Bank Holding Company
LOWNDES BANCSHARES INC
Legal name: LOWNDES BANCSHARES, INC.
2 active banks · $1.2B combined assets
RSSD ID: 3839340 (FFIEC NIC)
Combined Assets
$1.2B
CRA Rating Summary
Satisfactory2charters
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.2B
2 active banks
Bank Charters
Each charter is examined independently for CRA compliance.
FARMERS AND MERCHANTS BANK
LAKELAND, GA · FDIC · $801M
SatisfactoryCOMMERCIAL BANKING COMPANY
VALDOSTA, GA · FDIC · $409M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS AND MERCHANTS BANK | LAKELAND, GA | FDIC | $801M | 100.0% | Satisfactory | Jun 2024 |
| COMMERCIAL BANKING COMPANY | VALDOSTA, GA | FDIC | $409M | 100.0% | Satisfactory | Feb 1995 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.