FIRST MERCHANTS CORP
Legal name: FIRST MERCHANTS CORPORATION
1 active bank · 6 merged/absorbed · $21.0B combined assets
RSSD ID: 1208559 (FFIEC NIC)
Combined Assets
$21.0B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$21.0B
1 active bank
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST MERCHANTS BANK
MUNCIE, IN · FDIC · $21.0B
SatisfactoryLAFAYETTE BANK AND TRUST COMPANY
Merged 2009LAFAYETTE, IN · FDIC · $1.1B
SatisfactoryPENDLETON BANKING COMPANY
Merged 2009ANDERSON, IN · FDIC · $1.1B
SatisfactoryTHE RANDOLPH COUNTY BANK
Merged 2007WINCHESTER, IN · FDIC · $325M
SatisfactoryFRANCES SLOCUM BANK AND TRUST COMPANY
Merged 2007WABASH, IN · FDIC · $213M
OutstandingDECATUR BANK AND TRUST COMPANY
Merged 2007DECATUR, IN · FDIC · $167M
OutstandingFIRST UNITED BANK
Merged 2006MIDDLETOWN, IN · FDIC · $94M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST MERCHANTS BANK | MUNCIE, IN | FDIC | $21.0B | 100.0% | Satisfactory | Oct 2025 |
| LAFAYETTE BANK AND TRUST COMPANYMerged 2009 | LAFAYETTE, IN | FDIC | $1.1B | — | Satisfactory | Jun 2003 |
| PENDLETON BANKING COMPANYMerged 2009 | ANDERSON, IN | FDIC | $1.1B | — | Satisfactory | Apr 1999 |
| THE RANDOLPH COUNTY BANKMerged 2007 | WINCHESTER, IN | FDIC | $325M | — | Satisfactory | Apr 1999 |
| FRANCES SLOCUM BANK AND TRUST COMPANYMerged 2007 | WABASH, IN | FDIC | $213M | — | Outstanding | Jan 2000 |
| DECATUR BANK AND TRUST COMPANYMerged 2007 | DECATUR, IN | FDIC | $167M | — | Outstanding | May 1999 |
| FIRST UNITED BANKMerged 2006 | MIDDLETOWN, IN | FDIC | $94M | — | Satisfactory | Apr 1999 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.