CARTER BANKSHARES INC
Legal name: CARTER BANKSHARES, INC.
1 active bank · $4.8B combined assets
RSSD ID: 5530258 (FFIEC NIC)
Combined Assets
$4.8B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$4.8B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$4.2B
Net Income
$86M
ROA (avg)
7.13%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
490
Origination Rate
62.04%
Denial Rate
28.16%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CARTER BANK & TRUST | MARTINSVILLE, VA | FDIC | $4.8B | 100.0% | Satisfactory | May 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.