BERKSHIRE BCORP INC
Legal name: BERKSHIRE BANCORP INC.
1 active bank · $542M combined assets
RSSD ID: 2728157 (FFIEC NIC)
Combined Assets
$542M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$542M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$410M
Net Income
$507K
ROA (avg)
0.38%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
2,382
Origination Rate
62.85%
Denial Rate
20.19%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE BERKSHIRE BANK | NEW YORK, NY | FDIC | $542M | 100.0% | Needs to Improve | Dec 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.