Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Michigan has 347 banks tracked under the Community Reinvestment Act. 63 earned an Outstanding rating, 5 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
FIRST BANK, UPPER MICHIGAN, N.A.
GLADSTONE · OCC · Jan 1992
SatisfactoryFIRST NATIONAL BANK IN HOWELL
HOWELL · OCC · Jan 2021
SatisfactoryTHE IONIA COUNTY NATIONAL BANK OF IONIA
IONIA · OCC · Mar 2003
SatisfactoryFIRST NATIONAL BANK OF CRYSTAL FALLS
CRYSTAL FALLS · OCC · Jun 2013
SatisfactoryFIRST BANK, UPPER MICHIGAN
GLADSTONE · FDIC · Nov 2024
SatisfactoryREPUBLIC BANK-NORTH
BELLAIRE · FDIC · Jun 1993
SatisfactoryTHE ALGONAC SAVINGS BANK
ALGONAC · FDIC · May 1994
SatisfactoryMFC FIRST NATIONAL BANK
IRONWOOD · OCC · Jun 1999
SatisfactoryFIRSTBANK - WEST MICHIGAN
IONIA · FDIC · Aug 2008
SatisfactoryUNIVERSITY BANK
ANN ARBOR · FDIC · Feb 2025
SatisfactoryFIRST OF AMERICA BANK - MID MICHIGAN, N.A.
BAY CITY · OCC · Oct 1994
SatisfactoryCENTRAL STATE BANK
BEULAH · FDIC · Sep 2015
SatisfactoryCHEMICAL BANK CENTRAL
BIG RAPIDS · FDIC · Nov 1999
SatisfactoryFIRST NATIONAL BANK OF AMERICA
EAST LANSING · OCC · Jun 2024
SatisfactoryNATIONAL BANK OF ROYAL OAK
ROYAL OAK · OCC · Jan 1992
SatisfactoryPRESQUE ISLE BANK
ROGERS CITY · FDIC · Jun 1990
SatisfactoryMBANK
MANISTIQUE · FDIC · Apr 2019
SatisfactoryCHEMICAL BANK KEY STATE
OWOSSO · FDIC · Dec 1999
SatisfactoryFREELAND STATE BANK
FREELAND · FDIC · Jun 2021
SatisfactoryWEST SHORE BANK
LUDINGTON · FDIC · Mar 2026
SatisfactoryPEOPLES STATE BANK
HAMTRAMCK · FDIC · Jul 2010
SatisfactoryFIRST STATE BANK OF CHARLEVOIX
CHARLEVOIX · FDIC · Dec 1992
SatisfactoryTHE PORT AUSTIN STATE BANK
PORT AUSTIN · FDIC · Apr 2022
SatisfactoryCOMMERCIAL NATIONAL BANK
ALMA · OCC · Dec 1990
SatisfactoryFARMERS STATE BANK OF MUNITH
MUNITH · FDIC · Jul 2016
SatisfactoryFIRST STATE BANK
EASTPOINTE · FDIC · May 2019
SatisfactoryEXCHANGE STATE BANK
CARSONVILLE · FDIC · Oct 2022
SatisfactoryMADISON NATIONAL BANK
MADISON HEIGHTS · OCC · Oct 1996
SatisfactoryPEOPLES STATE BANK OF MUNISING
MUNISING · FDIC · Apr 2022
SatisfactoryCITY BANK AND TRUST COMPANY, N.A.
JACKSON · OCC · Jan 1994
SatisfactoryCOMMERCIAL NATIONAL BANK OF L'ANSE
L'ANSE · OCC · Jun 2005
SatisfactoryBAY PORT STATE BANK
BAY PORT · FDIC · Oct 2025
SatisfactoryFIRST INDEPENDENCE NATIONAL BANK OF DETROIT
DETROIT · OCC · Oct 2003
SatisfactoryTHUMB NATIONAL BANK AND TRUST COMPANY
PIGEON · OCC · Jul 2015
SatisfactoryFIRST NATIONAL BANK OF BAD AXE
BAD AXE · OCC · Oct 1991
SatisfactorySECOND NATIONAL BANK OF BAY CITY
BAY CITY · OCC · Nov 1994
SatisfactoryHARBOR COUNTRY BANKING COMPANY
THREE OAKS · FDIC · Aug 1992
SatisfactoryLASALLE BANK MIDWEST, N.A.
TROY · OCC · Aug 2006
SatisfactoryOLD KENT BANK OF LANSING, N.A.
LANSING · OCC · Jun 1991
SatisfactoryNORTH BANK
HALE · FDIC · Nov 1994
SatisfactoryRUTH STATE BANK
RUTH · FDIC · Jul 2015
SatisfactorySIDNEY STATE BANK
SIDNEY · FDIC · Jan 2025
SatisfactoryCAPITOL NATIONAL BANK
LANSING · OCC · Aug 2025
SatisfactoryALDEN STATE BANK
ALDEN · FDIC · Nov 2022
SatisfactoryWEST MICHIGAN NATIONAL BANK & TRUST
FRANKFORT · OCC · Feb 2004
SatisfactoryFMB-COMMUNITY BANK
DOWAGIAC · FDIC · Apr 1997
SatisfactoryCOMMERCIAL BANK
ITHACA · FDIC · Feb 2025
SatisfactoryMETROBANK
FARMINGTON HILLS · FDIC · May 2003
SatisfactoryREPUBLIC BANK
LANSING · FDIC · Apr 2003
SatisfactoryFIRST INDEPENDENCE BANK
DETROIT · FDIC · Nov 2023
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST BANK, UPPER MICHIGAN, N.A. | GLADSTONE | OCC | Jan 1992 | Satisfactory |
| FIRST NATIONAL BANK IN HOWELL | HOWELL | OCC | Jan 2021 | Satisfactory |
| THE IONIA COUNTY NATIONAL BANK OF IONIA | IONIA | OCC | Mar 2003 | Satisfactory |
| FIRST NATIONAL BANK OF CRYSTAL FALLS | CRYSTAL FALLS | OCC | Jun 2013 | Satisfactory |
| FIRST BANK, UPPER MICHIGAN | GLADSTONE | FDIC | Nov 2024 | Satisfactory |
| REPUBLIC BANK-NORTH | BELLAIRE | FDIC | Jun 1993 | Satisfactory |
| THE ALGONAC SAVINGS BANK | ALGONAC | FDIC | May 1994 | Satisfactory |
| MFC FIRST NATIONAL BANK | IRONWOOD | OCC | Jun 1999 | Satisfactory |
| FIRSTBANK - WEST MICHIGAN | IONIA | FDIC | Aug 2008 | Satisfactory |
| UNIVERSITY BANK | ANN ARBOR | FDIC | Feb 2025 | Satisfactory |
| FIRST OF AMERICA BANK - MID MICHIGAN, N.A. | BAY CITY | OCC | Oct 1994 | Satisfactory |
| CENTRAL STATE BANK | BEULAH | FDIC | Sep 2015 | Satisfactory |
| CHEMICAL BANK CENTRAL | BIG RAPIDS | FDIC | Nov 1999 | Satisfactory |
| FIRST NATIONAL BANK OF AMERICA | EAST LANSING | OCC | Jun 2024 | Satisfactory |
| NATIONAL BANK OF ROYAL OAK | ROYAL OAK | OCC | Jan 1992 | Satisfactory |
| PRESQUE ISLE BANK | ROGERS CITY | FDIC | Jun 1990 | Satisfactory |
| MBANK | MANISTIQUE | FDIC | Apr 2019 | Satisfactory |
| CHEMICAL BANK KEY STATE | OWOSSO | FDIC | Dec 1999 | Satisfactory |
| FREELAND STATE BANK | FREELAND | FDIC | Jun 2021 | Satisfactory |
| WEST SHORE BANK | LUDINGTON | FDIC | Mar 2026 | Satisfactory |
| PEOPLES STATE BANK | HAMTRAMCK | FDIC | Jul 2010 | Satisfactory |
| FIRST STATE BANK OF CHARLEVOIX | CHARLEVOIX | FDIC | Dec 1992 | Satisfactory |
| THE PORT AUSTIN STATE BANK | PORT AUSTIN | FDIC | Apr 2022 | Satisfactory |
| COMMERCIAL NATIONAL BANK | ALMA | OCC | Dec 1990 | Satisfactory |
| FARMERS STATE BANK OF MUNITH | MUNITH | FDIC | Jul 2016 | Satisfactory |
| FIRST STATE BANK | EASTPOINTE | FDIC | May 2019 | Satisfactory |
| EXCHANGE STATE BANK | CARSONVILLE | FDIC | Oct 2022 | Satisfactory |
| MADISON NATIONAL BANK | MADISON HEIGHTS | OCC | Oct 1996 | Satisfactory |
| PEOPLES STATE BANK OF MUNISING | MUNISING | FDIC | Apr 2022 | Satisfactory |
| CITY BANK AND TRUST COMPANY, N.A. | JACKSON | OCC | Jan 1994 | Satisfactory |
| COMMERCIAL NATIONAL BANK OF L'ANSE | L'ANSE | OCC | Jun 2005 | Satisfactory |
| BAY PORT STATE BANK | BAY PORT | FDIC | Oct 2025 | Satisfactory |
| FIRST INDEPENDENCE NATIONAL BANK OF DETROIT | DETROIT | OCC | Oct 2003 | Satisfactory |
| THUMB NATIONAL BANK AND TRUST COMPANY | PIGEON | OCC | Jul 2015 | Satisfactory |
| FIRST NATIONAL BANK OF BAD AXE | BAD AXE | OCC | Oct 1991 | Satisfactory |
| SECOND NATIONAL BANK OF BAY CITY | BAY CITY | OCC | Nov 1994 | Satisfactory |
| HARBOR COUNTRY BANKING COMPANY | THREE OAKS | FDIC | Aug 1992 | Satisfactory |
| LASALLE BANK MIDWEST, N.A. | TROY | OCC | Aug 2006 | Satisfactory |
| OLD KENT BANK OF LANSING, N.A. | LANSING | OCC | Jun 1991 | Satisfactory |
| NORTH BANK | HALE | FDIC | Nov 1994 | Satisfactory |
| RUTH STATE BANK | RUTH | FDIC | Jul 2015 | Satisfactory |
| SIDNEY STATE BANK | SIDNEY | FDIC | Jan 2025 | Satisfactory |
| CAPITOL NATIONAL BANK | LANSING | OCC | Aug 2025 | Satisfactory |
| ALDEN STATE BANK | ALDEN | FDIC | Nov 2022 | Satisfactory |
| WEST MICHIGAN NATIONAL BANK & TRUST | FRANKFORT | OCC | Feb 2004 | Satisfactory |
| FMB-COMMUNITY BANK | DOWAGIAC | FDIC | Apr 1997 | Satisfactory |
| COMMERCIAL BANK | ITHACA | FDIC | Feb 2025 | Satisfactory |
| METROBANK | FARMINGTON HILLS | FDIC | May 2003 | Satisfactory |
| REPUBLIC BANK | LANSING | FDIC | Apr 2003 | Satisfactory |
| FIRST INDEPENDENCE BANK | DETROIT | FDIC | Nov 2023 | Satisfactory |