FIRST BANCSHARES COLD SPRING
Legal name: FIRST BANCSHARES, INC., OF COLD SPRING
1 active bank · $347M combined assets
RSSD ID: 1247969 (FFIEC NIC)
Combined Assets
$347M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$347M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$297M
Net Income
$1M
ROA (avg)
1.17%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2019.
Applications
34
Origination Rate
91.18%
Denial Rate
0%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| GRANITE COMMUNITY BANK | COLD SPRING, MN | FDIC | $347M | 100.0% | Satisfactory | Aug 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.