EVEREST BANCSHARES INC
Legal name: EVEREST BANCSHARES, INC.
1 active bank · 2 merged/absorbed · $431M combined assets
RSSD ID: 1057515 (FFIEC NIC)
Combined Assets
$431M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$431M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$387M
Net Income
$2M
ROA (avg)
1.53%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
193
Origination Rate
85.49%
Denial Rate
5.7%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
THE UNION STATE BANK OF EVEREST
EVEREST, KS · FDIC · $431M
SatisfactoryBANK OF GOWER
Merged 2009GOWER, MO · FDIC · $46M
SatisfactoryTHE BANK OF MCLOUTH
Merged 2011MC LOUTH, KS · FDIC · $38M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE UNION STATE BANK OF EVEREST | EVEREST, KS | FDIC | $431M | 100.0% | Satisfactory | Nov 1998 |
| BANK OF GOWERMerged 2009 | GOWER, MO | FDIC | $46M | — | Satisfactory | Feb 2008 |
| THE BANK OF MCLOUTHMerged 2011 | MC LOUTH, KS | FDIC | $38M | — | Satisfactory | Jun 2009 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.