Georgia
Community Reinvestment Act ratings · Search Georgia banks
691 banks tracked
Georgia has 691 banks tracked under the Community Reinvestment Act. 108 earned an Outstanding rating, 5 need to improve, 1 is in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
108
15.6%
Satisfactory
577
83.5%
Needs to Improve
5
0.7%
Substantial Noncompliance
1
0.1%
THE FIRST NATIONAL BANK OF HARALSON COUNTY
BUCHANAN · OCC · Aug 1997
SatisfactoryFARMERS AND MERCHANTS COMMUNITY BANK
SENOIA · FDIC · Jun 2005
SatisfactoryCARVER STATE BANK
SAVANNAH · FDIC · Oct 2022
OutstandingCITIZENS BANK AND TRUST OF WEST GEORGIA
CARROLLTON · FDIC · Aug 2008
SatisfactoryROCHELLE STATE BANK
ROCHELLE · FDIC · Dec 2024
SatisfactoryTHE PEOPLES BANK
CRAWFORDVILLE · FDIC · Aug 1994
SatisfactoryFARMERS AND MERCHANTS BANK
ADEL · FDIC · Nov 1998
OutstandingFARMERS & MERCHANTS BANK
STATESBORO · FDIC · May 2017
SatisfactoryCITIZENS BANK & TRUST COMPANY
EASTMAN · FDIC · Jul 2020
SatisfactorySOUTHEASTERN BANK
FOLKSTON · FDIC · May 1990
SatisfactorySUNMARK COMMUNITY BANK
PERRY · FDIC · Oct 2024
SatisfactoryFIRST AMERICAN BANK AND TRUST COMPANY
ATHENS · FDIC · Oct 2025
SatisfactoryUNITED COMMUNITY BANK
BLAIRSVILLE · FDIC · Mar 2021
SatisfactoryF&M BANK
WASHINGTON · FDIC · Feb 2025
SatisfactoryTHE COASTAL BANK OF GEORGIA
BRUNSWICK · FDIC · Aug 2010
SatisfactoryF & M BANK AND TRUST COMPANY
MANCHESTER · FDIC · Dec 2024
SatisfactoryCITIZENS SECURITY BANK
TIFTON · FDIC · Jul 2003
SatisfactoryTHE CITIZENS BANK
TOCCOA · FDIC · Sep 1995
SatisfactoryFNB SOUTH
ALMA · FDIC · Aug 2023
SatisfactoryBANK OF UPSON
THOMASTON · FDIC · Jun 2012
SatisfactoryTHE PEOPLES BANK
WILLACOOCHEE · FDIC · Apr 2022
SatisfactoryPERSONS BANKING COMPANY
FORSYTH · FDIC · Aug 2020
SatisfactoryWILCOX COUNTY STATE BANK
ABBEVILLE · FDIC · Jan 2022
SatisfactoryFIRST NATIONAL BANK OF UNION COUNTY
BLAIRSVILLE · OCC · Jun 1996
SatisfactoryBANK OF CAMILLA
CAMILLA · FDIC · Jan 2026
SatisfactoryBRASELTON BANKING COMPANY
BRASELTON · FDIC · Sep 1992
SatisfactoryCITIZENS BANK
WARRENTON · FDIC · Dec 1999
SatisfactoryDAWSON COUNTY BANK
DAWSONVILLE · FDIC · Feb 1998
SatisfactoryHERITAGEBANK OF THE SOUTH
ALBANY · OTS · Aug 2002
SatisfactoryBANK OF DADE
TRENTON · FDIC · May 2025
SatisfactoryBANK SOUTH, WAYCROSS
WAYCROSS · FDIC · May 1990
OutstandingFIRST NATIONAL BANK OF HABERSHAM
CORNELIA · OCC · Jun 1994
SatisfactoryTHE BANK OF OCILLA, GEORGIA
OCILLA · FDIC · Jan 1995
OutstandingMORRIS BANK
DUBLIN · FDIC · Feb 2026
SatisfactoryHERITAGE FIRST BANK
ROME · OTS · Jan 2010
OutstandingGEORGIA COMMUNITY BANK
DALTON · OTS · Mar 2003
SatisfactoryBANK OF ATLANTA
ATLANTA · OTS · Jun 2008
SatisfactoryAPPALACHIAN COMMUNITY BANK, FSB
MCCAYSVILLE · OTS · Jun 2009
SatisfactoryBB&T FINANCIAL, FSB
COLUMBUS · OTS · Jan 2011
SatisfactoryOCONEE STATE BANK
WATKINSVILLE · FDIC · Sep 2025
SatisfactoryBARNETT BANK OF FAYETTE COUNTY
FAYETTEVILLE · FDIC · Sep 1991
SatisfactoryFIRSTCITY BANK
STOCKBRIDGE · FDIC · Jan 2005
SatisfactoryBANK SOUTH, MACON
MACON · FDIC · Jun 1991
SatisfactoryFIRST BANK AND TRUST
CARNESVILLE · FDIC · Nov 1997
SatisfactoryBANK OF HARTWELL
HARTWELL · FDIC · Feb 1998
SatisfactoryTHE CITIZENS BANK
HOGANSVILLE · FDIC · Dec 1997
SatisfactoryFIRST SECURITY NATIONAL BANK
NORCROSS · OCC · Nov 2008
SatisfactoryPINELAND STATE BANK
METTER · FDIC · May 2015
SatisfactoryMIDDLE GEORGIA BANK
BYRON · FDIC · Oct 1996
SatisfactoryTHE CITIZENS BANK
DALLAS · FDIC · Jun 1990
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE FIRST NATIONAL BANK OF HARALSON COUNTY | BUCHANAN | OCC | Aug 1997 | Satisfactory |
| FARMERS AND MERCHANTS COMMUNITY BANK | SENOIA | FDIC | Jun 2005 | Satisfactory |
| CARVER STATE BANK | SAVANNAH | FDIC | Oct 2022 | Outstanding |
| CITIZENS BANK AND TRUST OF WEST GEORGIA | CARROLLTON | FDIC | Aug 2008 | Satisfactory |
| ROCHELLE STATE BANK | ROCHELLE | FDIC | Dec 2024 | Satisfactory |
| THE PEOPLES BANK | CRAWFORDVILLE | FDIC | Aug 1994 | Satisfactory |
| FARMERS AND MERCHANTS BANK | ADEL | FDIC | Nov 1998 | Outstanding |
| FARMERS & MERCHANTS BANK | STATESBORO | FDIC | May 2017 | Satisfactory |
| CITIZENS BANK & TRUST COMPANY | EASTMAN | FDIC | Jul 2020 | Satisfactory |
| SOUTHEASTERN BANK | FOLKSTON | FDIC | May 1990 | Satisfactory |
| SUNMARK COMMUNITY BANK | PERRY | FDIC | Oct 2024 | Satisfactory |
| FIRST AMERICAN BANK AND TRUST COMPANY | ATHENS | FDIC | Oct 2025 | Satisfactory |
| UNITED COMMUNITY BANK | BLAIRSVILLE | FDIC | Mar 2021 | Satisfactory |
| F&M BANK | WASHINGTON | FDIC | Feb 2025 | Satisfactory |
| THE COASTAL BANK OF GEORGIA | BRUNSWICK | FDIC | Aug 2010 | Satisfactory |
| F & M BANK AND TRUST COMPANY | MANCHESTER | FDIC | Dec 2024 | Satisfactory |
| CITIZENS SECURITY BANK | TIFTON | FDIC | Jul 2003 | Satisfactory |
| THE CITIZENS BANK | TOCCOA | FDIC | Sep 1995 | Satisfactory |
| FNB SOUTH | ALMA | FDIC | Aug 2023 | Satisfactory |
| BANK OF UPSON | THOMASTON | FDIC | Jun 2012 | Satisfactory |
| THE PEOPLES BANK | WILLACOOCHEE | FDIC | Apr 2022 | Satisfactory |
| PERSONS BANKING COMPANY | FORSYTH | FDIC | Aug 2020 | Satisfactory |
| WILCOX COUNTY STATE BANK | ABBEVILLE | FDIC | Jan 2022 | Satisfactory |
| FIRST NATIONAL BANK OF UNION COUNTY | BLAIRSVILLE | OCC | Jun 1996 | Satisfactory |
| BANK OF CAMILLA | CAMILLA | FDIC | Jan 2026 | Satisfactory |
| BRASELTON BANKING COMPANY | BRASELTON | FDIC | Sep 1992 | Satisfactory |
| CITIZENS BANK | WARRENTON | FDIC | Dec 1999 | Satisfactory |
| DAWSON COUNTY BANK | DAWSONVILLE | FDIC | Feb 1998 | Satisfactory |
| HERITAGEBANK OF THE SOUTH | ALBANY | OTS | Aug 2002 | Satisfactory |
| BANK OF DADE | TRENTON | FDIC | May 2025 | Satisfactory |
| BANK SOUTH, WAYCROSS | WAYCROSS | FDIC | May 1990 | Outstanding |
| FIRST NATIONAL BANK OF HABERSHAM | CORNELIA | OCC | Jun 1994 | Satisfactory |
| THE BANK OF OCILLA, GEORGIA | OCILLA | FDIC | Jan 1995 | Outstanding |
| MORRIS BANK | DUBLIN | FDIC | Feb 2026 | Satisfactory |
| HERITAGE FIRST BANK | ROME | OTS | Jan 2010 | Outstanding |
| GEORGIA COMMUNITY BANK | DALTON | OTS | Mar 2003 | Satisfactory |
| BANK OF ATLANTA | ATLANTA | OTS | Jun 2008 | Satisfactory |
| APPALACHIAN COMMUNITY BANK, FSB | MCCAYSVILLE | OTS | Jun 2009 | Satisfactory |
| BB&T FINANCIAL, FSB | COLUMBUS | OTS | Jan 2011 | Satisfactory |
| OCONEE STATE BANK | WATKINSVILLE | FDIC | Sep 2025 | Satisfactory |
| BARNETT BANK OF FAYETTE COUNTY | FAYETTEVILLE | FDIC | Sep 1991 | Satisfactory |
| FIRSTCITY BANK | STOCKBRIDGE | FDIC | Jan 2005 | Satisfactory |
| BANK SOUTH, MACON | MACON | FDIC | Jun 1991 | Satisfactory |
| FIRST BANK AND TRUST | CARNESVILLE | FDIC | Nov 1997 | Satisfactory |
| BANK OF HARTWELL | HARTWELL | FDIC | Feb 1998 | Satisfactory |
| THE CITIZENS BANK | HOGANSVILLE | FDIC | Dec 1997 | Satisfactory |
| FIRST SECURITY NATIONAL BANK | NORCROSS | OCC | Nov 2008 | Satisfactory |
| PINELAND STATE BANK | METTER | FDIC | May 2015 | Satisfactory |
| MIDDLE GEORGIA BANK | BYRON | FDIC | Oct 1996 | Satisfactory |
| THE CITIZENS BANK | DALLAS | FDIC | Jun 1990 | Satisfactory |