Bank Holding Company
MCCREARY BANCSHARES INC
Legal name: MCCREARY BANCSHARES INC.
1 active bank · 1 merged/absorbed · $459M combined assets
RSSD ID: 1071342 (FFIEC NIC)
Combined Assets
$459M
CRA Rating Summary
Outstanding1charter
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$459M
1 active bank
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
UNITED CUMBERLAND BANK
WHITLEY CITY, KY · FDIC · $459M
OutstandingFIRST TRUST AND SAVINGS BANK, ONEIDA, TENNESSEE
Merged 2014ONEIDA, TN · FDIC · $146M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED CUMBERLAND BANK | WHITLEY CITY, KY | FDIC | $459M | 100.0% | Outstanding | Mar 2025 |
| FIRST TRUST AND SAVINGS BANK, ONEIDA, TENNESSEEMerged 2014 | ONEIDA, TN | FDIC | $146M | — | Satisfactory | Dec 2011 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.