Illinois
Community Reinvestment Act ratings · Search Illinois banks
1,000 rated banks
Illinois has 1,000 banks with a current CRA rating. 146 earned an Outstanding rating, 23 need to improve, 6 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
146
14.6%
Satisfactory
825
82.5%
Needs to Improve
23
2.3%
Substantial Noncompliance
6
0.6%
HERITAGE BANK OF OAK LAWN
ClosedOAK LAWN, IL · FDIC · Nov 1991
SatisfactoryWEST SUBURBAN BANK OF DARIEN
ClosedDARIEN, IL · FDIC · Jan 1996
SatisfactoryAMERICAN MIDWEST BANK
ClosedSYCAMORE, IL · FDIC · Apr 2014
SatisfactoryFIRST OF AMERICA BANK-DECATUR
ClosedDECATUR, IL · OCC · Aug 1994
OutstandingFIRST OF AMERICA-KANKAKEE COUNTY
KANKAKEE, IL · OCC · Apr 1992
OutstandingFIRST OF AMERICA BANK-DEKALB
ClosedDEKALB, IL · OCC · Mar 1991
OutstandingFIRST AMERICAN BANK, N.A.
KANKAKEE, IL · OCC · Jul 1992
SatisfactoryFIRST OF AMERICA BANK
PEORIA, IL · OCC · Apr 1992
OutstandingGARY-WHEATON BANK, N.A.
WHEATON, IL · OCC · Jul 1991
SatisfactoryMINONK STATE BANK
ClosedMINONK, IL · FDIC · Aug 1997
SatisfactoryFIRST OF AMERICA BANK
ROCK ISLAND, IL · OCC · Aug 1994
OutstandingTHE ELIZABETH STATE BANK
ClosedELIZABETH, IL · FDIC · Aug 2007
SatisfactoryTHE FIRST NATIONAL BANK IN ELIZABETHTOWN
ClosedELIZABETHTOWN, IL · OCC · Jan 1993
SatisfactoryCOMMERCIAL STATE BANK OF WATERLOO
ClosedWATERLOO, IL · FDIC · Nov 2003
SatisfactoryDELAWARE PLACE BANK
ClosedCHICAGO, IL · FDIC · May 2015
SatisfactoryWELLS FARGO BANK ILLINOIS, N.A.
GALESBURG, IL · OCC · Jun 2000
SatisfactoryHERITAGE BANK OF LEMONT
ClosedLEMONT, IL · FDIC · Sep 1991
SatisfactoryFIRST BANK OF EUREKA
ClosedEUREKA, IL · FDIC · Jan 1995
OutstandingCOMMUNITY BANK & TRUST, N.A.
OLNEY, IL · OCC · Jun 1998
SatisfactoryILLINI STATE BANK
OGLESBY, IL · FDIC · Jul 1999
SatisfactoryFIRSTAR BANK U.S.A., N.A.
WAUKEGAN, IL · OCC · Nov 1997
SatisfactoryCORUS BANK, N.A.
CHICAGO, IL · OCC · Jun 2007
OutstandingHERITAGE NATIONAL BANK
ClosedLAWRENCEVILLE, IL · OCC · May 1997
SatisfactoryBANK ONE, ILLINOIS, N.A.
SPRINGFIELD, IL · OCC · Dec 1999
SatisfactoryCHESTER NATIONAL BANK
CHESTER, IL · OCC · Jul 2025
OutstandingDAMEN NATIONAL BANK
SCHAUMBURG, IL · OCC · Nov 1998
SatisfactoryCASTLE BANK HARVARD, N.A.
HARVARD, IL · OCC · Jan 1999
SatisfactoryCITIZENS BANK OF ILLINOIS, N.A.
MT. VERNON, IL · OCC · Aug 1997
SatisfactoryTCF NATIONAL BANK ILLINOIS
BURR RIDGE, IL · OCC · Jan 1998
OutstandingALGONQUIN STATE BANK, NATIONAL ASSOCIATION
ALGONQUIN, IL · OCC · Mar 2010
SatisfactoryGREATBANK A NATIONAL ASSOCIATION
EVANSTON, IL · OCC · Mar 2005
SatisfactoryFIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION
ROBINSON, IL · OCC · Nov 2024
SatisfactoryFIRST NATIONAL BANK OF ELMHURST
ELMHURST, IL · OCC · Sep 1999
SatisfactoryCOVEST BANC, N.A.
DES PLAINES, IL · OCC · Oct 1999
SatisfactoryCRYSTAL LAKE BANK & TRUST COMPANY, N.A.
CRYSTAL LAKE, IL · OCC · Jun 2025
OutstandingMUNICIPAL TRUST AND SAVINGS BANK
BOURBONNAIS, IL · FDIC · Jun 2021
SatisfactoryASSOCIATED BANK ILLINOIS, N.A.
ROCKFORD, IL · OCC · Oct 2001
SatisfactoryOLD SECOND NATIONAL BANK
AURORA, IL · OCC · Sep 2025
OutstandingMIDAMERICA NATIONAL BANK
CANTON, IL · OCC · Nov 2022
SatisfactoryPRAIRIE NATIONAL BANK
ClosedSTEWARDSON, IL · OCC · Jun 2014
SatisfactoryMERCANTILE BANK OF CENTRALIA
ClosedCENTRALIA, IL · FDIC · Jun 1995
OutstandingCORNERSTONE NATIONAL BANK & TRUST COMPANY
PALATINE, IL · OCC · Jan 2022
SatisfactoryTHE FIRST NATIONAL BANK OF COULTERVILLE
ClosedCOULTERVILLE, IL · OCC · Feb 1998
SatisfactorySOUTH CENTRAL BANK NATIONAL ASSOCIATION
CHICAGO, IL · OCC · Nov 2016
SatisfactoryTHE FIRST NATIONAL BANK OF LITCHFIELD
LITCHFIELD, IL · OCC · Nov 2021
SatisfactoryPEOPLES NATIONAL BANK, N.A.
MCLEANSBORO, IL · OCC · May 2024
SatisfactoryTHE FIRST BANK AND TRUST COMPANY OF MURPHYSBORO
MURPHYSBORO, IL · FDIC · Jan 2025
SatisfactoryCENTRUST BANK, NATIONAL ASSOCIATION
NORTHBROOK, IL · OCC · Jun 2024
SatisfactoryBANKFINANCIAL, NATIONAL ASSOCIATION
OLYMPIA FIELDS, IL · OCC · Jun 2022
OutstandingLIBERTYVILLE BANK & TRUST COMPANY, N.A.
LIBERTYVILLE, IL · OCC · Jul 2025
Outstanding
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| OAK LAWN | FDIC | $104M | Nov 1991 | Satisfactory | |
| DARIEN | FDIC | $247M | Jan 1996 | Satisfactory | |
AMERICAN MIDWEST BANKClosed | SYCAMORE | FDIC | $508M | Apr 2014 | Satisfactory |
| DECATUR | OCC | $431M | Aug 1994 | Outstanding | |
| KANKAKEE | OCC | — | Apr 1992 | Outstanding | |
| DEKALB | OCC | $152M | Mar 1991 | Outstanding | |
| KANKAKEE | OCC | — | Jul 1992 | Satisfactory | |
| PEORIA | OCC | — | Apr 1992 | Outstanding | |
| WHEATON | OCC | — | Jul 1991 | Satisfactory | |
MINONK STATE BANKClosed | MINONK | FDIC | $52M | Aug 1997 | Satisfactory |
| ROCK ISLAND | OCC | — | Aug 1994 | Outstanding | |
THE ELIZABETH STATE BANKClosed | ELIZABETH | FDIC | $55M | Aug 2007 | Satisfactory |
| ELIZABETHTOWN | OCC | $14M | Jan 1993 | Satisfactory | |
| WATERLOO | FDIC | $113M | Nov 2003 | Satisfactory | |
DELAWARE PLACE BANKClosed | CHICAGO | FDIC | $247M | May 2015 | Satisfactory |
| GALESBURG | OCC | — | Jun 2000 | Satisfactory | |
HERITAGE BANK OF LEMONTClosed | LEMONT | FDIC | $34M | Sep 1991 | Satisfactory |
FIRST BANK OF EUREKAClosed | EUREKA | FDIC | $57M | Jan 1995 | Outstanding |
| OLNEY | OCC | — | Jun 1998 | Satisfactory | |
| OGLESBY | FDIC | $171M | Jul 1999 | Satisfactory | |
| WAUKEGAN | OCC | — | Nov 1997 | Satisfactory | |
| CHICAGO | OCC | — | Jun 2007 | Outstanding | |
HERITAGE NATIONAL BANKClosed | LAWRENCEVILLE | OCC | $79M | May 1997 | Satisfactory |
| SPRINGFIELD | OCC | — | Dec 1999 | Satisfactory | |
| CHESTER | OCC | — | Jul 2025 | Outstanding | |
| SCHAUMBURG | OCC | — | Nov 1998 | Satisfactory | |
| HARVARD | OCC | — | Jan 1999 | Satisfactory | |
| MT. VERNON | OCC | — | Aug 1997 | Satisfactory | |
| BURR RIDGE | OCC | — | Jan 1998 | Outstanding | |
| ALGONQUIN | OCC | — | Mar 2010 | Satisfactory | |
| EVANSTON | OCC | — | Mar 2005 | Satisfactory | |
| ROBINSON | OCC | — | Nov 2024 | Satisfactory | |
| ELMHURST | OCC | — | Sep 1999 | Satisfactory | |
| DES PLAINES | OCC | — | Oct 1999 | Satisfactory | |
| CRYSTAL LAKE | OCC | — | Jun 2025 | Outstanding | |
| BOURBONNAIS | FDIC | $363M | Jun 2021 | Satisfactory | |
| ROCKFORD | OCC | — | Oct 2001 | Satisfactory | |
| AURORA | OCC | $6.8B | Sep 2025 | Outstanding | |
| CANTON | OCC | $662M | Nov 2022 | Satisfactory | |
PRAIRIE NATIONAL BANKClosed | STEWARDSON | OCC | $54M | Jun 2014 | Satisfactory |
| CENTRALIA | FDIC | $95M | Jun 1995 | Outstanding | |
| PALATINE | OCC | $1.0B | Jan 2022 | Satisfactory | |
| COULTERVILLE | OCC | $16M | Feb 1998 | Satisfactory | |
| CHICAGO | OCC | — | Nov 2016 | Satisfactory | |
| LITCHFIELD | OCC | $151M | Nov 2021 | Satisfactory | |
| MCLEANSBORO | OCC | $2.0B | May 2024 | Satisfactory | |
| MURPHYSBORO | FDIC | $83M | Jan 2025 | Satisfactory | |
| NORTHBROOK | OCC | — | Jun 2024 | Satisfactory | |
| OLYMPIA FIELDS | OCC | — | Jun 2022 | Outstanding | |
| LIBERTYVILLE | OCC | — | Jul 2025 | Outstanding |