CENTRAL SOUTH BCORP INC
Legal name: CENTRAL SOUTH BANCORPORATION, INC.
1 active bank · $652M combined assets
RSSD ID: 2732574 (FFIEC NIC)
Combined Assets
$652M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$652M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$582M
Net Income
$1M
ROA (avg)
0.85%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
1,128
Origination Rate
79.34%
Denial Rate
8.78%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PEOPLES SAVINGS BANK | INDIANOLA, IA | FDIC | $652M | 100.0% | Satisfactory | Aug 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.