Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
THE GARRARD BANK & TRUST COMPANY
LANCASTER · FDIC · Jul 1995
SatisfactoryTHE PEOPLES BANK OF BULLITT COUNTY
SHEPHERDSVILLE · FDIC · Jan 2011
SatisfactoryTHE NATIONAL BANK OF CYNTHIANA
CYNTHIANA · OCC · Jul 1993
SatisfactoryFIRST FSB OF ELIZABETHTOWN
ELIZABETHTOWN · OTS · Nov 2001
SatisfactoryTHE MT. STERLING NATIONAL BANK
MOUNT STERLING · OCC · Apr 2003
SatisfactoryTHE FIRST NATIONAL BANK OF MAYFIELD
MAYFIELD · OCC · Jun 2003
SatisfactoryTHE FARMERS NATIONAL BANK OF DANVILLE
DANVILLE · OCC · Mar 2023
SatisfactoryFIRST AMERICAN N.B. OF KENTUCKY
BOWLING GREEN · OTS · Sep 1990
SatisfactoryMIDDLESBORO FEDERAL BANK, F.S.B.
MIDDLESBORO · OTS · Sep 1998
SatisfactoryTHE FARMERS NATIONAL BANK OF CYNTHIANA
CYNTHIANA · OCC · Aug 2009
SatisfactoryFIRST NATIONAL BANK OF KENTUCKY
CARROLLTON · OCC · Sep 2018
SatisfactoryFIRST AMERICAN BANK
ASHLAND · FDIC · Feb 1996
SatisfactoryTRANS FINANCIAL BANK, FSB
RUSSELLVILLE · OTS · Aug 1992
SatisfactoryPEOPLES FIRST, F.S.B.
CENTRAL CITY · OTS · Feb 1996
SatisfactoryFIRST STATE BANK OF THE SOUTHEAST, INC
MIDDLESBORO · FDIC · Feb 2025
SatisfactoryTRADITIONAL BANK, INC.
MOUNT STERLING · FDIC · Nov 2023
SatisfactoryTHE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC.
PRESTONSBURG · FDIC · Dec 2016
SatisfactoryFIRST SECURITY BANK & TRUST COMPANY OF CLARK COUNTY
WINCHESTER · FDIC · Apr 1990
SatisfactoryBANK OF BUFFALO
BUFFALO · FDIC · Jul 1998
SatisfactoryCITIZENS FIDELITY BANK AND TRUST COMPANY HARDIN COUNTY
ELIZABETHTOWN · FDIC · Mar 1990
SatisfactoryFARMERS BANK AND TRUST COMPANY OF MADISONVILLE
MADISONVILLE · FDIC · Aug 1996
SatisfactoryFIRST FARMERS BANK AND TRUST COMPANY
OWENTON · FDIC · Aug 2013
SatisfactoryFIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY
PRINCETON · FDIC · May 2002
SatisfactoryFARMERS BANK AND TRUST COMPANY
PRINCETON · FDIC · Jan 2021
SatisfactoryINDEPENDENCE BANK
HENDERSON · FDIC · Jan 1998
SatisfactoryFIRST SOUTHERN NATIONAL BANK OF LINCOLN CO.
STANFORD · OCC · Apr 1996
SatisfactoryFIRST NATIONAL BANK & TRUST COMPANY
GEORGETOWN · OCC · Apr 2003
SatisfactoryFIFTH THIRD SB OF NORTHERN KY, F.S.B.
HEBRON · OTS · Nov 1994
SatisfactoryWINCHESTER FEDERAL BANK
WINCHESTER · OTS · Nov 2008
SatisfactoryPRINCETON BANK, FSB
PRINCETON · OTS · Aug 1996
SatisfactoryFIRST NATIONAL BANK
HOPKINSVILLE · OTS · Aug 1993
SatisfactoryPEOPLES BANK FSB
ASHLAND · OTS · Apr 1998
SatisfactoryFAMILY BANK, FSB
PAINTSVILLE · OTS · Sep 2008
SatisfactoryFIRST FEDERAL BANK FOR SAVINGS
ASHLAND · OTS · Oct 1999
SatisfactoryTHE CITIZENS NATIONAL BANK OF LEBANON
LEBANON · OCC · Jul 2023
SatisfactoryCARROLLTON FEDERAL BANK
CARROLLTON · OTS · Jan 2009
SatisfactoryTHE STATE NATIONAL BANK OF FRANKFORT
FRANKFORT · OCC · Apr 2003
SatisfactoryHOME FS & LA
ASHLAND · OTS · Oct 2006
SatisfactoryCLASSIC BANK
ASHLAND · OTS · Jul 1999
SatisfactoryPNC BANK, NATIONAL ASSOCIATION
FORT MITCHELL · OCC · May 1993
SatisfactoryTHE FARMERS NATIONAL BANK OF LEBANON
LEBANON · OCC · Jun 2023
SatisfactoryFIRST FSB OF FRANKFORT
FRANKFORT · OTS · Nov 2007
SatisfactoryCOMMUNITY FIRST BANK
MADISONVILLE · OTS · Jul 2003
SatisfactoryCOMMUNITY TRUST BANK, F.S.B.
CAMPBELLSVILLE · OTS · Sep 1999
SatisfactoryPEOPLES FS & LA
BELLEVUE · OTS · Nov 1990
SatisfactoryALLIANCE BANK, FSB
SOMERSET · OTS · Aug 1996
SatisfactoryFIRST SOUTHERN NATIONAL BANK
NICHOLASVILLE · OCC · Jun 1996
SatisfactoryFORT THOMAS SAVINGS BANK, F.S.B.
FORT THOMAS · OTS · Jun 1998
SatisfactoryCITIZENS UNION BANK OF SHELBYVILLE
SHELBYVILLE · FDIC · Oct 2019
SatisfactoryPEOPLES BANK, MT. WASHINGTON
MOUNT WASHINGTON · FDIC · Dec 2025
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE GARRARD BANK & TRUST COMPANY | LANCASTER | FDIC | Jul 1995 | Satisfactory |
| THE PEOPLES BANK OF BULLITT COUNTY | SHEPHERDSVILLE | FDIC | Jan 2011 | Satisfactory |
| THE NATIONAL BANK OF CYNTHIANA | CYNTHIANA | OCC | Jul 1993 | Satisfactory |
| FIRST FSB OF ELIZABETHTOWN | ELIZABETHTOWN | OTS | Nov 2001 | Satisfactory |
| THE MT. STERLING NATIONAL BANK | MOUNT STERLING | OCC | Apr 2003 | Satisfactory |
| THE FIRST NATIONAL BANK OF MAYFIELD | MAYFIELD | OCC | Jun 2003 | Satisfactory |
| THE FARMERS NATIONAL BANK OF DANVILLE | DANVILLE | OCC | Mar 2023 | Satisfactory |
| FIRST AMERICAN N.B. OF KENTUCKY | BOWLING GREEN | OTS | Sep 1990 | Satisfactory |
| MIDDLESBORO FEDERAL BANK, F.S.B. | MIDDLESBORO | OTS | Sep 1998 | Satisfactory |
| THE FARMERS NATIONAL BANK OF CYNTHIANA | CYNTHIANA | OCC | Aug 2009 | Satisfactory |
| FIRST NATIONAL BANK OF KENTUCKY | CARROLLTON | OCC | Sep 2018 | Satisfactory |
| FIRST AMERICAN BANK | ASHLAND | FDIC | Feb 1996 | Satisfactory |
| TRANS FINANCIAL BANK, FSB | RUSSELLVILLE | OTS | Aug 1992 | Satisfactory |
| PEOPLES FIRST, F.S.B. | CENTRAL CITY | OTS | Feb 1996 | Satisfactory |
| FIRST STATE BANK OF THE SOUTHEAST, INC | MIDDLESBORO | FDIC | Feb 2025 | Satisfactory |
| TRADITIONAL BANK, INC. | MOUNT STERLING | FDIC | Nov 2023 | Satisfactory |
| THE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC. | PRESTONSBURG | FDIC | Dec 2016 | Satisfactory |
| FIRST SECURITY BANK & TRUST COMPANY OF CLARK COUNTY | WINCHESTER | FDIC | Apr 1990 | Satisfactory |
| BANK OF BUFFALO | BUFFALO | FDIC | Jul 1998 | Satisfactory |
| CITIZENS FIDELITY BANK AND TRUST COMPANY HARDIN COUNTY | ELIZABETHTOWN | FDIC | Mar 1990 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY OF MADISONVILLE | MADISONVILLE | FDIC | Aug 1996 | Satisfactory |
| FIRST FARMERS BANK AND TRUST COMPANY | OWENTON | FDIC | Aug 2013 | Satisfactory |
| FIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY | PRINCETON | FDIC | May 2002 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY | PRINCETON | FDIC | Jan 2021 | Satisfactory |
| INDEPENDENCE BANK | HENDERSON | FDIC | Jan 1998 | Satisfactory |
| FIRST SOUTHERN NATIONAL BANK OF LINCOLN CO. | STANFORD | OCC | Apr 1996 | Satisfactory |
| FIRST NATIONAL BANK & TRUST COMPANY | GEORGETOWN | OCC | Apr 2003 | Satisfactory |
| FIFTH THIRD SB OF NORTHERN KY, F.S.B. | HEBRON | OTS | Nov 1994 | Satisfactory |
| WINCHESTER FEDERAL BANK | WINCHESTER | OTS | Nov 2008 | Satisfactory |
| PRINCETON BANK, FSB | PRINCETON | OTS | Aug 1996 | Satisfactory |
| FIRST NATIONAL BANK | HOPKINSVILLE | OTS | Aug 1993 | Satisfactory |
| PEOPLES BANK FSB | ASHLAND | OTS | Apr 1998 | Satisfactory |
| FAMILY BANK, FSB | PAINTSVILLE | OTS | Sep 2008 | Satisfactory |
| FIRST FEDERAL BANK FOR SAVINGS | ASHLAND | OTS | Oct 1999 | Satisfactory |
| THE CITIZENS NATIONAL BANK OF LEBANON | LEBANON | OCC | Jul 2023 | Satisfactory |
| CARROLLTON FEDERAL BANK | CARROLLTON | OTS | Jan 2009 | Satisfactory |
| THE STATE NATIONAL BANK OF FRANKFORT | FRANKFORT | OCC | Apr 2003 | Satisfactory |
| HOME FS & LA | ASHLAND | OTS | Oct 2006 | Satisfactory |
| CLASSIC BANK | ASHLAND | OTS | Jul 1999 | Satisfactory |
| PNC BANK, NATIONAL ASSOCIATION | FORT MITCHELL | OCC | May 1993 | Satisfactory |
| THE FARMERS NATIONAL BANK OF LEBANON | LEBANON | OCC | Jun 2023 | Satisfactory |
| FIRST FSB OF FRANKFORT | FRANKFORT | OTS | Nov 2007 | Satisfactory |
| COMMUNITY FIRST BANK | MADISONVILLE | OTS | Jul 2003 | Satisfactory |
| COMMUNITY TRUST BANK, F.S.B. | CAMPBELLSVILLE | OTS | Sep 1999 | Satisfactory |
| PEOPLES FS & LA | BELLEVUE | OTS | Nov 1990 | Satisfactory |
| ALLIANCE BANK, FSB | SOMERSET | OTS | Aug 1996 | Satisfactory |
| FIRST SOUTHERN NATIONAL BANK | NICHOLASVILLE | OCC | Jun 1996 | Satisfactory |
| FORT THOMAS SAVINGS BANK, F.S.B. | FORT THOMAS | OTS | Jun 1998 | Satisfactory |
| CITIZENS UNION BANK OF SHELBYVILLE | SHELBYVILLE | FDIC | Oct 2019 | Satisfactory |
| PEOPLES BANK, MT. WASHINGTON | MOUNT WASHINGTON | FDIC | Dec 2025 | Satisfactory |