OHNWARD BANCSHARES INC
Legal name: OHNWARD BANCSHARES, INC.
3 active banks · 1 merged/absorbed · $1.7B combined assets
RSSD ID: 1200311 (FFIEC NIC)
Combined Assets
$1.7B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Outstanding
1 of 3 banks · Exceeds expectations for community lending
Combined Assets
$1.7B
3 active banks
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST CENTRAL STATE BANK
DEWITT, IA · FDIC · $784M
SatisfactoryOHNWARD BANK & TRUST
CASCADE, IA · FDIC · $489M
SatisfactoryMAQUOKETA STATE BANK
MAQUOKETA, IA · FDIC · $445M
OutstandingGATEWAY STATE BANK
Merged 2019CLINTON, IA · FDIC · $158M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST CENTRAL STATE BANK | DEWITT, IA | FDIC | $784M | 100.0% | Satisfactory | Nov 2025 |
| OHNWARD BANK & TRUST | CASCADE, IA | FDIC | $489M | 100.0% | Satisfactory | May 2025 |
| MAQUOKETA STATE BANK | MAQUOKETA, IA | FDIC | $445M | 100.0% | Outstanding | Jan 1999 |
| GATEWAY STATE BANKMerged 2019 | CLINTON, IA | FDIC | $158M | — | Satisfactory | Jul 2015 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.