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This institution is no longer active

Operations ceased on February 13, 2009. CRA examination history below reflects the period it was active.

COMMERCIAL STATE BANK OF WATERLOO

WATERLOO, IL · Supervised by FDIC

Est. 1882FDIC #12,392RSSD: FDIC-12392
Satisfactory

Current rating · Exam: November 2003

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Institution Profile

FDIC BankFind

Address

Main And Mill Streets, WATERLOO, IL

County

Monroe County

Established

July 1, 1882

Total Assets

$113M(latest call report)

Financial Snapshot

As of Q4 2008Call Report / FDIC

Total Assets

$113M

Total Deposits

$98M

Net Loans

$79M

Net Income

$-4,264K

ROA

-3.23%

ROE

-49.94%

Risk-Based Capital

9.98%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

November 1, 2003

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

3 previous ratings locked — dating back to 1993

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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