GREENVILLE · FDIC · Jan 2025
SatisfactoryUNITY BANK OF MISSISSIPPI
HOLLY SPRINGS · FDIC · Jul 2025
SatisfactoryCENTURY BANK
LUCEDALE · FDIC · May 2025
SatisfactoryBANK OF PHILADELPHIA
PHILADELPHIA · FDIC · Oct 1990
SatisfactoryRICHTON BANK & TRUST COMPANY
RICHTON · FDIC · Apr 2024
SatisfactoryTHE CLEVELAND STATE BANK
CLEVELAND · FDIC · Nov 2022
SatisfactoryMERCHANTS & MARINE BANK
PASCAGOULA · FDIC · Jan 2026
SatisfactoryTHE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
PHILADELPHIA · FDIC · Jul 2023
SatisfactoryMECHANICS BANK
WATER VALLEY · FDIC · Dec 2018
SatisfactoryBANK OF WINONA
WINONA · FDIC · Jun 2019
SatisfactoryRENASANT BANK
TUPELO · FDIC · Dec 2024
SatisfactoryPEOPLES BANK & TRUST COMPANY
NORTH CARROLLTON · FDIC · May 2013
SatisfactoryBANK OF FLORA
FLORA · FDIC · Jun 1991
SatisfactoryUNION PLANTERS BANK OF MISSISSIPPI
GRENADA · FDIC · Sep 1997
SatisfactoryFIRST NATIONAL BANK OF HOMES COUNTY
LEXINGTON · OCC · Oct 1998
SatisfactoryBRITTON & KOONTZ BANK, NA
NATCHEZ · OCC · Oct 2012
SatisfactoryHERITAGE BANKING GROUP
CARTHAGE · FDIC · Oct 2007
SatisfactoryNATIONAL BANK OF COMMERCE OF CORINTH
CORINTH · OCC · Feb 1996
SatisfactoryFIRST NATIONAL BANK OF PICAYUNE
PICAYUNE · OCC · Dec 2019
SatisfactoryFIRST NATIONAL BANK OF BOLIVER COUNTY
CLEVELAND · OCC · Jan 1997
SatisfactoryFIRST NATIONAL BANK OF CLARKSDALE
CLARKSDALE · OCC · Nov 2022
SatisfactoryFIRST AMERICAN NATIONAL BANK
IUKA · OCC · Feb 2022
SatisfactoryUNION PLANTERS BANK OF NE MISSISSIPPI, N.A.
NEW ALBANY · OCC · Jul 1997
SatisfactoryDEPOSIT GUARANTY NATIONAL BANK
JACKSON · OCC · Aug 1995
SatisfactoryFARMERS AND MERCHANTS BANK
BALDWYN · FDIC · Nov 2016
SatisfactoryTHE BANK OF BOLIVAR COUNTY
SHELBY · FDIC · Dec 2013
SatisfactoryGENESIS BANK
BENOIT · FDIC · May 2025
SatisfactoryCOMMUNITY BANK, NATIONAL ASSOCIATION
MOBILE · OCC · Apr 2010
SatisfactoryTHE PEOPLES BANK
RIPLEY · FDIC · Apr 2023
SatisfactoryGUARANTY BANK AND TRUST COMPANY
BELZONI · FDIC · Jan 2024
SatisfactoryCITIZENS NATIONAL BANK
PASCAGOULA · OCC · Aug 1994
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| MERCHANTS AND FARMERS BANK | KOSCIUSKO | FDIC | Oct 2011 | Satisfactory |
| PEOPLES BANK | MENDENHALL | FDIC | Apr 2024 | Satisfactory |
| NEWTON COUNTY BANK | NEWTON | FDIC | Oct 2014 | Satisfactory |
| BANK OF KILMICHAEL | KILMICHAEL | FDIC | Oct 2021 | Satisfactory |
| CITIZENS BANK & TRUST CO. | MARKS | FDIC | Dec 2025 | Satisfactory |
| DUCK HILL BANK | DUCK HILL | FDIC | Dec 1995 | Satisfactory |
| FIRST NATIONAL BANK OF OXFORD | OXFORD | OCC | Apr 2012 | Satisfactory |
| SMITH COUNTY BANK | TAYLORSVILLE | FDIC | Mar 1997 | Satisfactory |
| FIRST STATE BANK | HOLLY SPRINGS | FDIC | Oct 2020 | Satisfactory |
| IUKA GUARANTY BANK | IUKA | FDIC | May 1995 | Satisfactory |
| BANK OF FRANKLIN | MEADVILLE | FDIC | Oct 2025 | Satisfactory |
| FIRST COLUMBUS NATIONAL BANK | COLUMBUS | OCC | Apr 1991 | Satisfactory |
| PEOPLES BANK | SENATOBIA | FDIC | Feb 1997 | Satisfactory |
| PERRY COUNTY BANK | NEW AUGUSTA | FDIC | May 1995 | Satisfactory |
| THE BANK OF RALEIGH | RALEIGH | FDIC | Feb 1993 | Satisfactory |
| CITIZENS BANK | COLDWATER | FDIC | Mar 1991 | Satisfactory |
| COMMUNITY BANK, NORTH MISSISSIPPI | AMORY | FDIC | Aug 2017 | Satisfactory |
| NEW SOUTH BANK | COMO | FDIC | Jul 1992 | Satisfactory |
| COMMUNITY BANK | ELLISVILLE | FDIC | Aug 2017 | Satisfactory |
| THE JEFFERSON BANK | GREENVILLE | FDIC | Jan 2025 | Satisfactory |
| UNITY BANK OF MISSISSIPPI | HOLLY SPRINGS | FDIC | Jul 2025 | Satisfactory |
| CENTURY BANK | LUCEDALE | FDIC | May 2025 | Satisfactory |
| BANK OF PHILADELPHIA | PHILADELPHIA | FDIC | Oct 1990 | Satisfactory |
| RICHTON BANK & TRUST COMPANY | RICHTON | FDIC | Apr 2024 | Satisfactory |
| THE CLEVELAND STATE BANK | CLEVELAND | FDIC | Nov 2022 | Satisfactory |
| MERCHANTS & MARINE BANK | PASCAGOULA | FDIC | Jan 2026 | Satisfactory |
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI | PHILADELPHIA | FDIC | Jul 2023 | Satisfactory |
| MECHANICS BANK | WATER VALLEY | FDIC | Dec 2018 | Satisfactory |
| BANK OF WINONA | WINONA | FDIC | Jun 2019 | Satisfactory |
| RENASANT BANK | TUPELO | FDIC | Dec 2024 | Satisfactory |
| PEOPLES BANK & TRUST COMPANY | NORTH CARROLLTON | FDIC | May 2013 | Satisfactory |
| BANK OF FLORA | FLORA | FDIC | Jun 1991 | Satisfactory |
| UNION PLANTERS BANK OF MISSISSIPPI | GRENADA | FDIC | Sep 1997 | Satisfactory |
| FIRST NATIONAL BANK OF HOMES COUNTY | LEXINGTON | OCC | Oct 1998 | Satisfactory |
| BRITTON & KOONTZ BANK, NA | NATCHEZ | OCC | Oct 2012 | Satisfactory |
| HERITAGE BANKING GROUP | CARTHAGE | FDIC | Oct 2007 | Satisfactory |
| NATIONAL BANK OF COMMERCE OF CORINTH | CORINTH | OCC | Feb 1996 | Satisfactory |
| FIRST NATIONAL BANK OF PICAYUNE | PICAYUNE | OCC | Dec 2019 | Satisfactory |
| FIRST NATIONAL BANK OF BOLIVER COUNTY | CLEVELAND | OCC | Jan 1997 | Satisfactory |
| FIRST NATIONAL BANK OF CLARKSDALE | CLARKSDALE | OCC | Nov 2022 | Satisfactory |
| FIRST AMERICAN NATIONAL BANK | IUKA | OCC | Feb 2022 | Satisfactory |
| UNION PLANTERS BANK OF NE MISSISSIPPI, N.A. | NEW ALBANY | OCC | Jul 1997 | Satisfactory |
| DEPOSIT GUARANTY NATIONAL BANK | JACKSON | OCC | Aug 1995 | Satisfactory |
| FARMERS AND MERCHANTS BANK | BALDWYN | FDIC | Nov 2016 | Satisfactory |
| THE BANK OF BOLIVAR COUNTY | SHELBY | FDIC | Dec 2013 | Satisfactory |
| GENESIS BANK | BENOIT | FDIC | May 2025 | Satisfactory |
| COMMUNITY BANK, NATIONAL ASSOCIATION | MOBILE | OCC | Apr 2010 | Satisfactory |
| THE PEOPLES BANK | RIPLEY | FDIC | Apr 2023 | Satisfactory |
| GUARANTY BANK AND TRUST COMPANY | BELZONI | FDIC | Jan 2024 | Satisfactory |
| CITIZENS NATIONAL BANK | PASCAGOULA | OCC | Aug 1994 | Satisfactory |