Bank Holding Company
EMPLOYEE STK OWNERSHIP PLAN EMP PAYNE CNTY BK
1 active bank · $304M combined assets
RSSD ID: 2168977 (FFIEC NIC)
Combined Assets
$304M
CRA Rating Summary
Satisfactory1charter
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$304M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$253M
Net Income
$2M
ROA (avg)
2.32%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
CFPB · 2024Lender rankings →
Aggregated HMDA data across all active charters for 2024.
Applications
135
Origination Rate
80.74%
Denial Rate
11.85%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| THE PAYNE COUNTY BANK | PERKINS, OK | FDIC | $304M | Satisfactory | Nov 1998 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.