Mississippi
Community Reinvestment Act ratings · Search Mississippi banks
185 banks tracked
Current Rating Distribution
Outstanding
23
12.4%
Satisfactory
157
84.9%
Needs to Improve
2
1.1%
Substantial Noncompliance
3
1.6%
OMNIBANK
BAY SPRINGS · FDIC · Apr 2020
SatisfactoryBANK OF WEBB
WEBB · FDIC · Dec 1995
SatisfactorySTATE BANK & TRUST COMPANY
GREENWOOD · FDIC · Nov 2018
OutstandingCOMMUNITY BANK OF MISSISSIPPI
FLOWOOD · FDIC · Oct 2023
SatisfactoryTHE FIRST NATIONAL BANK OF PONTOTOC
PONTOTOC · OCC · Jan 2015
SatisfactoryTHE COMMERCIAL BANK
DE KALB · FDIC · Jan 2025
SatisfactoryMERCHANTS BANK & TRUST CO.
BAY ST. LOUIS · FDIC · Aug 1996
SatisfactoryBANK OF COMMERCE
GREENWOOD · FDIC · Nov 2024
SatisfactoryBANK OF HOLLANDALE
HOLLANDALE · FDIC · Oct 1996
SatisfactoryMERCHANTS AND FARMERS BANK
KOSCIUSKO · FDIC · Oct 2011
SatisfactoryPEOPLES BANK
MENDENHALL · FDIC · Apr 2024
SatisfactoryNEWTON COUNTY BANK
NEWTON · FDIC · Oct 2014
SatisfactoryBANK OF KILMICHAEL
KILMICHAEL · FDIC · Oct 2021
SatisfactoryCITIZENS BANK & TRUST CO.
MARKS · FDIC · Dec 2025
SatisfactoryDUCK HILL BANK
DUCK HILL · FDIC · Dec 1995
SatisfactoryFIRST NATIONAL BANK OF OXFORD
OXFORD · OCC · Apr 2012
SatisfactoryTRUSTMARK NATIONAL BANK
JACKSON · OCC · Oct 2024
OutstandingSMITH COUNTY BANK
TAYLORSVILLE · FDIC · Mar 1997
SatisfactoryFIRST STATE BANK
HOLLY SPRINGS · FDIC · Oct 2020
SatisfactoryIUKA GUARANTY BANK
IUKA · FDIC · May 1995
SatisfactoryBANK OF SARDIS
SARDIS · FDIC · Sep 1992
Substantial NoncomplianceBANK OF FRANKLIN
MEADVILLE · FDIC · Oct 2025
SatisfactoryFIRST COLUMBUS NATIONAL BANK
COLUMBUS · OCC · Apr 1991
SatisfactoryTHE LAMAR BANK
PURVIS · FDIC · Sep 2001
Needs to ImprovePEOPLES BANK
SENATOBIA · FDIC · Feb 1997
SatisfactorySYCAMORE BANK
SENATOBIA · FDIC · Mar 2018
OutstandingPERRY COUNTY BANK
NEW AUGUSTA · FDIC · May 1995
SatisfactoryTHE BANK OF RALEIGH
RALEIGH · FDIC · Feb 1993
SatisfactoryBANK OF YAZOO CITY
YAZOO CITY · FDIC · Oct 2021
OutstandingCITIZENS BANK
BYHALIA · FDIC · Sep 2019
OutstandingCITIZENS BANK
COLDWATER · FDIC · Mar 1991
SatisfactoryCOMMUNITY BANK, NORTH MISSISSIPPI
AMORY · FDIC · Aug 2017
SatisfactoryNEW SOUTH BANK
COMO · FDIC · Jul 1992
SatisfactoryCOMMUNITY BANK
ELLISVILLE · FDIC · Aug 2017
SatisfactoryTHE JEFFERSON BANK
GREENVILLE · FDIC · Jan 2025
SatisfactoryUNITY BANK OF MISSISSIPPI
HOLLY SPRINGS · FDIC · Jul 2025
SatisfactoryCENTURY BANK
LUCEDALE · FDIC · May 2025
SatisfactoryCADENCE BANK
TUPELO · FDIC · Aug 2023
OutstandingBANK OF PHILADELPHIA
PHILADELPHIA · FDIC · Oct 1990
SatisfactoryRICHTON BANK & TRUST COMPANY
RICHTON · FDIC · Apr 2024
SatisfactoryTHE CLEVELAND STATE BANK
CLEVELAND · FDIC · Nov 2022
SatisfactoryMERCHANTS & MARINE BANK
PASCAGOULA · FDIC · Jan 2026
SatisfactoryTHE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
PHILADELPHIA · FDIC · Jul 2023
SatisfactoryMECHANICS BANK
WATER VALLEY · FDIC · Dec 2018
SatisfactoryBANK OF WINONA
WINONA · FDIC · Jun 2019
SatisfactoryRENASANT BANK
TUPELO · FDIC · Dec 2024
SatisfactoryPEOPLES BANK & TRUST COMPANY
NORTH CARROLLTON · FDIC · May 2013
SatisfactoryBANK OF FLORA
FLORA · FDIC · Jun 1991
SatisfactoryHANCOCK WHITNEY BANK
GULFPORT · FDIC · Jul 2025
OutstandingUNION PLANTERS BANK OF MISSISSIPPI
GRENADA · FDIC · Sep 1997
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| OMNIBANK | BAY SPRINGS | FDIC | Apr 2020 | Satisfactory |
| BANK OF WEBB | WEBB | FDIC | Dec 1995 | Satisfactory |
| STATE BANK & TRUST COMPANY | GREENWOOD | FDIC | Nov 2018 | Outstanding |
| COMMUNITY BANK OF MISSISSIPPI | FLOWOOD | FDIC | Oct 2023 | Satisfactory |
| THE FIRST NATIONAL BANK OF PONTOTOC | PONTOTOC | OCC | Jan 2015 | Satisfactory |
| THE COMMERCIAL BANK | DE KALB | FDIC | Jan 2025 | Satisfactory |
| MERCHANTS BANK & TRUST CO. | BAY ST. LOUIS | FDIC | Aug 1996 | Satisfactory |
| BANK OF COMMERCE | GREENWOOD | FDIC | Nov 2024 | Satisfactory |
| BANK OF HOLLANDALE | HOLLANDALE | FDIC | Oct 1996 | Satisfactory |
| MERCHANTS AND FARMERS BANK | KOSCIUSKO | FDIC | Oct 2011 | Satisfactory |
| PEOPLES BANK | MENDENHALL | FDIC | Apr 2024 | Satisfactory |
| NEWTON COUNTY BANK | NEWTON | FDIC | Oct 2014 | Satisfactory |
| BANK OF KILMICHAEL | KILMICHAEL | FDIC | Oct 2021 | Satisfactory |
| CITIZENS BANK & TRUST CO. | MARKS | FDIC | Dec 2025 | Satisfactory |
| DUCK HILL BANK | DUCK HILL | FDIC | Dec 1995 | Satisfactory |
| FIRST NATIONAL BANK OF OXFORD | OXFORD | OCC | Apr 2012 | Satisfactory |
| TRUSTMARK NATIONAL BANK | JACKSON | OCC | Oct 2024 | Outstanding |
| SMITH COUNTY BANK | TAYLORSVILLE | FDIC | Mar 1997 | Satisfactory |
| FIRST STATE BANK | HOLLY SPRINGS | FDIC | Oct 2020 | Satisfactory |
| IUKA GUARANTY BANK | IUKA | FDIC | May 1995 | Satisfactory |
| BANK OF SARDIS | SARDIS | FDIC | Sep 1992 | Substantial Noncompliance |
| BANK OF FRANKLIN | MEADVILLE | FDIC | Oct 2025 | Satisfactory |
| FIRST COLUMBUS NATIONAL BANK | COLUMBUS | OCC | Apr 1991 | Satisfactory |
| THE LAMAR BANK | PURVIS | FDIC | Sep 2001 | Needs to Improve |
| PEOPLES BANK | SENATOBIA | FDIC | Feb 1997 | Satisfactory |
| SYCAMORE BANK | SENATOBIA | FDIC | Mar 2018 | Outstanding |
| PERRY COUNTY BANK | NEW AUGUSTA | FDIC | May 1995 | Satisfactory |
| THE BANK OF RALEIGH | RALEIGH | FDIC | Feb 1993 | Satisfactory |
| BANK OF YAZOO CITY | YAZOO CITY | FDIC | Oct 2021 | Outstanding |
| CITIZENS BANK | BYHALIA | FDIC | Sep 2019 | Outstanding |
| CITIZENS BANK | COLDWATER | FDIC | Mar 1991 | Satisfactory |
| COMMUNITY BANK, NORTH MISSISSIPPI | AMORY | FDIC | Aug 2017 | Satisfactory |
| NEW SOUTH BANK | COMO | FDIC | Jul 1992 | Satisfactory |
| COMMUNITY BANK | ELLISVILLE | FDIC | Aug 2017 | Satisfactory |
| THE JEFFERSON BANK | GREENVILLE | FDIC | Jan 2025 | Satisfactory |
| UNITY BANK OF MISSISSIPPI | HOLLY SPRINGS | FDIC | Jul 2025 | Satisfactory |
| CENTURY BANK | LUCEDALE | FDIC | May 2025 | Satisfactory |
| CADENCE BANK | TUPELO | FDIC | Aug 2023 | Outstanding |
| BANK OF PHILADELPHIA | PHILADELPHIA | FDIC | Oct 1990 | Satisfactory |
| RICHTON BANK & TRUST COMPANY | RICHTON | FDIC | Apr 2024 | Satisfactory |
| THE CLEVELAND STATE BANK | CLEVELAND | FDIC | Nov 2022 | Satisfactory |
| MERCHANTS & MARINE BANK | PASCAGOULA | FDIC | Jan 2026 | Satisfactory |
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI | PHILADELPHIA | FDIC | Jul 2023 | Satisfactory |
| MECHANICS BANK | WATER VALLEY | FDIC | Dec 2018 | Satisfactory |
| BANK OF WINONA | WINONA | FDIC | Jun 2019 | Satisfactory |
| RENASANT BANK | TUPELO | FDIC | Dec 2024 | Satisfactory |
| PEOPLES BANK & TRUST COMPANY | NORTH CARROLLTON | FDIC | May 2013 | Satisfactory |
| BANK OF FLORA | FLORA | FDIC | Jun 1991 | Satisfactory |
| HANCOCK WHITNEY BANK | GULFPORT | FDIC | Jul 2025 | Outstanding |
| UNION PLANTERS BANK OF MISSISSIPPI | GRENADA | FDIC | Sep 1997 | Satisfactory |