Georgia
Community Reinvestment Act ratings · Search Georgia banks
691 banks tracked
Current Rating Distribution
Outstanding
108
15.6%
Satisfactory
577
83.5%
Needs to Improve
5
0.7%
Substantial Noncompliance
1
0.1%
BANK OF MONTICELLO
MONTICELLO · FDIC · Jan 2023
SatisfactorySOUTHWEST GEORGIA BANK
MOULTRIE · FDIC · Oct 2017
SatisfactoryTHE GEO. D. WARTHEN BANK
SANDERSVILLE · FDIC · Jan 2022
SatisfactoryFIRST STATE BANK OF RANDOLPH COUNTY
CUTHBERT · FDIC · Sep 2022
SatisfactorySUNTRUST BANK, NORTHWEST, GEORGIA, N.A.
ROME · OCC · Oct 1995
OutstandingBANKERS FIRST SAVINGS BANK, FSB
AUGUSTA · OTS · Jan 1992
SatisfactoryELBERTON FS & LA
ELBERTON · OTS · Aug 2007
SatisfactorySECURITY FIRST NETWORK BANK
ATLANTA · OTS · Mar 1996
SatisfactoryFIRST FS&LA OF VALDOSTA
VALDOSTA · OTS · Aug 2008
OutstandingFIRST FSB OF BRUNSWICK GA
BRUNSWICK · OTS · Apr 1996
OutstandingBANKERS FIRST SAVINGS BANK, FSB
AUGUSTA · OTS · Sep 1993
SatisfactoryBAXLEY FEDERAL SAVINGS BANK
BAXLEY · OTS · Mar 1999
SatisfactoryTHOMAS COUNTY FS & LA
THOMASVILLE · OTS · May 2009
SatisfactoryFIRST COMMUNITY BANK OF SW GEORGIA
BAINBRIDGE · OTS · Aug 1995
SatisfactoryFAMILY BANK
PELHAM · OTS · May 2007
SatisfactoryFIRST STATE BANK OF DONALSONVILLE
DONALSONVILLE · OTS · Feb 1996
OutstandingNEWTON FEDERAL BANK
COVINGTON · OTS · Nov 2007
SatisfactorySTEPHENS FEDERAL BANK
TOCCOA · OTS · Feb 2008
SatisfactoryFIRST LIBERTY BANK
MACON · OTS · Oct 1998
OutstandingHOME FEDERAL SAVINGS BANK
ROME · OTS · Feb 1994
SatisfactoryGWINNETT FEDERAL BANK, F.S.B.
LAWRENCEVILLE · OTS · Apr 1993
SatisfactoryCOLONY BANK QUITMAN, FSB
QUITMAN · OTS · Jan 2007
SatisfactoryTHE FIRST NATIONAL BANK OF GAINESVILLE
GAINESVILLE · OCC · Sep 1993
SatisfactoryVIDALIA FEDERAL SAVINGS BANK
VIDALIA · OTS · May 2007
SatisfactoryFIRST FLAG BANK
LA GRANGE · OTS · Apr 1996
OutstandingTRUST COMPANY BANK OF COLUMBUS
COLUMBUS · OCC · Aug 1994
SatisfactorySUNTRUST BANK, SOUTHEAST GEORGIA, N.A.
BRUNSWICK · OCC · Nov 1996
OutstandingFIRST FS & LA
CALHOUN · OTS · Nov 1993
OutstandingADEL BANKING COMPANY
ADEL · FDIC · May 2005
SatisfactoryBANK OF DAHLONEGA
DAHLONEGA · FDIC · Dec 1999
SatisfactoryBANK OF DANIELSVILLE
DANIELSVILLE · FDIC · Sep 1999
SatisfactorySOUTHEASTERN BANK
DARIEN · FDIC · Nov 2024
SatisfactoryTHE BANK OF EDISON
EDISON · FDIC · Jan 2026
SatisfactoryCENTRAL BANK OF GEORGIA
ELLAVILLE · FDIC · Jul 2011
SatisfactoryTHE BANK OF ELLIJAY
ELLIJAY · FDIC · Jul 1998
SatisfactoryFARMERS STATE BANK
LUMPKIN · FDIC · Jun 2014
SatisfactoryPRIMESOUTH BANK
BLACKSHEAR · FDIC · Jun 2025
SatisfactoryBANK SOUTH, WASHINGTON COUNTY
TENNILLE · FDIC · Nov 1991
SatisfactoryBANK OF WRIGHTSVILLE
WRIGHTSVILLE · FDIC · Sep 2022
SatisfactoryCOMMUNITY BANK & TRUST
CORNELIA · FDIC · Jan 2010
SatisfactoryBANK OF NEWINGTON
NEWINGTON · FDIC · Nov 2021
SatisfactorySEA ISLAND BANK
STATESBORO · FDIC · Dec 2007
SatisfactoryGEORGIA CENTRAL BANK
SOCIAL CIRCLE · FDIC · Jan 2005
SatisfactoryTHE FARMERS BANK
GREENSBORO · FDIC · Sep 2025
SatisfactoryCITIZENS BANK
CAIRO · FDIC · Mar 2013
SatisfactoryBANK OF CHICKAMAUGA
CHICKAMAUGA · FDIC · Nov 2009
SatisfactoryHARDWICK BANK & TRUST COMPANY
DALTON · FDIC · Sep 1999
SatisfactoryFARMERS AND MERCHANTS BANK
LAKELAND · FDIC · Jun 2024
SatisfactoryTHOMASTON FEDERAL SAVINGS BANK
THOMASTON · OTS · Jul 1997
OutstandingCHARTERBANK
WEST POINT · OTS · Sep 2009
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| BANK OF MONTICELLO | MONTICELLO | FDIC | Jan 2023 | Satisfactory |
| SOUTHWEST GEORGIA BANK | MOULTRIE | FDIC | Oct 2017 | Satisfactory |
| THE GEO. D. WARTHEN BANK | SANDERSVILLE | FDIC | Jan 2022 | Satisfactory |
| FIRST STATE BANK OF RANDOLPH COUNTY | CUTHBERT | FDIC | Sep 2022 | Satisfactory |
| SUNTRUST BANK, NORTHWEST, GEORGIA, N.A. | ROME | OCC | Oct 1995 | Outstanding |
| BANKERS FIRST SAVINGS BANK, FSB | AUGUSTA | OTS | Jan 1992 | Satisfactory |
| ELBERTON FS & LA | ELBERTON | OTS | Aug 2007 | Satisfactory |
| SECURITY FIRST NETWORK BANK | ATLANTA | OTS | Mar 1996 | Satisfactory |
| FIRST FS&LA OF VALDOSTA | VALDOSTA | OTS | Aug 2008 | Outstanding |
| FIRST FSB OF BRUNSWICK GA | BRUNSWICK | OTS | Apr 1996 | Outstanding |
| BANKERS FIRST SAVINGS BANK, FSB | AUGUSTA | OTS | Sep 1993 | Satisfactory |
| BAXLEY FEDERAL SAVINGS BANK | BAXLEY | OTS | Mar 1999 | Satisfactory |
| THOMAS COUNTY FS & LA | THOMASVILLE | OTS | May 2009 | Satisfactory |
| FIRST COMMUNITY BANK OF SW GEORGIA | BAINBRIDGE | OTS | Aug 1995 | Satisfactory |
| FAMILY BANK | PELHAM | OTS | May 2007 | Satisfactory |
| FIRST STATE BANK OF DONALSONVILLE | DONALSONVILLE | OTS | Feb 1996 | Outstanding |
| NEWTON FEDERAL BANK | COVINGTON | OTS | Nov 2007 | Satisfactory |
| STEPHENS FEDERAL BANK | TOCCOA | OTS | Feb 2008 | Satisfactory |
| FIRST LIBERTY BANK | MACON | OTS | Oct 1998 | Outstanding |
| HOME FEDERAL SAVINGS BANK | ROME | OTS | Feb 1994 | Satisfactory |
| GWINNETT FEDERAL BANK, F.S.B. | LAWRENCEVILLE | OTS | Apr 1993 | Satisfactory |
| COLONY BANK QUITMAN, FSB | QUITMAN | OTS | Jan 2007 | Satisfactory |
| THE FIRST NATIONAL BANK OF GAINESVILLE | GAINESVILLE | OCC | Sep 1993 | Satisfactory |
| VIDALIA FEDERAL SAVINGS BANK | VIDALIA | OTS | May 2007 | Satisfactory |
| FIRST FLAG BANK | LA GRANGE | OTS | Apr 1996 | Outstanding |
| TRUST COMPANY BANK OF COLUMBUS | COLUMBUS | OCC | Aug 1994 | Satisfactory |
| SUNTRUST BANK, SOUTHEAST GEORGIA, N.A. | BRUNSWICK | OCC | Nov 1996 | Outstanding |
| FIRST FS & LA | CALHOUN | OTS | Nov 1993 | Outstanding |
| ADEL BANKING COMPANY | ADEL | FDIC | May 2005 | Satisfactory |
| BANK OF DAHLONEGA | DAHLONEGA | FDIC | Dec 1999 | Satisfactory |
| BANK OF DANIELSVILLE | DANIELSVILLE | FDIC | Sep 1999 | Satisfactory |
| SOUTHEASTERN BANK | DARIEN | FDIC | Nov 2024 | Satisfactory |
| THE BANK OF EDISON | EDISON | FDIC | Jan 2026 | Satisfactory |
| CENTRAL BANK OF GEORGIA | ELLAVILLE | FDIC | Jul 2011 | Satisfactory |
| THE BANK OF ELLIJAY | ELLIJAY | FDIC | Jul 1998 | Satisfactory |
| FARMERS STATE BANK | LUMPKIN | FDIC | Jun 2014 | Satisfactory |
| PRIMESOUTH BANK | BLACKSHEAR | FDIC | Jun 2025 | Satisfactory |
| BANK SOUTH, WASHINGTON COUNTY | TENNILLE | FDIC | Nov 1991 | Satisfactory |
| BANK OF WRIGHTSVILLE | WRIGHTSVILLE | FDIC | Sep 2022 | Satisfactory |
| COMMUNITY BANK & TRUST | CORNELIA | FDIC | Jan 2010 | Satisfactory |
| BANK OF NEWINGTON | NEWINGTON | FDIC | Nov 2021 | Satisfactory |
| SEA ISLAND BANK | STATESBORO | FDIC | Dec 2007 | Satisfactory |
| GEORGIA CENTRAL BANK | SOCIAL CIRCLE | FDIC | Jan 2005 | Satisfactory |
| THE FARMERS BANK | GREENSBORO | FDIC | Sep 2025 | Satisfactory |
| CITIZENS BANK | CAIRO | FDIC | Mar 2013 | Satisfactory |
| BANK OF CHICKAMAUGA | CHICKAMAUGA | FDIC | Nov 2009 | Satisfactory |
| HARDWICK BANK & TRUST COMPANY | DALTON | FDIC | Sep 1999 | Satisfactory |
| FARMERS AND MERCHANTS BANK | LAKELAND | FDIC | Jun 2024 | Satisfactory |
| THOMASTON FEDERAL SAVINGS BANK | THOMASTON | OTS | Jul 1997 | Outstanding |
| CHARTERBANK | WEST POINT | OTS | Sep 2009 | Satisfactory |