WILSON BANK HOLDING CO
Legal name: WILSON BANK HOLDING COMPANY
1 active bank · 2 merged/absorbed · $6.0B combined assets
RSSD ID: 2004141 (FFIEC NIC)
Combined Assets
$6.0B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$6.0B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$5.4B
Net Income
$23M
ROA (avg)
1.52%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
2,124
Origination Rate
69.3%
Denial Rate
11.96%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
WILSON BANK AND TRUST
LEBANON, TN · FDIC · $6.0B
SatisfactoryDEKALB COMMUNITY BANK
Merged 2005SMITHVILLE, TN · FDIC · $112M
SatisfactoryCOMMUNITY BANK OF SMITH COUNTY
Merged 2005CARTHAGE, TN · FDIC · $91M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| WILSON BANK AND TRUST | LEBANON, TN | FDIC | $6.0B | 100.0% | Satisfactory | Mar 2026 |
| DEKALB COMMUNITY BANKMerged 2005 | SMITHVILLE, TN | FDIC | $112M | — | Satisfactory | Nov 2001 |
| COMMUNITY BANK OF SMITH COUNTYMerged 2005 | CARTHAGE, TN | FDIC | $91M | — | Satisfactory | Aug 2002 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.